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HUD-certified housing counseling agency offering foreclosure prevention, homebuyer education, and employment assistance to help homeowners retain their properties.
Data compiled from public sources
The Homeowners Employment Corporation is a HUD-Approved Housing Counseling Agency and Mortgage Brokerage that specializes in helping homeowners avoid foreclosure and prospective buyers prepare for home purchase. Founded on the principle that employment stability is essential to mortgage sustainability, the organization combines housing counseling with employment assistance services. The company operates through both online workshops and telephone-based counseling by appointment, making services accessible to homeowners facing financial hardship. Their dual focus on housing and employment support reflects a unique understanding of the interconnected challenges homeowners face during economic difficulty.
The organization offers comprehensive homebuyer education programs, foreclosure prevention counseling, and mortgage brokerage services for loan applications. Their services include the eHome America Online Workshop for self-paced learning, instructor-led workshops for structured education, and individual counseling sessions focused on money management and credit improvement. For existing homeowners in distress, they provide loss mitigation options and resources to prevent foreclosure. Notably, they have partnered with Goodwill and local employment ministries to offer job search assistance, resume development, and employment search resources—a distinctive service tier that addresses the root cause of payment difficulties rather than treating symptoms.
What distinguishes this organization is the explicit integration of employment services with housing counseling. Rather than limiting support to mortgage and credit topics, they recognize that job loss or employment instability is a primary driver of foreclosure and incorporate employment assistance into their service model. Their HUD certification ensures compliance with federal housing counseling standards, and their partnerships with established employment organizations like Goodwill extend their credibility and reach. The availability of both group workshops and one-to-one counseling allows flexibility for different learning preferences and urgency levels.
As a non-profit HUD-certified agency, this company operates within the free-help category and does not charge for core counseling services. The primary limitation is that their mortgage brokerage function may create a potential conflict of interest—they both counsel homeowners on loan options and facilitate loan origination. Additionally, the website provides limited detail on response times, counselor qualifications, or specific loss mitigation success rates. Prospective clients should verify current service availability and any geographic restrictions before contacting them.
This is state-level context for Free Help consumers in Conyers, GA. It does not confirm that The Homeowners Employment Corporation or this specific location is licensed.
State regulator
Georgia Department of Banking and Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
The Homeowners Employment Corporation offers 11 services including HUD-approved housing counseling by phone appointment, eHome America Online Workshop for homebuyer education, Instructor-led pre-purchase orientation workshops, One-to-one counseling for credit improvement and money management, Foreclosure prevention and loss mitigation guidance, and 6 more.
The Homeowners Employment Corporation has profile signals associated with Homeowners facing foreclosure or mortgage payment difficulty seeking loss mitigation options, First-time homebuyers wanting combined education on credit, money management, and the purchase process, Unemployed or underemployed homeowners who need both housing counseling and job search assistance, Borrowers preparing to apply for mortgages and wanting HUD-certified pre-purchase guidance.
Key strengths: HUD-certified housing counseling agency, ensuring federal compliance and standardized service quality; Unique dual-service model combining housing counseling with employment assistance through Goodwill partnerships; Offers both group workshops (eHome America Online) and one-to-one counseling for flexible access. Areas to consider: Website lacks detail on counselor credentials, response times, or documented success rates for foreclosure prevention; Mortgage brokerage function creates potential conflict of interest between advising clients and originating loans.
In the Free Help category, comparable providers include Atlanta Legal Aid Society, Inc., Catholic Charities of the Archdiocese of Atlanta, Cccs of the Savannah Area, Inc. - Statesboro Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for homeowners in foreclosure risk or first-time buyers seeking comprehensive, free HUD-certified counseling that addresses both housing and employment stability. The main caveat is that their dual role as both counselor and mortgage broker warrants careful attention to ensure advice is unbiased, and clients should independently verify service availability in their location and the specific terms of any mortgage brokerage services.
Atlanta Legal Aid Society provides free civil legal services to low-income residents across metro Atlanta, operating five neighborhood offices and serving nearly 21,000 cases annually since 1924.
Profile signals: Low-income residents facing eviction or housing instability in metro Atlanta, Domestic violence victims seeking custody, child support, or protective orders
Catholic Charities Atlanta is a 501(c)(3) nonprofit providing free social services including counseling, housing assistance, financial counseling, and immigration legal aid to low-income families and individuals.
Profile signals: Low-income families and individuals seeking free counseling, financial guidance, or housing assistance, Recently arrived refugees and immigrants needing legal representation for citizenship pathways
Non-profit credit counseling agency in Savannah offering debt management plans, credit counseling, and housing assistance to help families restore financial health.
Profile signals: Individuals with maxed-out credit cards seeking affordable debt consolidation without high fees, Savannah-area residents facing foreclosure or seeking first-time homebuyer guidance
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