Best Bankruptcy Services in Charlotte, NC

Compare 9 bankruptcy services companies serving Charlotte, North Carolina. Average rating: 4.4/5.

9 Companies 9 Rated Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Top-Rated Bankruptcy Services

Cumberland Law Group, LLC logo

Cumberland Law Group, LLC

Cumberland Law Group is a Charlotte, NC-based tax defense law firm specializing in IRS audits, criminal tax matters, and tax dispute resolution for individuals and businesses.

4.5/5
Free BBB: NR

Best for: Individuals or business owners facing IRS audits or enforcement actions, Taxpayers at risk of bank levies or wage garnishments seeking immediate intervention

J. David Tax Law LLC logo

J. David Tax Law LLC

Tax attorney firm specializing in IRS debt relief, tax disputes, and resolution strategies for individuals and businesses across multiple states.

4.5/5
Free BBB: NR

Best for: Self-employed individuals and business owners with IRS wage garnishments, tax liens, or unpaid payroll tax liabilities, Taxpayers seeking Offer in Compromise negotiations or IRS Fresh Start Program eligibility assessment

Blossom Law PLLC logo

Blossom Law PLLC

Charlotte-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and credit reporting disputes with 15+ years of experience.

4.4/5
Contact BBB: NR

Best for: North Carolina residents struggling with credit card debt, medical bills, or tax debt seeking bankruptcy protection, Small business owners needing to restructure or eliminate business debts

Cordes Law, PLLC logo

Cordes Law, PLLC

Charlotte-based law firm specializing in bankruptcy representation for debtors and creditors, plus family law and debtor-creditor services.

4.4/5
Contact BBB: NR

Best for: Charlotte-area individuals filing Chapter 7 bankruptcy seeking personalized legal representation, Creditors and lenders needing representation in bankruptcy cases across multiple chapters

GALLETTA LAW FIRM logo

GALLETTA LAW FIRM

Charlotte-based bankruptcy and consumer debt defense law firm offering Chapter 7/13 filings, foreclosure defense, and debt negotiation services led by attorney Jessica Galletta.

4.4/5
Contact BBB: NR

Best for: Charlotte, NC residents facing multiple unsecured debts who need to evaluate bankruptcy vs. settlement options, Homeowners in North Carolina dealing with foreclosure and seeking legal defense

Jeanne Ann Pennebaker, PLLC d/b/a JA Debt Law logo

Jeanne Ann Pennebaker, PLLC d/b/a JA Debt Law

Charlotte-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 relief for individuals, families, and small business owners. Established 1989.

4.4/5
Contact BBB: NR

Best for: Charlotte-area individuals and families facing wage garnishment, foreclosure, or overwhelming unsecured debt, Small business owners in North Carolina experiencing insolvency or creditor collection actions

All Bankruptcy Services in Charlotte (9)

Cumberland Law Group, LLC logo

Cumberland Law Group, LLC

Cumberland Law Group is a Charlotte, NC-based tax defense law firm specializing in IRS audits, criminal tax matters, and tax dispute resolution for individuals and businesses.

4.5/5
Free BBB: NR

Best for: Individuals or business owners facing IRS audits or enforcement actions, Taxpayers at risk of bank levies or wage garnishments seeking immediate intervention

J. David Tax Law LLC logo

J. David Tax Law LLC

Tax attorney firm specializing in IRS debt relief, tax disputes, and resolution strategies for individuals and businesses across multiple states.

4.5/5
Free BBB: NR

Best for: Self-employed individuals and business owners with IRS wage garnishments, tax liens, or unpaid payroll tax liabilities, Taxpayers seeking Offer in Compromise negotiations or IRS Fresh Start Program eligibility assessment

Blossom Law PLLC logo

Blossom Law PLLC

Charlotte-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt relief, and credit reporting disputes with 15+ years of experience.

4.4/5
Contact BBB: NR

Best for: North Carolina residents struggling with credit card debt, medical bills, or tax debt seeking bankruptcy protection, Small business owners needing to restructure or eliminate business debts

Cordes Law, PLLC logo

Cordes Law, PLLC

Charlotte-based law firm specializing in bankruptcy representation for debtors and creditors, plus family law and debtor-creditor services.

4.4/5
Contact BBB: NR

Best for: Charlotte-area individuals filing Chapter 7 bankruptcy seeking personalized legal representation, Creditors and lenders needing representation in bankruptcy cases across multiple chapters

GALLETTA LAW FIRM logo

GALLETTA LAW FIRM

Charlotte-based bankruptcy and consumer debt defense law firm offering Chapter 7/13 filings, foreclosure defense, and debt negotiation services led by attorney Jessica Galletta.

4.4/5
Contact BBB: NR

Best for: Charlotte, NC residents facing multiple unsecured debts who need to evaluate bankruptcy vs. settlement options, Homeowners in North Carolina dealing with foreclosure and seeking legal defense

Jeanne Ann Pennebaker, PLLC d/b/a JA Debt Law logo

Jeanne Ann Pennebaker, PLLC d/b/a JA Debt Law

Charlotte-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 relief for individuals, families, and small business owners. Established 1989.

4.4/5
Contact BBB: NR

Best for: Charlotte-area individuals and families facing wage garnishment, foreclosure, or overwhelming unsecured debt, Small business owners in North Carolina experiencing insolvency or creditor collection actions

Law Office of Kimberly a. Sheek logo

Law Office of Kimberly a. Sheek

Charlotte-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings. Attorney Kimberly Sheek offers personalized representation with 10+ years of experience and free initial consultations.

4.4/5
Contact BBB: NR

Best for: Charlotte and North Carolina residents facing Chapter 7 or Chapter 13 bankruptcy, Individuals seeking personalized attorney representation rather than high-volume services

Joseph M. Bochicchio, PLLC logo

Joseph M. Bochicchio, PLLC

North Carolina bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, debt negotiation, and tax relief for Mecklenburg and Cabarrus County residents.

4.3/5
Contact BBB: NR

Best for: Homeowners in Mecklenburg/Cabarrus County facing foreclosure who want to restructure mortgage arrears through Chapter 13 bankruptcy, Individuals with wage garnishment, bank levies, or aggressive collection litigation seeking immediate legal stay protections

Law Office of Jack G. Lezman, PLLC logo

Law Office of Jack G. Lezman, PLLC

Charlotte-based bankruptcy law firm specializing in Chapter 7 filings, debt relief, and creditor harassment defense with 25+ years of attorney experience.

4.3/5
Contact BBB: NR

Best for: Charlotte-area residents facing heavy unsecured debt with assets they want to protect, Individuals experiencing wage garnishment, foreclosure, or repossession threats