OneMain Financial Locations

OneMain Financial is a personal loans provider with 13 locations across the US.

13locations

12states

70services

OneMain Financial is an independent personal loan provider offering unsecured personal loans to consumers. The company serves individuals seeking loans for various purposes, including debt consolidation and personal expenses, through both physical branch locations and online platforms.

OneMain Financial operates branch locations across the United States, with established presence in Maryland, North Carolina, and Colorado. The company provides in-person loan processing at branches as well as online applications and account management services for borrowers seeking remote access.

Prospective borrowers should review OneMain Financial's loan terms, interest rates, and any applicable fees before applying, as these factors vary based on creditworthiness and state regulations. Personal loans offered by OneMain Financial are subject to state usury laws and federal consumer protection regulations that govern maximum interest rates and disclosure requirements.

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Services Offered

After-hours appointment scheduling Auto purchase loans Auto refinance loans Auto refinance/cash-out refinance loans Auto repair loans Debt consolidation Debt consolidation loans Emergency cash loans Emergency expense loans Emergency loans Emergency personal loans Funeral expense loans Funeral loans Home improvement loans In-branch application and closing (W Flagler St, Miami, and other locations) In-branch consultations with loan specialists In-branch loan application with loan specialists In-branch loan closing and face-to-face consultations Medical expense loans Medical loans Medical/emergency loans Medical/healthcare loans Motorcycle, RV, and boat loans Moving and relocation loans Moving loans Moving, wedding, vacation, and motorcycle loans Online application and prequalification Online loan application and prequalification Online loan application and prequalification (no credit score impact) Online loan applications Online pre-qualification and application Online prequalification with no credit score impact Online prequalification without credit impact Online, phone, and in-branch application channels Personal loans ($1,500–$30,000) Personal loans (secured and unsecured) Personal loans (secured and unsecured) $1,500–$30,000 Phone-based application and loan specialist consultation Phone-based loan application and consultation Phone-based loan applications and specialist consultations Phone-based loan specialist consultations Prequalification (online, phone, or in-branch) RV and boat loans RV, boat, pool, and funeral loans Same-day funding (SpeedFunds) Same-day funding via SpeedFunds (eligible debit card required) Same-day funding via SpeedFunds (with eligible debit card) Same-day funding via SpeedFunds debit card disbursement Same-day/next-day funding via SpeedFunds Secured and unsecured personal loans ($1,500–$30,000) Secured personal loans Secured personal loans ($1,500–$30,000) Secured personal loans (collateral-backed) Secured personal loans from $1,500–$30,000 Specialty loans (RV, boat, motorcycle, funeral) Specialty loans (RV, boat, motorcycle, pool, funeral) Specialty loans (wedding, funeral, vacation, pool, boat, RV, motorcycle) Specialty vehicle loans (motorcycle, RV, boat) SpeedFunds same-day debit card disbursement SpeedFunds same-day disbursement via debit card SpeedFunds same-day funding SpeedFunds same-day loan disbursement Unsecured personal loans ($1,500–$30,000) Unsecured personal loans from $1,500–$30,000 Vacation and recreational vehicle loans (boat, RV, motorcycle) Vacation and travel loans Vacation loans Vacation/leisure loans Wedding loans Wedding, vacation, and moving loans

Strengths

+Prequalification check does not affect your credit score
+No prepayment fees on any loan
+Fixed rates and fixed monthly payments — no variable-rate surprises
+Loan amounts from $1,500–$30,000 with flexible terms of 24–60 months
+No prepayment fees — pay off early without penalty

Things to Consider

–APR range of 11.99%–35.99% is broad; most borrowers likely to receive rates in the 25–36% range typical of subprime lending
–Loan cap of $30,000 is insufficient for major debt consolidation or home equity needs
–Fixed rates up to 35.99% APR are substantially higher than traditional bank personal loans (typically 6–15%)
–In-person closing still required for funding; SpeedFunds requires eligible bank-issued debit card

Company Details

Headquarters: 7676 Belair Rd, Baltimore, MD 21236
Phone: +1 410-882-9640
Official Website: https://www.onemainfinancial.com

All OneMain Financial Locations by State

Arizona(1 location)

OneMain Financial

BBB NR

Mesa, AZ OneMain Financial at 7115 E Baseline Rd offers personal loans to local residents. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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California(1 location)

OneMain Financial

BBB NR

Fresno, CA - OneMain Financial at 7430 N Fresno St offers personal loans with same-day funding. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Colorado(1 location)

OneMain Financial

BBB NR

Colorado Springs, CO location of OneMain Financial at 4124 Austin Bluffs Pkwy offers personal loans with weekday hours from 8:30 AM. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Maryland(2 locations)

OneMain Financial

BBB NR

7676 Belair Rd in Baltimore, MD is home to OneMain Financial, offering personal loans with weekday service. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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OneMain Financial

BBB NR

Towson, MD personal loans at OneMain Financial, 8600 Lasalle Rd, offering same-day approval and funding. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Missouri(1 location)

OneMain Financial

BBB NR

Kansas City, MO's OneMain Financial at 1154 103rd St offers personal loans and credit solutions to local residents. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Nevada(1 location)

OneMain Financial

BBB NR

Las Vegas, NV's OneMain Financial location at 2021 N Rainbow Blvd offers personal loans with flexible terms to area residents. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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New Jersey(1 location)

OneMain Financial

BBB NR

Secaucus, NJ location of OneMain Financial at 700 Plaza Dr offers personal loans. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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North Carolina(1 location)

OneMain Financial

BBB NR

Charlotte, NC OneMain Financial location on Northlake Centre Parkway provides personal loans with flexible terms for all credit profiles. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Ohio(1 location)

OneMain Financial

BBB NR

Columbus, OH OneMain Financial location at 2019 E Dublin Granville Rd offers personal loans with flexible repayment options for local residents. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Pennsylvania(1 location)

OneMain Financial

BBB NR

Pittsburgh, PA's OneMain Financial at 3613 Library Rd offers personal loans and financial services with flexible terms to local residents. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Texas(1 location)

OneMain Financial

BBB NR

Houston, TX's OneMain Financial at 5815 Gulf Fwy Ste B350 offers personal loans with flexible terms and direct lender support. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Virginia(1 location)

OneMain Financial

BBB NR

Virginia Beach OneMain Financial at 4000 Virginia Beach Blvd provides personal loans to local residents and offers installment credit. This OneMain Financial listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every OneMain Financial location links back to a full CreditDoc review with sourced fields.

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Frequently Asked Questions About OneMain Financial

What types of loans does OneMain Financial offer?

OneMain Financial primarily offers personal loans, which are unsecured loans that can be used for various purposes. These loans are available through both in-person branches and online applications.

Where can I find a OneMain Financial location?

OneMain Financial operates branch locations across the United States, with significant presence in Maryland, North Carolina, and Colorado. Prospective customers can locate nearby branches and apply online through the company's website at https://www.onemainfinancial.com.

What should I know about fees and regulations before borrowing?

Personal loans through OneMain Financial are governed by state usury laws and federal consumer protection regulations that regulate interest rates and require standardized disclosures. Borrowers should review the specific interest rate, terms, and any fees applicable to their individual loan before accepting an offer.

About this OneMain Financial page: CreditDoc aggregates public location, contact, and rating data for OneMain Financial across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare OneMain Financial listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific OneMain Financial branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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