Credit Unions Provider Profiles in Omaha, NE

Review 8 listed credit unions profiles associated with Omaha, Nebraska.

8 Listed Profiles Payday: Restricted

Nebraska Lending Regulations

Nebraska voters approved a 36% APR cap on payday loans in 2020, materially changing high-cost lending in the state. The general usury cap is 16% for consumer loans. The Department of Banking and Finance regulates consumer lenders, and complaints can be filed with the Department or the Attorney General.

Usury cap: 36% APR cap on payday loans (Initiative 428, 2020); 16% general usury cap Agency: Nebraska Attorney General Consumer Protection Division

Listed Credit Unions Profiles in Omaha (8)

Centris logo

Centris

Centris FCU is a member-owned federal credit union based in Omaha, NE, offering checking, savings, loans, and business services since 1934.

BBB: NR

Profile signals: Omaha-area residents and employees seeking a member-focused alternative to for-profit banks with lower fees and rate claims to verify, Small business owners needing comprehensive commercial banking, payroll services, and construction financing from a community-oriented lender

Electrical Workers No 22 logo

Electrical Workers No 22

Member-owned federal credit union serving Local #22 electrical workers and families since 1956, offering checking, savings, loans, and online banking.

BBB: NR

Profile signals: Local #22 electrical workers seeking member-owned financial institution with community focus, Families of electrical workers needing affordable loans and savings products

First Nebraska logo

First Nebraska

First Nebraska Credit Union is an NCUA-insured member-owned financial cooperative offering checking, savings, loans, mortgages, and credit cards to individuals and employee groups.

BBB: NR

Profile signals: Nebraska residents seeking not-for-profit banking with member-focused service and personalized loan processing, Employees of select Nebraska companies with group membership eligibility

Gallup logo

Gallup

Gallup Federal Credit Union is a not-for-profit credit union serving Gallup employees and their immediate family members with rate claims to verify on savings, loans, and mortgages.

BBB: NR

Profile signals: Current and former Gallup employees seeking low-rate personal loans, auto refinancing, or mortgages, Gallup employee families looking for fee-free checking and higher-yield savings accounts

Mutual First logo

Mutual First

Mutual 1st Federal is a member-owned credit union in Omaha, NE offering checking, savings, loans, and credit cards with rate claims to verify and mobile banking access.

BBB: NR

Profile signals: Omaha-area residents seeking member-owned financial institution with competitive deposit rates, Borrowers shopping for auto/motorcycle loans with rates under 5% APR

Omaha Firefighters logo

Omaha Firefighters

Omaha Firefighters Credit Union is a member-owned financial institution offering online banking, bill payment, mobile access, loans, mortgages, and credit cards to firefighters and eligible members.

BBB: NR

Profile signals: Omaha-area firefighters and their families seeking member-focused banking, Members preferring 24/7 online banking and mobile account management

U.P. Connection logo

U.P. Connection

U.P. Connection Federal Credit Union is a member-owned, not-for-profit credit union headquartered in Omaha, Nebraska, offering financial services to eligible members.

BBB: NR

Profile signals: Nebraska residents seeking NCUA-insured deposit accounts with member-ownership benefits, Individuals interested in cooperative financial institutions aligned with member interests

Union Pacific Streamliner logo

Union Pacific Streamliner

Federal credit union exclusively serving Union Pacific employees and families since 1937, offering auto loans, home equity lines, personal loans, and rewards credit cards.

BBB: NR

Profile signals: Union Pacific employees seeking employee-focused financial products with rate claims to verify and personalized service, UP employee families looking to consolidate high-interest debt or finance major purchases like homes or vehicles