Debt Relief Provider Profiles in Irvine, CA

Review 5 listed debt relief profiles associated with Irvine, California. Average stored Google rating where available: 4.8/5.

5 Listed Profiles 3 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Debt Relief

Better Debt Solutions logo

Better Debt Solutions

Better Debt Solutions offers debt consolidation and credit counseling services to help consumers manage unsecured debt through relief programs.

5.0/5

Google rating from 281 reviews

BBB: NR

Profile signals: Consumers with $7,500-$100,000+ in unsecured debt seeking debt consolidation options, Individuals preferring online application processes with quick enrollment timelines

Americor logo

Americor

Americor is an Irvine, CA-based fintech debt relief company founded in 2009, offering debt settlement and consolidation through sister company Credit9. BBB A+ rated with 13,700+ Google reviews at 4.8 stars. Inc. 5000 honoree.

4.8/5

Google rating from 13,703 reviews

BBB: A+

Profile signals: Consumers with $10,000+ in unsecured debt (credit cards, medical, personal loans) seeking negotiated settlements at 40-60% of original balances, Those who may not meet traditional debt-consolidation loan criteria and want to avoid bankruptcy

Citizens Debt Relief logo

Citizens Debt Relief

Citizens Debt Relief is an Irvine, CA-based debt settlement firm. BBB A+ accredited. IAPDA member. 1,536 Google reviews. Fee-after-settlement model.

4.7/5

Google rating from 1,536 reviews

BBB: A+

Profile signals: Consumers with $10,000+ unsecured debt seeking settlement from a BBB A+ IAPDA-member firm, Those wanting attorney-backed debt settlement services

Listed Debt Relief Profiles in Irvine (5)

Better Debt Solutions logo

Better Debt Solutions

Better Debt Solutions offers debt consolidation and credit counseling services to help consumers manage unsecured debt through relief programs.

5.0/5

Google rating from 281 reviews

BBB: NR

Profile signals: Consumers with $7,500-$100,000+ in unsecured debt seeking debt consolidation options, Individuals preferring online application processes with quick enrollment timelines

Americor logo

Americor

Americor is an Irvine, CA-based fintech debt relief company founded in 2009, offering debt settlement and consolidation through sister company Credit9. BBB A+ rated with 13,700+ Google reviews at 4.8 stars. Inc. 5000 honoree.

4.8/5

Google rating from 13,703 reviews

BBB: A+

Profile signals: Consumers with $10,000+ in unsecured debt (credit cards, medical, personal loans) seeking negotiated settlements at 40-60% of original balances, Those who may not meet traditional debt-consolidation loan criteria and want to avoid bankruptcy

Citizens Debt Relief logo

Citizens Debt Relief

Citizens Debt Relief is an Irvine, CA-based debt settlement firm. BBB A+ accredited. IAPDA member. 1,536 Google reviews. Fee-after-settlement model.

4.7/5

Google rating from 1,536 reviews

BBB: A+

Profile signals: Consumers with $10,000+ unsecured debt seeking settlement from a BBB A+ IAPDA-member firm, Those wanting attorney-backed debt settlement services

Absolute Debt Relief logo

Absolute Debt Relief

Absolute Debt Relief offers debt settlement and consolidation services to reduce enrolled debts across credit cards, personal loans, medical bills, and other obligations. They promise to consolidate payments and achieve debt freedom in 12-60 months.

BBB: NR

Profile signals: Consumers with $5,000+ in unsecured debt across multiple creditors seeking consolidation, People overwhelmed by high-interest credit card debt who can afford settlements but not full repayment

Clarity Debt Resolution Inc. logo

Clarity Debt Resolution Inc.

Clarity Debt Resolution negotiates settlements on unsecured debt ($10K+) using a performance-based fee model where clients fund their own FDIC-insured trust accounts.

BBB: NR

Profile signals: Consumers with $10,000+ in unsecured debt who can commit to a multi-year resolution program, People facing financial hardship (job loss, divorce, medical emergency) seeking negotiated alternatives to bankruptcy