Compare 7 credit repair companies serving Charlotte, North Carolina. Average rating: 4.4/5.
North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.
Clean Slate Consulting disputes negative items on credit reports and provides credit monitoring through a client portal with tiered service plans ranging from $99–$199/month.
Best for: Consumers with 15–25+ negative items who want professional dispute management and prefer not to DIY, Individuals seeking ongoing credit monitoring and accountability through a dedicated case advisor
Tip Top Scores is a credit repair provider based in Charlotte, North Carolina. Rated 4.9/5 with 155 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Charlotte, North Carolina looking for credit repair services, People who prefer working with a local credit repair provider
Credit Firm, Inc. offers credit repair, debt settlement, and personal credit coaching services across multiple states including Charlotte, NC, with a hybrid approach combining software and human expertise.
Best for: Charlotte, NC residents with negative credit items who want local personalized credit repair consultation, Consumers with multiple debts seeking strategic guidance on which accounts to prioritize for settlement
KASH & Services is a Charlotte-based multi-service financial firm offering tax preparation, tax resolution, bookkeeping, notary, and estate planning alongside business setup and dispatch services.
Best for: Small business owners needing integrated tax preparation and business setup services, Entrepreneurs launching transportation companies seeking both business formation and dispatch support
Empire Professional Services offers credit repair and financial consulting to help clients dispute negative items and improve credit scores, with claims of 95% seeing results in 30 days.
Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking coordinated dispute help, People preparing for major purchases like homes or cars who need faster credit improvement
Charlotte-based credit repair firm offering dispute services, credit monitoring, and financial counseling with 19+ years of experience and claimed $25M in customer savings.
Best for: Business owners seeking to establish or repair business credit alongside personal credit improvement, Charlotte-area residents preferring local, in-person credit repair consultation
Clean Slate Consulting disputes negative items on credit reports and provides credit monitoring through a client portal with tiered service plans ranging from $99–$199/month.
Best for: Consumers with 15–25+ negative items who want professional dispute management and prefer not to DIY, Individuals seeking ongoing credit monitoring and accountability through a dedicated case advisor
Tip Top Scores is a credit repair provider based in Charlotte, North Carolina. Rated 4.9/5 with 155 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Charlotte, North Carolina looking for credit repair services, People who prefer working with a local credit repair provider
Credit Firm, Inc. offers credit repair, debt settlement, and personal credit coaching services across multiple states including Charlotte, NC, with a hybrid approach combining software and human expertise.
Best for: Charlotte, NC residents with negative credit items who want local personalized credit repair consultation, Consumers with multiple debts seeking strategic guidance on which accounts to prioritize for settlement
KASH & Services is a Charlotte-based multi-service financial firm offering tax preparation, tax resolution, bookkeeping, notary, and estate planning alongside business setup and dispatch services.
Best for: Small business owners needing integrated tax preparation and business setup services, Entrepreneurs launching transportation companies seeking both business formation and dispatch support
Empire Professional Services offers credit repair and financial consulting to help clients dispute negative items and improve credit scores, with claims of 95% seeing results in 30 days.
Best for: Consumers with multiple negative items (collections, late payments, charge-offs) seeking coordinated dispute help, People preparing for major purchases like homes or cars who need faster credit improvement
Charlotte-based credit repair firm offering dispute services, credit monitoring, and financial counseling with 19+ years of experience and claimed $25M in customer savings.
Best for: Business owners seeking to establish or repair business credit alongside personal credit improvement, Charlotte-area residents preferring local, in-person credit repair consultation
Charlotte-based credit repair firm led by licensed Realtor Chemise 'Star' Broadus, offering personalized dispute services and homeownership coaching nationwide.
Best for: Consumers working toward homeownership who want credit repair and real estate guidance from one licensed practitioner, Clients who prefer hands-on, relationship-based service over automated credit repair platforms