American Airlines Federal Credit Union — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-04-03

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
100.0%

Responded within 15-day window

Total Interactions
44,691

Consumer interactions on record

Services Used by Consumers

Checking or savings account 42.6%
Credit reporting or other personal consumer reports 15.8%
Debt collection 8.5%
Credit card 7.2%
Credit reporting, credit repair services, or other personal consumer reports 6.6%

Consumer Feedback Categories

Problem caused by your funds being low 20.2%
Managing an account 14.6%
Incorrect information on your report 11.6%
Improper use of your report 8.0%
Attempts to collect debt not owed 3.6%

Response Breakdown

Closed with explanation 34874 (78.0%)
Closed with non-monetary relief 5276 (11.8%)
Closed with monetary relief 2824 (6.3%)
In progress 1634 (3.7%)
Closed without relief 45 (0.1%)
Closed 19 (0.0%)
Closed with relief 17 (0.0%)
Untimely response 2 (0.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows American Airlines Federal Credit Union's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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