The Noble Pawnbroker Inc. logo

The Noble Pawnbroker Inc. in Noble, OK

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Family-owned pawnbroker in Noble, Oklahoma offering collateral-based loans, firearms sales, jewelry, and a layaway program. Licensed and regulated by the state.

Data compiled from public sources

The Noble Pawnbroker Inc. Review

The Noble Pawnbroker is a family-owned and operated pawnshop located in Noble, Oklahoma, established in May 2019. The business was taken over by Nick and Marisa Parker, who returned to their hometown after five years of missionary work in New Zealand. The founders emphasize a mission-driven approach, naming the business after the word "noble"—meaning moral, honest, brave, and kind—as a reflection of their customer service philosophy and commitment to serving the community with respect and friendliness.

The company offers traditional pawnshop services including short-term collateral-based loans (60-day terms per Oklahoma state law), item renewals, and the sale of pawned merchandise. They specialize in firearms (with federal licensing), jewelry, Benchmade knives, and general merchandise. A notable offering is their 10/10/10 layaway program for guns, gold, and Benchmade knives: 10% down, 10 months to pay, with a 10% monthly premium. They also list inventory on third-party platforms including GunBroker.com and Craigslist.com for broader reach.

The Noble Pawnbroker distinguishes itself through local, human-based valuation rather than computerized assessments. Management explicitly states they aim to "loan you top dollar on your item at an amount you are able to pay back." The business is licensed through Oklahoma's Office of Consumer Credit and subject to regular audits. They voluntarily submit inventory to law enforcement databases to prevent stolen merchandise (claiming less than 1% of items are identified as stolen) and require photo identification for all pawn and sale transactions.

As a pawnshop, this business serves customers researching short-term cash access secured by collateral, typically in amounts determined by item value and condition. The company operates transparently about regulatory requirements (Patriot Act, Truth in Lending Act, federal firearms laws) and maintains standard pawnshop operational limitations, including the 60-day loan term mandated by Oklahoma law.

Services & Features

10/10/10 layaway program (10% down, 10 months to pay, 10% monthly premium) for guns, gold, and Benchmade knives
60-day collateral-based pawn loans on firearms, jewelry, electronics, and personal property
Benchmale knife sales as authorized dealer
Customer identification and verification for regulatory compliance
Firearms sales (long-guns and handguns) with federal background checks and age verification
Gold and jewelry buying and sales
In-store merchandise valuation and appraisal
Online inventory listings via Craigslist for large items (vehicles, trailers, lawn mowers)
Online inventory listings via GunBroker.com for firearms and shooting sports items
Pawn loan renewals (extending loan term by paying accrued interest)
Sale of pawned merchandise in-store

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Family-owned and mission-driven with founder community roots in Noble, Oklahoma since childhood
  • Loan valuations based on experienced management judgment rather than automated computer assessments
  • Voluntarily submits inventory to law enforcement databases to prevent stolen merchandise sales
  • listed layaway program (10/10/10) for guns, gold, and Benchmade knives—lowest payment option for these items
  • Authorized Benchmale dealer; explicitly advertises "best deal on Benchmade anywhere"
  • Multi-channel sales including in-store, GunBroker.com, and Craigslist for diverse inventory reach
  • Licensed through Oklahoma Office of Consumer Credit with regular audits and federal compliance framework
  • Requires photo identification for all pawns/sales to prevent theft and fraud

Cons

  • Standard 60-day pawn loan term with no longer grace periods (Oklahoma state law limitation)
  • Renewal requires paying all accrued interest, which can increase total cost of borrowing significantly over time
  • Limited geographic service area (Noble, Oklahoma only); no online loan processing despite e-commerce presence
  • Loan amounts determined by management assessment of resale value, not item replacement value, potentially reducing offered amounts
  • Website content appears incomplete (FAQ section cuts off mid-sentence), suggesting outdated or poorly maintained online presence

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Noble, OK. It does not confirm that The Noble Pawnbroker Inc. or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Money services context in Oklahoma

Short-term lending status: Legal

General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300

Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does The Noble Pawnbroker Inc. offer?

The Noble Pawnbroker Inc. offers 11 services including 60-day collateral-based pawn loans on firearms, jewelry, electronics, and personal property, Pawn loan renewals (extending loan term by paying accrued interest), Sale of pawned merchandise in-store, 10/10/10 layaway program (10% down, 10 months to pay, 10% monthly premium) for guns, gold, and Benchmade knives, Firearms sales (long-guns and handguns) with federal background checks and age verification, and 6 more.

What profile signals are listed for The Noble Pawnbroker Inc.?

The Noble Pawnbroker Inc. has profile signals associated with Individuals in central Oklahoma researching short-term cash access against firearms, jewelry, or valuable personal items, Gun and knife enthusiasts seeking to purchase Benchmade knives or firearms at discounted prices via layaway, Borrowers preferring human-based item valuations over algorithmic assessments, Customers seeking listed, regulation-compliant pawnshop services in a faith-based business environment.

What are the strengths and weaknesses of The Noble Pawnbroker Inc.?

Key strengths: Family-owned and mission-driven with founder community roots in Noble, Oklahoma since childhood; Loan valuations based on experienced management judgment rather than automated computer assessments; Voluntarily submits inventory to law enforcement databases to prevent stolen merchandise sales. Areas to consider: Standard 60-day pawn loan term with no longer grace periods (Oklahoma state law limitation); Renewal requires paying all accrued interest, which can increase total cost of borrowing significantly over time.

How does The Noble Pawnbroker Inc. compare to similar companies?

In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
777 US-77, Noble, OK 73068
BBB Accredited
No
Visit The Noble Pawnbroker Inc.

CreditDoc Profile Note

Research Note on The Noble Pawnbroker Inc.

The Noble Pawnbroker is profile signals for residents of Noble, Oklahoma and surrounding areas who are researching short-term cash access by pledging firearms, jewelry, or valuables, or who want to purchase used guns and knives at discounted prices. The main caveat is that pawn loans are inherently expensive relative to traditional lending (60-day terms plus interest, with renewals adding further costs), making them suitable only for short-term liquidity needs rather than long-term credit solutions.

Profile Signals

  • Individuals in central Oklahoma researching short-term cash access against firearms, jewelry, or valuable personal items
  • Gun and knife enthusiasts seeking to purchase Benchmade knives or firearms at discounted prices via layaway
  • Borrowers preferring human-based item valuations over algorithmic assessments
  • Customers seeking listed, regulation-compliant pawnshop services in a faith-based business environment
Updated 2026-05-08

Similar Companies

102 Pawn logo

102 Pawn

102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.

BBB: NR

Profile signals: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions

Big Hill Trading Company and Pawn logo

Big Hill Trading Company and Pawn

Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.

BBB: NR

Profile signals: Individuals researching short-term cash access and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items

Big K Pawn Shop logo

Big K Pawn Shop

Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.

BBB: NR

Profile signals: Consumers who own valuable items and are researching short-term cash access with eligibility claims to verify, People seeking short-term collateral-based loans rather than unsecured debt

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Quick Summary

  • The Noble Pawnbroker Inc. is listed as a Pawn Shops provider in Noble, OK on CreditDoc.
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