No stored Google rating available.
FDIC-insured community bank offering checking, savings, loans, and online banking services with 24/7 digital access and mobile app support.
Data compiled from public sources
First State Bank of Blakely is a traditional community bank that operates with FDIC insurance backing, providing deposit protection up to regulatory limits. , whose legacy continues to define the institution's community-focused approach. The bank serves customers seeking traditional banking relationships with both in-person and digital options.
The bank offers a comprehensive suite of retail banking products including personal and business checking accounts, savings accounts, money market accounts, NOW accounts, certificates of deposit (CDs) at rate claims to verify, and consumer/home equity loans. Online banking is available 24/7 with the ability to check balances, transfer funds between accounts, pay bills through their Billpay service, and access eStatements archived for 7 years. They also provide digital wallet integration, debit card controls through MyCardRules™, mobile app banking, and additional services like checks, safe deposit boxes, and notary services.
S. Government, providing deposit security that differentiates them from non-bank financial institutions. The MyCardRules™ feature gives customers granular control over debit card usage (when, where, and who can use cards).
They emphasize local accessibility with physical branch locations alongside 24/7 online and mobile banking capabilities. As a community bank, First State Bank of Blakely is best suited for customers who value established institutions with government-backed deposit protection and prefer traditional banking relationships. However, the website provides limited detail on specific loan products, interest rates, fees, minimum balance requirements, or competitive rate comparisons, making it difficult to assess value relative to larger national banks or online alternatives.
This is state-level context for Banks consumers in Blakely, GA. It does not confirm that First State Bank of Blakely or this specific location is licensed.
State regulator
Georgia Department of Banking and Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First State Bank of Blakely processed 243 mortgage applications in 2023, with 97.9% recorded as approved across 3 states.
243
Applications
97.9%
Approval Rate
$127K
Avg Loan
3
States Served
Based on 243 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
First State Bank of Blakely offers 17 services including Personal checking accounts, Senior checking accounts, Business checking accounts, Regular savings accounts, Money market accounts, and 12 more.
First State Bank of Blakely has profile signals associated with Customers seeking FDIC-insured deposit protection with local branch access, Individuals wanting granular debit card control through MyCardRules™ features, Small business owners needing traditional business checking and basic lending, Community-focused customers who value relationship banking over digital-only alternatives.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; 24/7 online banking and bill pay access via desktop, mobile app, and digital wallet; MyCardRules™ debit card controls allow customers to decide when, where, and who uses their cards. Areas to consider: Website does not disclose specific interest rates, APYs, or loan terms for comparison; No information provided on monthly fees, minimum balance requirements, or overdraft charges.
In the Banks category, comparable providers include American Pride Bank, Ameris Bank, United Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
First State Bank of Blakely is profile signals for customers seeking traditional community banking with FDIC deposit insurance, local branch presence, and 24/7 digital access. The primary caveat is lack of listed pricing information (rates, fees, minimums) on the website, requiring direct contact for rate shopping and fee comparison before opening accounts.
FDIC-insured bank offering checking, savings, credit cards, and retirement products designed for small business owners and entrepreneurs.
Profile signals: Small business owners and entrepreneurs seeking a bank designed specifically for their needs, Consumers wanting high-yield checking with competitive APY and rewards structure
Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.
Profile signals: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage experience context
United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.
Google rating from 130 reviews
Profile signals: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing listed lending (SBA, USDA, industry-specific programs) and treasury management
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