OneMain Financial Locations

OneMain Financial is a personal loans provider with 13 locations across the US.

13 locations
12 states
70 services
Free Consultation

Services Offered

After-hours appointment scheduling Auto purchase loans Auto refinance loans Auto refinance/cash-out refinance loans Auto repair loans Debt consolidation Debt consolidation loans Emergency cash loans Emergency expense loans Emergency loans Emergency personal loans Funeral expense loans Funeral loans Home improvement loans In-branch application and closing (W Flagler St, Miami, and other locations) In-branch consultations with loan specialists In-branch loan application with loan specialists In-branch loan closing and face-to-face consultations Medical expense loans Medical loans Medical/emergency loans Medical/healthcare loans Motorcycle, RV, and boat loans Moving and relocation loans Moving loans Moving, wedding, vacation, and motorcycle loans Online application and prequalification Online loan application and prequalification Online loan application and prequalification (no credit score impact) Online loan applications Online pre-qualification and application Online prequalification with no credit score impact Online prequalification without credit impact Online, phone, and in-branch application channels Personal loans ($1,500–$30,000) Personal loans (secured and unsecured) Personal loans (secured and unsecured) $1,500–$30,000 Phone-based application and loan specialist consultation Phone-based loan application and consultation Phone-based loan applications and specialist consultations Phone-based loan specialist consultations Prequalification (online, phone, or in-branch) RV and boat loans RV, boat, pool, and funeral loans Same-day funding (SpeedFunds) Same-day funding via SpeedFunds (eligible debit card required) Same-day funding via SpeedFunds (with eligible debit card) Same-day funding via SpeedFunds debit card disbursement Same-day/next-day funding via SpeedFunds Secured and unsecured personal loans ($1,500–$30,000) Secured personal loans Secured personal loans ($1,500–$30,000) Secured personal loans (collateral-backed) Secured personal loans from $1,500–$30,000 Specialty loans (RV, boat, motorcycle, funeral) Specialty loans (RV, boat, motorcycle, pool, funeral) Specialty loans (wedding, funeral, vacation, pool, boat, RV, motorcycle) Specialty vehicle loans (motorcycle, RV, boat) SpeedFunds same-day debit card disbursement SpeedFunds same-day disbursement via debit card SpeedFunds same-day funding SpeedFunds same-day loan disbursement Unsecured personal loans ($1,500–$30,000) Unsecured personal loans from $1,500–$30,000 Vacation and recreational vehicle loans (boat, RV, motorcycle) Vacation and travel loans Vacation loans Vacation/leisure loans Wedding loans Wedding, vacation, and moving loans

Strengths

  • + Prequalification check does not affect your credit score
  • + No prepayment fees on any loan
  • + Fixed rates and fixed monthly payments — no variable-rate surprises
  • + Loan amounts from $1,500–$30,000 with flexible terms of 24–60 months
  • + No prepayment fees — pay off early without penalty

Things to Consider

  • APR range of 11.99%–35.99% is significantly higher than rates from credit unions and online lenders
  • $1,500 minimum loan amount excludes consumers needing small emergency funds under $1,500
  • Actual approval rates and final APR depend on credit profile and collateral; advertised rates may not be available to all applicants
  • Branch-dependent service model limits accessibility compared to fully online lenders

Company Details

Headquarters
8600 Lasalle Rd ste 400, Towson, MD 21286
Arizona (1 location)
OneMain Financial logo

OneMain Financial

Mesa, AZ OneMain Financial at 7115 E Baseline Rd offers personal loans to local residents.

BBB: NR

Profile signals: Borrowers with fair to good credit seeking $1,500–$30,000 for debt consolidation or large one-time expenses, Consumers who prefer fixed monthly payments and want transparency on long-term loan costs

California (1 location)
OneMain Financial logo

OneMain Financial

Fresno, CA - OneMain Financial at 7430 N Fresno St offers personal loans with provider-stated funding timing.

BBB: NR

Profile signals: Near-prime or subprime borrowers who cannot qualify for bank or credit union personal loans, Borrowers who prefer in-person guidance from a loan staff context over a purely digital process

Colorado (1 location)
OneMain Financial logo

OneMain Financial

Colorado Springs, CO location of OneMain Financial at 4124 Austin Bluffs Pkwy offers personal loans with weekday hours from 8:30 AM.

BBB: NR

Profile signals: Consumers with fair to poor credit seeking debt consolidation with predictable fixed monthly payments, Borrowers needing $1,500–$30,000 for specific purposes (medical bills, home repairs, emergency expenses) who value in-person support

Maryland (2 locations)
OneMain Financial logo

OneMain Financial

Towson, MD personal loans at OneMain Financial, 8600 Lasalle Rd, offering provider-stated same-day approval timing and funding.

BBB: NR

Profile signals: Borrowers with fair-to-poor credit seeking structured personal loans with predictable payments, Consumers who prefer in-person guidance and local branch support for loan decisions

OneMain Financial logo

OneMain Financial

7676 Belair Rd in Baltimore, MD is home to OneMain Financial, offering personal loans with weekday service.

BBB: NR

Profile signals: Borrowers with fair or poor credit seeking debt consolidation with fixed, predictable monthly payments, Consumers needing quick access to $1,500–$30,000 for emergency expenses, medical bills, or home/auto repairs

Missouri (1 location)
OneMain Financial logo

OneMain Financial

Kansas City, MO's OneMain Financial at 1154 103rd St offers personal loans and credit solutions to local residents.

BBB: NR

Profile signals: Borrowers with fair or poor credit who need a structured installment loan, People consolidating high-interest debt into a single fixed monthly payment

Nevada (1 location)
OneMain Financial logo

OneMain Financial

Las Vegas, NV's OneMain Financial location at 2021 N Rainbow Blvd offers personal loans with flexible terms to area residents.

BBB: NR

Profile signals: Borrowers seeking debt consolidation with fixed monthly payments and no prepayment penalties, Consumers with fair-to-good credit who need $1,500–$30,000 for planned expenses (home repairs, auto purchase, medical bills)

New Jersey (1 location)
OneMain Financial logo

OneMain Financial

Secaucus, NJ location of OneMain Financial at 700 Plaza Dr offers personal loans.

BBB: NR

Profile signals: Borrowers with fair or imperfect credit who need $1,500–$30,000, Consumers who prefer in-person guidance from a loan staff context

North Carolina (1 location)
OneMain Financial logo

OneMain Financial

Charlotte, NC OneMain Financial location on Northlake Centre Parkway provides personal loans with flexible terms for all credit profiles.

BBB: NR

Profile signals: Borrowers with fair or imperfect credit who need $1,500–$30,000, Consumers who prefer in-person service and want to speak with a loan staff context face-to-face

Ohio (1 location)
OneMain Financial logo

OneMain Financial

Columbus, OH OneMain Financial location at 2019 E Dublin Granville Rd offers personal loans with flexible repayment options for local residents.

BBB: NR

Profile signals: Borrowers with fair or poor credit seeking debt consolidation with fixed, predictable payments, Customers who prefer in-person consultations with loan staff context and value human guidance

Pennsylvania (1 location)
OneMain Financial logo

OneMain Financial

Pittsburgh, PA's OneMain Financial at 3613 Library Rd offers personal loans and financial services with flexible terms to local residents.

BBB: NR

Profile signals: Borrowers with fair to good credit seeking $1,500–$30,000 personal loans with predictable fixed payments and no prepayment penalties, Debt consolidation candidates wanting to consolidate multiple debts into a single fixed-rate monthly payment

Texas (1 location)
OneMain Financial logo

OneMain Financial

Houston, TX's OneMain Financial at 5815 Gulf Fwy Ste B350 offers personal loans with flexible terms and direct lender support.

BBB: NR

Profile signals: Borrowers with fair or impaired credit who cannot qualify at traditional banks, Consumers who prefer in-person loan assistance over fully digital lenders

Virginia (1 location)
OneMain Financial logo

OneMain Financial

Virginia Beach OneMain Financial at 4000 Virginia Beach Blvd provides personal loans to local residents and offers installment credit.

BBB: NR

Profile signals: Borrowers with fair-to-poor credit seeking fixed-rate loans with listed terms and no prepayment penalties, Consumers needing rapid access to $1,500–$30,000 for specific expenses (debt consolidation, medical bills, auto repair, home improvement)

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