Credit Unions Provider Profiles in El Paso, TX

Review 5 listed credit unions profiles associated with El Paso, Texas.

5 Listed Profiles Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Listed Credit Unions Profiles in El Paso (5)

Evolve logo

Evolve

Evolve Federal Credit Union is an El Paso-based credit union offering digital-first banking with checking accounts, loans, mortgages, and investment tools accessible 24/7 through online and mobile platforms.

BBB: NR

Profile signals: Tech-savvy members prioritizing mobile and online banking convenience over branch interaction, El Paso-area residents seeking credit union membership with robust digital-first services

Firstlight logo

Firstlight

FirstLight Federal Credit Union is a member-owned, not-for-profit financial institution serving the El Paso region with competitive lending rates, savings products, and community-focused financial services.

BBB: NR

Profile signals: El Paso-area residents seeking below-market auto loan rates with rate-matching stated terms, Individuals with poor or limited credit history looking for accessible credit rebuilder loan products

Gecu Federal Credit Union logo

Gecu Federal Credit Union

GECU Federal Credit Union is a member-owned financial cooperative serving Texas and New Mexico with full-service banking, lending, and investment products.

BBB: NR

Profile signals: Texas and New Mexico residents seeking member-owned banking alternatives to traditional banks, Families wanting to establish youth financial accounts with educational support

Mountain Star logo

Mountain Star

Member-owned credit union serving El Paso and Southern New Mexico since 1935, offering checking, savings, CDs, IRAs, and loan products with low minimum deposits.

BBB: NR

Profile signals: El Paso and Southern New Mexico residents seeking basic checking and savings accounts with low barriers to membership, Savers with 6-12 month CD terms looking for rate claims to verify on shorter-duration certificates

One Source logo

One Source

Member-owned federal credit union serving El Paso, TX and Las Cruces, NM since 1937 with 12,000+ members. Offers checking, savings, auto loans, mortgages, and credit cards.

BBB: NR

Profile signals: El Paso and Las Cruces residents seeking relationship-based lending with member ownership benefits, Consumers prioritizing credit union stability and cooperative principles over maximum rates or rewards