Credit Repair Provider Profiles in San Diego, CA

Review 11 listed credit repair profiles associated with San Diego, California. Average stored Google rating where available: 4.8/5.

11 Listed Profiles 8 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Credit Repair

BETTER LIFE CREDIT LLC.

San Diego-based credit repair company that disputes negative items on credit reports to improve scores. Founded by CEO Alex Covarrubias, they claim to remove late payments, collections, charge-offs, and other derogatory marks.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Consumers in the San Diego area with collections, charge-offs, or late payments seeking local credit repair guidance, Individuals pre-approved for home or auto purchase who need rapid credit-score context to review to access better rates

Fenwaick Credit Repair

Michael T Fenwick offers credit repair disputes, credit coaching, and business credit services. Services include unlimited dispute rounds, credit audits, and one-on-one mentorship.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Individuals with multiple negative items (collections, charge-offs, judgments) who also want to launch a business and need credit repair plus funding strategy, Entrepreneurs or business owners with poor personal credit seeking to build separate business credit and access funding

Velnor Credit Repair San Diego

San Diego Credit Repair Company disputes inaccurate items on credit reports and negotiates debt settlements. Operating since 2009, they offer tiered service plans targeting charge-offs, collections, judgments, and identity theft.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers with charge-offs and closed accounts from original creditors seeking removal assistance, Individuals with identity theft on credit reports who need listed dispute support

Veterans & Civilian Credit Restoration Corp

Credit restoration company serving veterans and civilians offering dispute services, debt negotiation, and credit counseling with a 90-day results listed refund term or money back.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: Veterans transitioning to civilian life seeking credit recovery after service-related financial hardship, Consumers with multiple negative items (collections, charge-offs, late payments) willing to pay for dispute services

Rapid Credit Boosters

San Diego credit repair firm offering dispute services, tradeline placement, and credit coaching for individuals and businesses since 2015.

4.8/5

Google rating from 104 reviews

BBB: NR

Profile signals: Individuals with collections, medical debt, or hard inquiries needing active dispute help, People working toward a specific goal such as buying a car or qualifying for a mortgage

Baby Boomers Credit Repair

San Diego-based credit repair company with 40+ years of experience disputing errors and building positive credit through personalized strategies.

4.7/5

Google rating from 17 reviews

BBB: NR

Profile signals: San Diego-area consumers with credit report errors who prefer a local, personalized approach, Individuals seeking to understand credit repair as part of broader financial improvement

Listed Credit Repair Profiles in San Diego (11)

BETTER LIFE CREDIT LLC.

San Diego-based credit repair company that disputes negative items on credit reports to improve scores. Founded by CEO Alex Covarrubias, they claim to remove late payments, collections, charge-offs, and other derogatory marks.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Consumers in the San Diego area with collections, charge-offs, or late payments seeking local credit repair guidance, Individuals pre-approved for home or auto purchase who need rapid credit-score context to review to access better rates

Fenwaick Credit Repair

Michael T Fenwick offers credit repair disputes, credit coaching, and business credit services. Services include unlimited dispute rounds, credit audits, and one-on-one mentorship.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Individuals with multiple negative items (collections, charge-offs, judgments) who also want to launch a business and need credit repair plus funding strategy, Entrepreneurs or business owners with poor personal credit seeking to build separate business credit and access funding

Velnor Credit Repair San Diego

San Diego Credit Repair Company disputes inaccurate items on credit reports and negotiates debt settlements. Operating since 2009, they offer tiered service plans targeting charge-offs, collections, judgments, and identity theft.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers with charge-offs and closed accounts from original creditors seeking removal assistance, Individuals with identity theft on credit reports who need listed dispute support

Veterans & Civilian Credit Restoration Corp

Credit restoration company serving veterans and civilians offering dispute services, debt negotiation, and credit counseling with a 90-day results listed refund term or money back.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: Veterans transitioning to civilian life seeking credit recovery after service-related financial hardship, Consumers with multiple negative items (collections, charge-offs, late payments) willing to pay for dispute services

Rapid Credit Boosters

San Diego credit repair firm offering dispute services, tradeline placement, and credit coaching for individuals and businesses since 2015.

4.8/5

Google rating from 104 reviews

BBB: NR

Profile signals: Individuals with collections, medical debt, or hard inquiries needing active dispute help, People working toward a specific goal such as buying a car or qualifying for a mortgage

Baby Boomers Credit Repair

San Diego-based credit repair company with 40+ years of experience disputing errors and building positive credit through personalized strategies.

4.7/5

Google rating from 17 reviews

BBB: NR

Profile signals: San Diego-area consumers with credit report errors who prefer a local, personalized approach, Individuals seeking to understand credit repair as part of broader financial improvement

Credit Repair San Diego - Fix Your Credit Scores

San Diego-based credit repair firm offering dispute resolution, credit analysis, and score improvement plans to help clients remove errors and negative items from credit reports.

4.7/5

Google rating from 15 reviews

BBB: NR

Profile signals: San Diego-area residents with credit report errors or inaccurate negative items seeking local service, Consumers overwhelmed by credit issues who want guided step-by-step improvement strategy

Dispute Resolutions Inc

San Diego-based credit repair company that disputes errors on credit reports and negotiates with creditors. Bonded, licensed, and registered as a Credit Services Organization.

4.3/5

Google rating from 11 reviews

BBB: NR

Profile signals: San Diego-area residents with errors or inaccuracies on their credit reports who want professional dispute assistance, Business owners in Southern California facing credit challenges or creditor collection issues

750 Plus Credit Repair San Diego

San Diego-based credit repair company offering dispute services to help consumers dispute reported items and errors from credit reports.

BBB: NR

Profile signals: San Diego-area consumers with credit report errors or inaccurate negative items, Individuals with specific 750+ credit-score context to review goals

Baby Boomers Credit repair

Performance-based credit repair company operating in San Diego with no upfront fees. Clients pay only after successful credit removals or fixes.

BBB: NR

Profile signals: San Diego-area consumers with negative credit items who want to avoid upfront payment risk, Baby Boomers and older adults seeking to rebuild credit for major purchases (home/auto)

Ria Money Transfer - Envios El Papi

Ria Money Transfer - Envios El Papi — Servicio de transferencias de dinero in San Diego, CA.

BBB: NR