No stored Google rating available.
San Antonio Citizens Federal Credit Union offers checking, savings, credit cards, auto loans, mortgages, and HELOCs to members in the San Antonio area with competitive APR rates.
Data compiled from public sources
San Antonio Citizens Federal Credit Union (SACFCU) is a member-owned financial institution serving the San Antonio community. Based on their website, the credit union operates as a full-service financial institution providing traditional banking and lending products to its membership base. 375% APR.
They maintain physical branch locations and provide online banking access. The credit union also offers business accounts, indicating service to small business members in addition to consumers. SACFCU distinguishes itself through community engagement, sponsoring local events like the Making Strides Walk, Small Business Saturday participation, and Shred & Tech Recycling Day.
They provide member benefits and educational resources, plus practical tools including calculators and a vehicle finder service that searches across multiple vehicle types (autos, motorcycles, RVs, marine vessels, golf carts, and powersports vehicles). As a credit union, SACFCU's primary advantage is member ownership structure and community focus. However, the website provides limited detail on specific product features, minimum deposit requirements, fee structures, or membership eligibility criteria.
The vehicle finder is a useful tool but appears to redirect to third-party inventory rather than exclusive credit union financing partnerships.
San Antonio Citizens processed 58 mortgage applications in 2023, with 51.7% recorded as approved across 1 states.
58
Applications
51.7%
Approval Rate
$139K
Avg Loan
1
States Served
Based on 58 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
San Antonio Citizens offers 12 services including Visa credit cards, Auto loans, Home equity lines of credit (HELOC), 30-year mortgages, Online banking, and 7 more.
San Antonio Citizens has profile signals associated with San Antonio-area residents seeking a community-focused financial institution, Borrowers with good credit looking for competitive auto loan and mortgage rates, Small business owners needing commercial banking services alongside personal accounts.
Key strengths: Competitive auto loan rates starting at 5.00% APR; Competitive mortgage rates starting at 6.375% for 30-year terms; Visa credit card available at 9.90% APR. Areas to consider: Website lacks details on membership eligibility requirements and how to join; No information provided on checking/savings account features, minimum balances, or monthly fees.
In the Credit Unions category, comparable providers include A+ Federal Credit Union, Actors Federal Credit Union, Security Service Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
San Antonio Citizens Federal Credit Union is profile signals for San Antonio-area residents who qualify for membership and seek rate claims to verify on auto loans, mortgages, and credit cards from a community-focused financial institution. The primary caveat is that membership eligibility criteria and specific account/product terms are not disclosed on their website, requiring direct contact with the credit union to understand full offerings and requirements.
Texas-based federal credit union offering checking, savings, auto loans, mortgages, and home equity products with a mobile-first approach and member-focused service model.
Google rating from 1,135 reviews
Profile signals: Texas residents seeking a digital-first banking experience with a mobile-optimized platform, Auto loan refinancers looking to lower existing rates through credit union partnerships
Actors Federal Credit Union is a listed credit union founded in 1962 serving artists and performers with rate claims to verify on checking, savings, mortgages, and auto loans.
Google rating from 144 reviews
Profile signals: Actors, performers, and entertainment industry professionals seeking financial services from a union-affiliated credit union, AEA members and related entertainment professionals needing mortgages or auto loans with rate claims to verify
Security Service FCU is a San Antonio-based federal credit union founded 1956 with $13B+ in assets. NCUA insured. 70+ branches in TX, CO, UT. BBB A+ accredited. Originally serving military/federal employees.
Google rating from 1,765 reviews
Profile signals: San Antonio area residents and military personnel seeking credit union banking, Consumers wanting NCUA-insured deposits and competitive loan rates
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