Compare 5 banks companies serving Austin, Texas. Average rating: 4.3/5.
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.
Best for: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking
SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.
Best for: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing
Austin Capital Bank is a technology-driven digital bank offering savings accounts, CDs, and money market accounts with a focus on security innovation, serving over 1 million users nationwide.
Best for: Security-conscious savers seeking biometric authentication and advanced fraud protection for emergency funds, Customers building emergency reserves (3-9 months expenses) through automated recurring deposits
Horizon Bank is a Texas-based community bank operating since 1905, offering personal and business banking services across Central Texas with a focus on relationship-driven banking.
Best for: Central Texas small business owners seeking relationship-based banking and local decision-making, Austin-area residents prioritizing personal banker relationships over digital-first banking
FDIC-insured community bank serving Austin, Carrizo Springs, and Crystal City with personal and business banking, loans, and overdraft protection.
Best for: Small business owners in Central Texas seeking personalized lending relationships and local decision-making, Austin-area residents who value community banking and direct access to local lenders
PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.
Best for: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking
SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.
Best for: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing
Austin Capital Bank is a technology-driven digital bank offering savings accounts, CDs, and money market accounts with a focus on security innovation, serving over 1 million users nationwide.
Best for: Security-conscious savers seeking biometric authentication and advanced fraud protection for emergency funds, Customers building emergency reserves (3-9 months expenses) through automated recurring deposits
Horizon Bank is a Texas-based community bank operating since 1905, offering personal and business banking services across Central Texas with a focus on relationship-driven banking.
Best for: Central Texas small business owners seeking relationship-based banking and local decision-making, Austin-area residents prioritizing personal banker relationships over digital-first banking
FDIC-insured community bank serving Austin, Carrizo Springs, and Crystal City with personal and business banking, loans, and overdraft protection.
Best for: Small business owners in Central Texas seeking personalized lending relationships and local decision-making, Austin-area residents who value community banking and direct access to local lenders