Arc — Consumer Response Profile

Public CFPB response-outcome context for this company • Period: 2023-present • Data checked: 2026-03-25

Recorded Response Outcome

100.0%

CFPB complaints with a recorded company response outcome

Timely Response

100.0%

Company response recorded within the CFPB response window

Recorded Complaints

26,034

Public CFPB complaint records in this dataset

Products Named in CFPB Records

Credit card 33.4%

Credit card or prepaid card 29.2%

Credit reporting or other personal consumer reports 14.1%

Credit reporting, credit repair services, or other personal consumer reports 10.4%

Debt collection 9.5%

Issue Categories in CFPB Records

Problem with a purchase shown on your statement 16.9%

Incorrect information on your report 13.0%

Improper use of your report 8.1%

Other features, terms, or problems 6.7%

Getting a credit card 5.9%

Response Breakdown

Closed with explanation 21509 (82.6%)

Closed with monetary relief 3253 (12.5%)

Closed with non-monetary relief 694 (2.7%)

In progress 351 (1.3%)

Closed with relief 118 (0.5%)

Closed without relief 102 (0.4%)

Closed 6 (0.0%)

Untimely response 1 (0.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer complaints. This profile shows public response patterns for Arc.

Recorded Response Outcome — The share of public CFPB complaint records where the company has a recorded response outcome such as monetary relief, non-monetary relief, or explanation.
Timely Response Rate — The share of public CFPB complaint records with a company response inside the CFPB response window.
Products Named — Which CFPB product categories appear most often in this company's public complaint records.
Issue Categories — The complaint issue categories consumers selected most often in the public CFPB records.

CFPB response data is transparency context, not proof of wrongdoing, endorsement, customer-satisfaction evidence, a safety rating, or a suitability determination. Complaint volume is not a quality indicator; larger companies often have more public complaint records.

Use This Response Profile With CreditDoc Context

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Provider Profile Review pricing, services, third-party ratings, and source notes. Complaint Data Read the broader CFPB data explanation. City Guides Add local provider and map context. State Rules Compare against state-level lending context.

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