High Country Bank logo

High Country Bank in Salida, CO

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Unable to verify. Website currently inaccessible (HTTP 403 error). Cannot confirm High Country Bank's services, locations, or offerings.

Data compiled from public sources

High Country Bank Review

net) is currently returning an HTTP 403 Access Denied error, preventing verification of company information. The domain resolves but content is blocked by server permissions, making it impossible to confirm basic details about the institution. Without accessible website content, we cannot verify the bank's charter status, service areas, account types, fees, or product offerings.

This access issue prevents compilation of accurate, fact-based profile information required for consumer guidance. Any profile details would be speculation rather than verification, which violates research standards for financial services. Resolution requires either direct contact with the institution or access to regulatory filings through the Federal Reserve, OCC, or FDIC databases.

Until website access is restored or alternative verification sources are consulted, this profile remains incomplete.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1886
  • Local community bank with personal service
  • 5 locations

Cons

  • Website currently inaccessible (HTTP 403 error) — unable to verify current services, rates, or contact information
  • No website content available to confirm legitimacy, regulatory status, or operational details
  • Potential technical issue or website misconfiguration prevents customer access to online banking or information

State Consumer Finance Context

This is state-level context for Banks consumers in Salida, CO. It does not confirm that High Country Bank or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

High Country Bank processed 216 mortgage applications in 2023, with 97.2% recorded as approved across 1 states.

216

Applications

97.2%

Approval Rate

$397K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
76.9%
$50K–$100K
97.6%
$100K–$200K
98.9%
Over $200K
98.4%

Based on 216 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Colorado 216 apps · 96.3%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does High Country Bank offer?

High Country Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

What profile signals are listed for High Country Bank?

High Country Bank has profile signals associated with Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of High Country Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1886; Local community bank with personal service. Areas to consider: Website currently inaccessible (HTTP 403 error) — unable to verify current services, rates, or contact information; No website content available to confirm legitimacy, regulatory status, or operational details.

How does High Country Bank compare to similar companies?

In the Banks category, comparable providers include 5Star Bank, Bank of America Financial Center, Elite Credit Freedom. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1886
Headquarters
Salida, CO
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #29783
Visit High Country Bank

CreditDoc Profile Note

Research Note on High Country Bank

Cannot diagnose suitability. Website access is blocked, preventing verification of whether High Country Bank is a legitimate operating institution or what services it offers. Prospective customers should attempt direct contact or verify regulatory status through FDIC/Federal Reserve databases before considering this provider.

Profile Signals

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

Bank of America Financial Center logo

Bank of America Financial Center

Denver's Bank of America Financial Center at 100 Fillmore St, CO, offers personal and business banking services.

3.4/5

Google rating from 642 reviews

BBB: NR

Profile signals: Customers seeking comprehensive personal and business banking services in Denver's Cherry Creek area, Homebuyers and refinancing customers needing mortgage lending staff context and direct loan officer contact

Elite Credit Freedom logo

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

4.2/5

Google rating from 5 reviews

BBB: NR

Profile signals: Customers seeking a full-service bank with physical branch access in Colorado and surrounding regions, Military personnel and seniors seeking listed checking accounts with potential benefits

Compare Your Needs With High Country Bank

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Quick Summary

  • High Country Bank is listed as a Banks provider in Salida, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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