Credit Unions Provider Profiles in Austin, TX

Review 18 listed credit unions profiles associated with Austin, Texas. Average stored Google rating where available: 4.1/5.

18 Listed Profiles 10 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

A+ Federal Credit Union logo

A+ Federal Credit Union

Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.

4.6/5

Google rating from 1,135 reviews

BBB: NR

Profile signals: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships

Star of Texas Credit Union logo

Star of Texas Credit Union

Austin-based credit union serving Travis County members with bilingual support, ITIN lending, and CDFI designation. $10 minimum membership with no monthly checking fees.

4.5/5

Google rating from 120 reviews

BBB: NR

Profile signals: Undocumented immigrants and ITIN holders seeking credit access and financial services, Travis County residents and employees seeking community-focused, non-profit banking with bilingual support

UFCU logo

UFCU

UFCU is a credit union offering banking services including checking, savings, and member access through multiple branch locations.

4.4/5

Google rating from 498 reviews

BBB: NR

Profile signals: Members seeking traditional banking services through a member-owned cooperative, Customers preferring in-person banking relationships with local branch access

Travis County Credit Union logo

Travis County Credit Union

Travis County Credit Union is a federally insured credit union offering checking, savings, loans, and credit cards to eligible members in the Austin area.

4.2/5

Google rating from 71 reviews

BBB: NR

Profile signals: Austin-area residents and those eligible to join seeking federally insured savings and checking accounts, Members needing auto or motorcycle financing with competitive fixed rates

Capitol Credit Union logo

Capitol Credit Union

Capitol Credit Union is a member-owned financial institution serving Central Texas for 70 years, offering checking, savings, loans, credit cards, and wealth management services.

4.1/5

Google rating from 90 reviews

BBB: NR

Profile signals: Central Texas residents and businesses seeking member-owned credit union banking with community accountability, Parents introducing children to money management through Next Gen youth accounts with guided debit cards

Texas Health Credit Union logo

Texas Health Credit Union

Texas Health Credit Union is a member-owned financial cooperative celebrating 70 years of service, offering checking, savings, loans, and credit cards with no monthly service charges.

4.1/5

Google rating from 37 reviews

BBB: NR

Profile signals: Members seeking a traditional credit union with no-fee checking and ATM access, Consumers interested in auto financing or home equity loans from a cooperative institution

Listed Credit Unions Profiles in Austin (18)

A+ Federal Credit Union logo

A+ Federal Credit Union

Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.

4.6/5

Google rating from 1,135 reviews

BBB: NR

Profile signals: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships

Star of Texas Credit Union logo

Star of Texas Credit Union

Austin-based credit union serving Travis County members with bilingual support, ITIN lending, and CDFI designation. $10 minimum membership with no monthly checking fees.

4.5/5

Google rating from 120 reviews

BBB: NR

Profile signals: Undocumented immigrants and ITIN holders seeking credit access and financial services, Travis County residents and employees seeking community-focused, non-profit banking with bilingual support

UFCU logo

UFCU

UFCU is a credit union offering banking services including checking, savings, and member access through multiple branch locations.

4.4/5

Google rating from 498 reviews

BBB: NR

Profile signals: Members seeking traditional banking services through a member-owned cooperative, Customers preferring in-person banking relationships with local branch access

Travis County Credit Union logo

Travis County Credit Union

Travis County Credit Union is a federally insured credit union offering checking, savings, loans, and credit cards to eligible members in the Austin area.

4.2/5

Google rating from 71 reviews

BBB: NR

Profile signals: Austin-area residents and those eligible to join seeking federally insured savings and checking accounts, Members needing auto or motorcycle financing with competitive fixed rates

Capitol Credit Union logo

Capitol Credit Union

Capitol Credit Union is a member-owned financial institution serving Central Texas for 70 years, offering checking, savings, loans, credit cards, and wealth management services.

4.1/5

Google rating from 90 reviews

BBB: NR

Profile signals: Central Texas residents and businesses seeking member-owned credit union banking with community accountability, Parents introducing children to money management through Next Gen youth accounts with guided debit cards

Texas Health Credit Union logo

Texas Health Credit Union

Texas Health Credit Union is a member-owned financial cooperative celebrating 70 years of service, offering checking, savings, loans, and credit cards with no monthly service charges.

4.1/5

Google rating from 37 reviews

BBB: NR

Profile signals: Members seeking a traditional credit union with no-fee checking and ATM access, Consumers interested in auto financing or home equity loans from a cooperative institution

Texas DPS Credit Union logo

Texas DPS Credit Union

Texas DPS Credit Union is a not-for-profit federal credit union serving members since 1954, offering checking, savings, loans, and credit cards with rate claims to verify.

4.0/5

Google rating from 46 reviews

BBB: NR

Profile signals: Individuals in the Austin, Texas area seeking relationship-based banking with rate claims to verify, Members eligible for membership (occupation or association-based) seeking a not-for-profit alternative to traditional banks

United Heritage Credit Union logo

United Heritage Credit Union

United Heritage Credit Union is a full-service credit union offering checking, savings, loans, and financial services with multiple Austin-area branch locations.

3.9/5

Google rating from 131 reviews

BBB: NR

Profile signals: Austin-area residents seeking traditional full-service credit union banking with community involvement, Members preferring relationship-based banking with personalized service over online-only neobanks

Amplify Credit Union Offices (No Branch) logo

Amplify Credit Union Offices (No Branch)

Amplify Credit Union is a Texas-based credit union offering checking, savings, loans, and wealth management with physical branches in Austin and online banking access.

3.7/5

Google rating from 76 reviews

BBB: NR

Profile signals: Austin-area residents seeking traditional credit union banking with physical branch access, Texas business owners looking for commercial banking, treasury management, and business lending

Austin FCU logo

Austin FCU

Austin FCU is a federally chartered credit union offering checking, savings, loans, and credit cards with no fees to verify and member-focused service.

3.5/5

Google rating from 45 reviews

BBB: NR

Profile signals: Austin-area residents and employees of organizations with credit union affiliation seeking community-focused banking, Individuals looking to refinance auto/motorcycle loans or access home equity products at credit union rates

A+ Federal Credit Union logo

A+ Federal Credit Union

Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a #1-rated mobile app and rate claims to verify.

BBB: NR

Profile signals: Texas-based consumers eligible for credit union membership seeking competitive auto and mortgage rates, Tech-savvy members prioritizing mobile banking convenience and early direct deposit benefits

Amplify logo

Amplify

Amplify is a Texas-based credit union offering fee-free checking, savings, and lending products to personal and business members with no account maintenance, overdraft, or wire transfer fees.

BBB: NR

Profile signals: Texas residents seeking fee-free personal checking and savings without sacrificing lending capabilities, Texas small business owners wanting commercial banking with no fees and high-yield business savings options

Austin Telco logo

Austin Telco

Austin Telco Federal Credit Union is a member-owned credit union offering checking, savings, certificates, auto refinancing, mortgages, and commercial real estate loans with NCUA insurance protection.

BBB: NR

Profile signals: Austin-area residents and employees in telecommunications or related industries seeking high-yield checking, Vehicle owners looking to refinance auto loans with short-term cash access incentives and payment breaks

Government Employee Federal Credit Union logo

Government Employee Federal Credit Union

Federal credit union serving government employees with checking, savings, loans, and credit cards. Member-owned financial institution focused on affordable lending and member benefits.

BBB: NR

Profile signals: Government employees seeking member-owned financial institution with personalized service, Vehicle buyers looking for competitive auto loan rates and lending support

Greater Texas Credit Union - Headquarters (No Member Services) logo

Greater Texas Credit Union - Headquarters (No Member Services)

Greater Texas Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards to individuals and businesses across Texas.

BBB: NR

Profile signals: Texas residents seeking member-owned financial institution with lower fees than traditional banks, Borrowers interested in auto loans with promotional incentives and rate claims to verify

Star of Texas logo

Star of Texas

Austin-based credit union serving Travis County members with bilingual support, ITIN lending, and CDFI certification focused on underserved communities.

BBB: NR

Profile signals: Undocumented immigrants and ITIN holders seeking banking and lending services in Travis County, Austin-area residents seeking a community-focused, mission-driven alternative to traditional banks

Texas Dps logo

Texas Dps

Texas DPS Credit Union is a not-for-profit, member-owned credit union serving the public since 1954, offering checking, savings, loans, credit cards, and investment services with no monthly fees.

BBB: NR

Profile signals: Members eligible for Texas DPS Credit Union membership seeking no-fee checking and competitive loan rates, Consumers wanting to build savings habits through automated round-up programs with debit card usage

Vatat logo

Vatat

VATAT Credit Union is a member-owned, not-for-profit credit union serving vocational agriculture and industrial teachers in Texas since 1961, offering savings accounts, checking, CDs, and personal loans.

BBB: NR

Profile signals: Vocational agriculture teachers in Texas seeking member-owned credit union banking, Industrial vocational educators looking for competitive CD rates and personal loans