Credit Repair Provider Profiles in Charlotte, NC

Review 11 listed credit repair profiles associated with Charlotte, North Carolina. Average stored Google rating where available: 4.9/5.

11 Listed Profiles 7 Google-rated Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Provider Profiles for Credit Repair

CLEAN SLATE CONSULTING logo

CLEAN SLATE CONSULTING

Clean Slate Consulting disputes negative items on credit reports and provides credit monitoring through a client portal with tiered service plans ranging from $99–$199/month.

5.0/5

Google rating from 640 reviews

BBB: NR

Profile signals: Consumers with 15–25+ negative items who want professional dispute management and prefer not to DIY, Individuals seeking ongoing credit monitoring and accountability through a dedicated case advisor

Credit Repair Corporation Charlotte logo

Credit Repair Corporation Charlotte

Credit Firm, Inc. offers credit repair, debt settlement, and personal credit coaching services across multiple states including Charlotte, NC, with a hybrid approach combining software and human experience context.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Charlotte, NC residents with negative credit items who want local personalized credit repair consultation, Consumers with multiple debts seeking strategic guidance on which accounts to prioritize for settlement

KASH & Services logo

KASH & Services

KASH & Services is a Charlotte-based multi-service financial firm offering tax preparation, tax resolution, bookkeeping, notary, and estate planning alongside business setup and dispatch services.

5.0/5

Google rating from 54 reviews

BBB: NR

Profile signals: Small business owners needing integrated tax preparation and business setup services, Entrepreneurs launching transportation companies seeking both business formation and dispatch support

5 Star Credit & Financial Svcs, LLC logo

5 Star Credit & Financial Svcs, LLC

Charlotte-based credit repair firm led by licensed Realtor Chemise 'Star' Broadus, offering personalized dispute services and homeownership coaching nationwide.

4.9/5

Google rating from 112 reviews

BBB: NR

Profile signals: Consumers working toward homeownership who want credit repair and real estate guidance from one licensed practitioner, Clients who prefer hands-on, relationship-based service over automated credit repair platforms

Tip Top Scores logo

Tip Top Scores

Tip Top Scores is a credit repair provider based in Charlotte, North Carolina. Rated 4.9/5 with 155 Google reviews, reflecting high listed customer satisfaction.

4.9/5

Google rating from 155 reviews

BBB: NR

Profile signals: Consumers in Charlotte, North Carolina looking for credit repair services, People who prefer working with a local credit repair provider

Empire Professional Services logo

Empire Professional Services

Empire Professional Services offers credit repair and financial consulting to help clients dispute negative items and provide credit-score context to review, with claims of 95% seeing results in 30 days.

4.8/5

Google rating from 31 reviews

BBB: NR

Profile signals: Consumers with multiple negative items (collections, late payments, charge-offs) seeking coordinated dispute help, People preparing for major purchases like homes or cars who need faster credit improvement

Listed Credit Repair Profiles in Charlotte (11)

CLEAN SLATE CONSULTING logo

CLEAN SLATE CONSULTING

Clean Slate Consulting disputes negative items on credit reports and provides credit monitoring through a client portal with tiered service plans ranging from $99–$199/month.

5.0/5

Google rating from 640 reviews

BBB: NR

Profile signals: Consumers with 15–25+ negative items who want professional dispute management and prefer not to DIY, Individuals seeking ongoing credit monitoring and accountability through a dedicated case advisor

Credit Repair Corporation Charlotte logo

Credit Repair Corporation Charlotte

Credit Firm, Inc. offers credit repair, debt settlement, and personal credit coaching services across multiple states including Charlotte, NC, with a hybrid approach combining software and human experience context.

5.0/5

Google rating from 6 reviews

BBB: NR

Profile signals: Charlotte, NC residents with negative credit items who want local personalized credit repair consultation, Consumers with multiple debts seeking strategic guidance on which accounts to prioritize for settlement

KASH & Services logo

KASH & Services

KASH & Services is a Charlotte-based multi-service financial firm offering tax preparation, tax resolution, bookkeeping, notary, and estate planning alongside business setup and dispatch services.

5.0/5

Google rating from 54 reviews

BBB: NR

Profile signals: Small business owners needing integrated tax preparation and business setup services, Entrepreneurs launching transportation companies seeking both business formation and dispatch support

5 Star Credit & Financial Svcs, LLC logo

5 Star Credit & Financial Svcs, LLC

Charlotte-based credit repair firm led by licensed Realtor Chemise 'Star' Broadus, offering personalized dispute services and homeownership coaching nationwide.

4.9/5

Google rating from 112 reviews

BBB: NR

Profile signals: Consumers working toward homeownership who want credit repair and real estate guidance from one licensed practitioner, Clients who prefer hands-on, relationship-based service over automated credit repair platforms

Tip Top Scores logo

Tip Top Scores

Tip Top Scores is a credit repair provider based in Charlotte, North Carolina. Rated 4.9/5 with 155 Google reviews, reflecting high listed customer satisfaction.

4.9/5

Google rating from 155 reviews

BBB: NR

Profile signals: Consumers in Charlotte, North Carolina looking for credit repair services, People who prefer working with a local credit repair provider

Empire Professional Services logo

Empire Professional Services

Empire Professional Services offers credit repair and financial consulting to help clients dispute negative items and provide credit-score context to review, with claims of 95% seeing results in 30 days.

4.8/5

Google rating from 31 reviews

BBB: NR

Profile signals: Consumers with multiple negative items (collections, late payments, charge-offs) seeking coordinated dispute help, People preparing for major purchases like homes or cars who need faster credit improvement

Improve Credit LLC logo

Improve Credit LLC

Charlotte-based credit repair firm offering dispute services, credit monitoring, and financial counseling with 19+ years of experience and claimed $25M in customer savings.

4.7/5

Google rating from 30 reviews

BBB: NR

Profile signals: Business owners seeking to establish or repair business credit alongside personal credit improvement, Charlotte-area residents preferring local, in-person credit repair consultation

Credit Firm Inc logo

Credit Firm Inc

Credit Firm Inc. provides credit repair, debt settlement, and personal credit coaching across multiple locations. They combine software tools with human experience context for credit-score context to review and dispute negative items.

BBB: NR

Profile signals: Charlotte, NC and surrounding area residents with damaged credit seeking local in-person consultation, Consumers struggling with multiple delinquent accounts who want strategic debt settlement planning

Keep It Simple Consulting Co. LLC logo

Keep It Simple Consulting Co. LLC

Keep It Simple Consulting Co. LLC is a Credit Consultants Association member offering credit repair and consulting services based in Charlotte, NC.

BBB: NR

Profile signals: Consumers in the Charlotte, NC area seeking local credit repair services, People with documented errors on their credit reports requiring professional disputes

Peoples Consulting LLC logo

Peoples Consulting LLC

Peoples Consulting is a North Carolina-based credit repair firm that disputes negative items and helps clients remove collections, charge-offs, and late payments from their credit reports.

BBB: NR

Profile signals: North Carolina residents with multiple negative items on credit reports, Self-employed entrepreneurs and professionals seeking faster credit restoration

Sunshine Credit Services logo

Sunshine Credit Services

Sunshine Credit Services disputes negative items on credit reports and provides customized credit repair strategies. Based in Charlotte, NC, they charge $99/month and promise results within 90 days.

BBB: NR

Profile signals: Consumers with multiple negative or erroneous items on credit reports seeking professional dispute assistance, People who prefer working directly with a local office in the Charlotte, NC area