Compare 11 banks companies serving Philadelphia, Pennsylvania. Average rating: 4.2/5.
Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.
Eagle One FCU is a credit union serving Philadelphia Letter Carriers and eligible members with savings, checking, loans, and credit cards.
Best for: Philadelphia Letter Carriers and their eligible family members seeking full-service banking, Postal workers needing union-affiliated financial services and member-owned structure benefits
Tioga Franklin Savings Bank is a Philadelphia-based full-service bank offering personal and business checking, savings accounts, CDs, and loan services with competitive promotional rates.
Best for: Philadelphia-area residents seeking traditional community bank checking and savings accounts, Savers with $10,000+ available for CD laddering at competitive rates
FDIC-insured community bank offering personal and business checking, savings, mortgages, loans, and digital banking services across multiple locations.
Best for: Business owners seeking zero-fee checking with cash management services and personalized service in Philadelphia or Atlanta, Customers prioritizing local relationship banking and community engagement over digital-first convenience
Philadelphia-based community bank serving individuals, organizations and small businesses since 1999, with a focus on personalized service and underserved communities.
Best for: Local banking with personal service, FDIC-insured deposits
Finanta is a CDFI (Community Development Financial Institution) and credit union offering affordable loans, financial services, and community development financing to low-income Philadelphia-area residents and entrepreneurs.
Best for: Low-to-moderate income entrepreneurs wanting to start or expand small businesses with coaching support, First-time homebuyers in Philadelphia area seeking affordable mortgage options
Hyperion Bank is an FDIC-insured community bank offering personal and business checking, savings, mortgages, loans, and digital banking services across multiple locations.
Best for: Regional customers in Philadelphia and Atlanta seeking traditional community banking with personal service, Small business owners needing business checking, loans, and cash management services
Eagle One FCU is a credit union serving Philadelphia Letter Carriers and eligible members with savings, checking, loans, and credit cards.
Best for: Philadelphia Letter Carriers and their eligible family members seeking full-service banking, Postal workers needing union-affiliated financial services and member-owned structure benefits
Tioga Franklin Savings Bank is a Philadelphia-based full-service bank offering personal and business checking, savings accounts, CDs, and loan services with competitive promotional rates.
Best for: Philadelphia-area residents seeking traditional community bank checking and savings accounts, Savers with $10,000+ available for CD laddering at competitive rates
FDIC-insured community bank offering personal and business checking, savings, mortgages, loans, and digital banking services across multiple locations.
Best for: Business owners seeking zero-fee checking with cash management services and personalized service in Philadelphia or Atlanta, Customers prioritizing local relationship banking and community engagement over digital-first convenience
Philadelphia-based community bank serving individuals, organizations and small businesses since 1999, with a focus on personalized service and underserved communities.
Best for: Local banking with personal service, FDIC-insured deposits
Finanta is a CDFI (Community Development Financial Institution) and credit union offering affordable loans, financial services, and community development financing to low-income Philadelphia-area residents and entrepreneurs.
Best for: Low-to-moderate income entrepreneurs wanting to start or expand small businesses with coaching support, First-time homebuyers in Philadelphia area seeking affordable mortgage options
Hyperion Bank is an FDIC-insured community bank offering personal and business checking, savings, mortgages, loans, and digital banking services across multiple locations.
Best for: Regional customers in Philadelphia and Atlanta seeking traditional community banking with personal service, Small business owners needing business checking, loans, and cash management services
Second Federal is a small, community-focused mutual savings bank in Philadelphia offering residential mortgages, savings accounts, CDs, and Money Market accounts since 1924.
Best for: Philadelphia-area savers seeking FDIC-insured savings accounts and CDs with personalized service, Homeowners and real estate investors in the Philadelphia region looking for residential mortgages
Independent private bank offering wealth management, trust administration, and investment services to high-net-worth individuals and institutions without conflicts of interest.
Best for: High-net-worth individuals seeking personalized wealth management without sales-driven pressures, Families planning multi-generational wealth transfer and estate administration
Tioga-Franklin Savings Bank is a full-service Philadelphia-based bank offering checking, savings, CDs, and loan products with competitive promotional rates.
Best for: Philadelphia-area residents seeking local banking relationships with digital convenience, Savers with $10,000+ looking for short-term CD investments with competitive rates
Independent bank headquartered in Philadelphia offering personal and business banking, online services, and small business lending for over 30 years.
Best for: Small business owners in Philadelphia seeking community-focused lending and merchant services, Philadelphia residents who value supporting independent, locally-headquartered financial institutions
Independent Philadelphia-based bank offering personal and business banking, online services, and small business lending with 30+ years of local market expertise.
Best for: Philadelphia-area residents and small business owners seeking local banking relationships, Entrepreneurs and small businesses prioritizing community bank support over national chain banking