Banks Provider Profiles in Irvine, CA

Review 7 listed banks profiles associated with Irvine, California.

7 Listed Profiles Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Listed Banks Profiles in Irvine (7)

Beach Cities Commercial Bank logo

Beach Cities Commercial Bank

Beach Cities Commercial Bank is an FDIC-insured bank offering personalized commercial and personal banking with digital-first services, commercial lending, and treasury management solutions.

BBB: NR

Profile signals: Small to mid-sized business owners seeking relationship-based commercial banking and lending, California-based entrepreneurs needing SBA loans or construction financing

California Business Bank logo

California Business Bank

California Business Bank is an Orange County-based commercial bank offering business and personal banking services, SBA loans, and listed products for entrepreneurs and medical professionals.

BBB: NR

Profile signals: Small to medium business owners and entrepreneurs in Southern California seeking personalized commercial banking, Medical professionals, insurance agents, and HOA management companies needing listed banking solutions

Commerce West Bank logo

Commerce West Bank

California-based bank serving small and mid-sized businesses with commercial banking, business deposits, and treasury management solutions.

BBB: NR

Profile signals: Small to mid-sized California business owners seeking relationship-based banking, Companies prioritizing personalized service over standardized banking procedures

Commercial Bank of California logo

Commercial Bank of California

Commercial Bank of California (CBC) is a California-based bank offering comprehensive banking services including checking, savings, and business accounts.

BBB: NR

Profile signals: California residents seeking regional banking options, Small business owners looking for commercial banking relationships

First Foundation Bank logo

First Foundation Bank

Relationship-focused bank offering personal banking, business lending, and private wealth management. Operating as Sunflower Bank, N.A. dba First Foundation Bank following a 2026 merger.

BBB: NR

Profile signals: High-net-worth individuals seeking integrated wealth management, trust, and banking services, Small business owners needing commercial lending and dedicated banker relationships

Liberty Bank, National Association logo

Liberty Bank, National Association

OCC-chartered commercial bank headquartered in Irvine, California, serving businesses and individuals across Southern California and San Francisco Bay Area with full-service banking solutions.

BBB: NR

Profile signals: California-based small business owners and entrepreneurs in Orange County, Los Angeles County, or San Francisco Bay Area seeking relationship banking, Individuals and families in Southern California or Bay Area markets who prefer local bank relationships over national chains

Nano Banc logo

Nano Banc

FDIC-insured commercial and personal bank offering checking, savings, lending, and treasury management with a relationship-focused, digital-first approach.

BBB: NR

Profile signals: Small to mid-sized businesses seeking personalized commercial banking with dedicated relationship managers, Business owners wanting treasury management tools and customizable lending solutions