Compare 10 credit unions companies serving Austin, Texas. Average rating: 4.1/5.
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.
Best for: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships
Austin-based credit union serving Travis County members with bilingual support, ITIN lending, and CDFI designation. $10 minimum membership with no monthly checking fees.
Best for: Undocumented immigrants and ITIN holders seeking credit access and financial services, Travis County residents and employees seeking community-focused, non-profit banking with bilingual support
Texas DPS Credit Union is a not-for-profit federal credit union serving members since 1954, offering checking, savings, loans, and credit cards with competitive rates.
Best for: Individuals in the Austin, Texas area seeking relationship-based banking with competitive rates, Members eligible for membership (occupation or association-based) seeking a not-for-profit alternative to traditional banks
Texas Health Credit Union is a member-owned financial cooperative celebrating 70 years of service, offering checking, savings, loans, and credit cards with no monthly service charges.
Best for: Members seeking a traditional credit union with no-fee checking and ATM access, Consumers interested in auto financing or home equity loans from a cooperative institution
Travis County Credit Union is a federally insured credit union offering checking, savings, loans, and credit cards to eligible members in the Austin area.
Best for: Austin-area residents and those eligible to join seeking federally insured savings and checking accounts, Members needing auto or motorcycle financing with competitive fixed rates
UFCU is a credit union offering banking services including checking, savings, and member access through multiple branch locations.
Best for: Members seeking traditional banking services through a member-owned cooperative, Customers preferring in-person banking relationships with local branch access
Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.
Best for: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships
Austin-based credit union serving Travis County members with bilingual support, ITIN lending, and CDFI designation. $10 minimum membership with no monthly checking fees.
Best for: Undocumented immigrants and ITIN holders seeking credit access and financial services, Travis County residents and employees seeking community-focused, non-profit banking with bilingual support
Texas DPS Credit Union is a not-for-profit federal credit union serving members since 1954, offering checking, savings, loans, and credit cards with competitive rates.
Best for: Individuals in the Austin, Texas area seeking relationship-based banking with competitive rates, Members eligible for membership (occupation or association-based) seeking a not-for-profit alternative to traditional banks
Texas Health Credit Union is a member-owned financial cooperative celebrating 70 years of service, offering checking, savings, loans, and credit cards with no monthly service charges.
Best for: Members seeking a traditional credit union with no-fee checking and ATM access, Consumers interested in auto financing or home equity loans from a cooperative institution
Travis County Credit Union is a federally insured credit union offering checking, savings, loans, and credit cards to eligible members in the Austin area.
Best for: Austin-area residents and those eligible to join seeking federally insured savings and checking accounts, Members needing auto or motorcycle financing with competitive fixed rates
UFCU is a credit union offering banking services including checking, savings, and member access through multiple branch locations.
Best for: Members seeking traditional banking services through a member-owned cooperative, Customers preferring in-person banking relationships with local branch access
United Heritage Credit Union is a full-service credit union offering checking, savings, loans, and financial services with multiple Austin-area branch locations.
Best for: Austin-area residents seeking traditional full-service credit union banking with community involvement, Members preferring relationship-based banking with personalized service over online-only neobanks
Amplify Credit Union is a Texas-based credit union offering checking, savings, loans, and wealth management with physical branches in Austin and online banking access.
Best for: Austin-area residents seeking traditional credit union banking with physical branch access, Texas business owners looking for commercial banking, treasury management, and business lending
Austin FCU is a federally chartered credit union offering checking, savings, loans, and credit cards with no hidden fees and member-focused service.
Best for: Austin-area residents and employees of organizations with credit union affiliation seeking community-focused banking, Individuals looking to refinance auto/motorcycle loans or access home equity products at credit union rates
Capitol Credit Union is a member-owned financial institution serving Central Texas for 70 years, offering checking, savings, loans, credit cards, and wealth management services.
Best for: Central Texas residents and businesses seeking member-owned credit union banking with community accountability, Parents introducing children to money management through Next Gen youth accounts with guided debit cards