Banks Provider Profiles in Austin, TX

Review 6 listed banks profiles associated with Austin, Texas. Average stored Google rating where available: 5.0/5.

6 Listed Profiles 2 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Banks

SouthStar Bank Austin Loan Office logo

SouthStar Bank Austin Loan Office

SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing

PECU logo

PECU

PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.

4.9/5

Google rating from 225 reviews

BBB: NR

Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking

Listed Banks Profiles in Austin (6)

SouthStar Bank Austin Loan Office logo

SouthStar Bank Austin Loan Office

SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing

PECU logo

PECU

PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.

4.9/5

Google rating from 225 reviews

BBB: NR

Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking

Austin Capital Bank Ssb logo

Austin Capital Bank Ssb

Austin Capital Bank is a technology-driven digital bank offering savings accounts, CDs, and money market accounts with a focus on security innovation, serving over 1 million users nationwide.

BBB: NR

Profile signals: Security-conscious savers seeking biometric authentication and advanced fraud protection for short-term funds, Customers building emergency reserves (3-9 months expenses) through automated recurring deposits

Bank of America Financial Center logo

Bank of America Financial Center

Austin, TX Bank of America Financial Center at 701 E Stassney Ln offers weekday banking (9AM-5PM Mon-Fri) and Saturday hours (9AM-2PM).

BBB: NR

Profile signals: Kensington-area residents and Philadelphia customers seeking full-service banking and ATM access, Small business owners needing commercial deposits and business banking services

Horizon Bank, Ssb logo

Horizon Bank, Ssb

Horizon Bank is a Texas-based community bank operating since 1905, offering personal and business banking services across Central Texas with a focus on relationship-driven banking.

BBB: NR

Profile signals: Central Texas small business owners seeking relationship-based banking and local decision-making, Austin-area residents prioritizing personal banker relationships over digital-first banking

Primebank of Texas logo

Primebank of Texas

FDIC-insured community bank serving Austin, Carrizo Springs, and Crystal City with personal and business banking, loans, and overdraft protection.

BBB: NR

Profile signals: Small business owners in Central Texas seeking personalized lending relationships and local decision-making, Austin-area residents who value community banking and direct access to local lenders