World Finance Locations

World Finance is a personal loans provider with 7 locations across the US.

7locations
3states
44services

World Finance is a personal loan provider owned by World Acceptance Corporation. The company offers installment loans to consumers in select locations across the United States, serving borrowers who seek personal credit for various purposes.

World Finance operates seven physical locations, with major branch presence in Texas, Indiana, and Oklahoma. The company provides in-person loan services, allowing customers to apply, sign documents, and manage accounts at its branch offices.

Prospective borrowers should review loan terms, fees, and interest rates before applying. Personal loans from finance companies carry variable interest rates and origination fees based on creditworthiness and requested loan amount. Consumers are advised to compare loan offers from multiple providers, including banks and credit unions, to assess available options.

Services Offered

Bilingual customer support Bilingual service (English and Spanish) Community-based branch banking Contract review and explanation Credit building loans Credit building products Credit bureau reporting for all loans Credit insurance (ancillary product offered alongside loans) Credit-building loans Debit card and bank account payment acceptance Federal income tax preparation Financial counseling on loan management Financial education resources (blog) Fixed-rate loan terms up to 48 months In-branch loan application In-branch loan servicing and payments In-branch payment processing In-person loan consultations In-person loan consultations and applications Loan application assistance Loan applications and processing Loan payment processing One-on-one financial consultations One-on-one financial counseling One-on-one financial guidance from branch staff One-on-one loan consultations One-time and recurring payment scheduling Online account management via My World Account portal Paperless statements Payment services Personal installment loans Personal installment loans ($450–$10,000, up to $12,000 in some states) Refund advance loans Roadside assistance Roadside assistance (motor club) Roadside assistance / motor club membership Roadside assistance memberships Roadside assistance/motor club membership Spanish-language customer service Spanish-language services (Hablamos Español) State income tax preparation Tax e-filing services Tax preparation Tax preparation services

Strengths

  • +Founded in 1962 — over 60 years of consumer installment lending experience
  • +Accepts applicants with bad or limited credit history, explicitly looking beyond credit scores
  • +Funds available within one hour of approval at a branch location
  • +1,200+ branch locations across 16 states providing in-person, community-level service
  • +No prepayment penalties on any loan

Things to Consider

  • Average APR of approximately 46% — more than half of loans carry APRs above 36%, far exceeding bank or credit union alternatives
  • Only available in 16 states — not a nationwide lender
  • Requires in-person branch visit to apply and receive funds; no fully digital application path
  • Not BBB accredited; letter grade unverified across multiple state-level profiles

Company Details

Founded
1962
Headquarters
Greenville, SC
Phone
+1 817-419-3645
Parent Company
World Acceptance Corporation

All World Finance Locations by State

Indiana(1 location)

World Finance

BBB NR

Indianapolis World Finance at 3467 W 86th St offers personal loans with flexible terms and quick decision times for residents seeking emergency or installment credit. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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Oklahoma(1 location)

World Finance

BBB NR

Oklahoma City, OK's World Finance at 3000 SW 89th St provides fast personal loans with flexible terms. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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Texas(5 locations)

World Finance

BBB NR

World Finance in Arlington, TX at 2637 S Cooper St provides personal loans with flexible terms and competitive rates. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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World Finance

BBB NR

Arlington, TX World Finance at 2544 E Abram Street provides convenient personal loans and financial services to local residents. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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World Finance

BBB NR

Dallas, TX World Finance at 1909 S Buckner Blvd offers personal loans to local customers with flexible terms and quick approval. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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World Finance

BBB NR

Saginaw, TX personal loans at World Finance on 528 S Saginaw Blvd — fast cash available Monday through Friday. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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World Finance

BBB NR

San Antonio, TX residents can get personal loans at World Finance, located at 4535 Fredericksburg Rd Ste 111. This World Finance listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every World Finance location links back to a full CreditDoc review with sourced fields.

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Frequently Asked Questions About World Finance

What types of loans does World Finance offer?

World Finance specializes in installment personal loans with fixed repayment schedules. These loans are available to qualified applicants in the company's service areas.

Where can I find a World Finance location?

World Finance operates seven branches across the United States, with locations concentrated in Texas, Indiana, and Oklahoma. Visit loansbyworld.com for location information and services.

What fees and interest rates does World Finance charge?

Interest rates and fees vary based on applicant creditworthiness and loan amount. Consumers should request complete fee and rate disclosures and compare terms across multiple lenders before applying.

About this World Finance page: CreditDoc aggregates public location, contact, and rating data for World Finance across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare World Finance listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific World Finance branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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