Credit Repair Provider Profiles in San Jose, CA

Review 3 listed credit repair profiles associated with San Jose, California. Average stored Google rating where available: 5.0/5.

3 Listed Profiles 1 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Credit Repair

Imax Credit Repair Firm San Jose logo

Imax Credit Repair Firm San Jose

Imax Credit Repair helps San Jose residents dispute errors and negative items on credit reports to improve FICO scores for loans, mortgages, and financial goals.

5.0/5

Google rating from 9 reviews

BBB: NR

Profile signals: San Jose residents with multiple negative items on their credit report seeking mortgage approval, Entrepreneurs and small business owners needing credit improvement for business loan qualification

Listed Credit Repair Profiles in San Jose (3)

Imax Credit Repair Firm San Jose logo

Imax Credit Repair Firm San Jose

Imax Credit Repair helps San Jose residents dispute errors and negative items on credit reports to improve FICO scores for loans, mortgages, and financial goals.

5.0/5

Google rating from 9 reviews

BBB: NR

Profile signals: San Jose residents with multiple negative items on their credit report seeking mortgage approval, Entrepreneurs and small business owners needing credit improvement for business loan qualification

Credit Repair Resource Center Milpitas logo

Credit Repair Resource Center Milpitas

ASAP Credit Repair is a family-owned credit repair company in Milpitas, CA that disputes negative items on credit reports and offers free credit consultations with a 73% success rate.

BBB: NR

Profile signals: Consumers with negative items on credit reports seeking affordable dispute services, People looking for free initial credit assessment before committing to paid services

The Credit World logo

The Credit World

San Jose-based credit repair company offering dispute services and credit report remediation. Staff members work directly with clients to dispute reported items and review credit-score improvement claims.

BBB: NR

Profile signals: Consumers with identity theft or fraudulent accounts on credit reports, Local San Jose residents who prefer in-person credit consultations