Best Business Loans in Houston, TX

Compare 5 business loans companies serving Houston, Texas. Average rating: 4.4/5.

5 Companies 5 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Business Loans

Legacy Preferred Lending logo

Legacy Preferred Lending

Texas-based hard money lender specializing in fix-and-flip, bridge, and transactional funding loans for real estate investors with closings in as little as two days.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking fix-and-flip or bridge financing in Houston, Dallas, or Austin, First-time property investors who need guidance through the hard money lending process

Quick Lending, LLC logo

Quick Lending, LLC

Quick Lending is a hard money lender specializing in short-term, asset-based loans for real estate investors in Texas. They offer residential, commercial, and construction financing with closing in as little as five days.

4.4/5
Contact BBB: NR

Best for: Real estate investors and house flippers needing rapid capital for property acquisition and renovation, Commercial real estate investors purchasing multi-unit apartments, retail, or industrial properties

Simplending Financial logo

Simplending Financial

Simplending Financial is a nationwide private money lender specializing in real estate investment financing, offering fix-and-flip, rental, bridge, and ground-up construction loans with 3-5 business day funding.

4.4/5
Contact BBB: NR

Best for: Experienced real estate investors needing quick funding for fix-and-flip properties, Real estate professionals scaling their portfolio who need capital faster than traditional lenders

Tidal Loans logo

Tidal Loans

Tidal Loans is a Houston-based hard money lender offering short-term, asset-based loans for real estate investors nationwide, specializing in fix-and-flip and rental property financing.

4.4/5
Contact BBB: NR

Best for: Experienced real estate investors seeking fast financing for fix-and-flip projects, Property investors needing cash-out refinance to fund portfolio expansion

Houston Business Development Inc logo

Houston Business Development Inc

Houston Business Development Inc (HBDI) is a mission-driven nonprofit providing small business loans, coworking space, and entrepreneur training since 1986.

4.3/5
Contact BBB: NR

Best for: Houston-area small business owners seeking below-market financing with community development alignment, Early-stage entrepreneurs needing integrated support (capital + training + workspace) rather than financing alone

All Business Loans in Houston (5)

Legacy Preferred Lending logo

Legacy Preferred Lending

Texas-based hard money lender specializing in fix-and-flip, bridge, and transactional funding loans for real estate investors with closings in as little as two days.

4.4/5
Contact BBB: NR

Best for: Real estate investors seeking fix-and-flip or bridge financing in Houston, Dallas, or Austin, First-time property investors who need guidance through the hard money lending process

Quick Lending, LLC logo

Quick Lending, LLC

Quick Lending is a hard money lender specializing in short-term, asset-based loans for real estate investors in Texas. They offer residential, commercial, and construction financing with closing in as little as five days.

4.4/5
Contact BBB: NR

Best for: Real estate investors and house flippers needing rapid capital for property acquisition and renovation, Commercial real estate investors purchasing multi-unit apartments, retail, or industrial properties

Simplending Financial logo

Simplending Financial

Simplending Financial is a nationwide private money lender specializing in real estate investment financing, offering fix-and-flip, rental, bridge, and ground-up construction loans with 3-5 business day funding.

4.4/5
Contact BBB: NR

Best for: Experienced real estate investors needing quick funding for fix-and-flip properties, Real estate professionals scaling their portfolio who need capital faster than traditional lenders

Tidal Loans logo

Tidal Loans

Tidal Loans is a Houston-based hard money lender offering short-term, asset-based loans for real estate investors nationwide, specializing in fix-and-flip and rental property financing.

4.4/5
Contact BBB: NR

Best for: Experienced real estate investors seeking fast financing for fix-and-flip projects, Property investors needing cash-out refinance to fund portfolio expansion

Houston Business Development Inc logo

Houston Business Development Inc

Houston Business Development Inc (HBDI) is a mission-driven nonprofit providing small business loans, coworking space, and entrepreneur training since 1986.

4.3/5
Contact BBB: NR

Best for: Houston-area small business owners seeking below-market financing with community development alignment, Early-stage entrepreneurs needing integrated support (capital + training + workspace) rather than financing alone