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First National Bank of Coffee County is a community bank based in Douglas, GA offering checking accounts, digital wallet integration, and mortgage services with online banking access.
Data compiled from public sources
First National Bank of Coffee County operates as a traditional community bank headquartered in Douglas, Georgia. The institution has established itself as a local banking provider serving Coffee County residents and businesses with standard retail banking products. com and provides customer support through a direct phone line at (912) 384-1100.
The bank offers core banking services including checking accounts designed for daily spending management and account monitoring, digital wallet functionality allowing customers to add their debit cards to mobile payment systems, and mortgage lending for both home purchases and refinancing scenarios. Customers can access their accounts through multiple online channels including traditional online banking, remote deposit capabilities, and treasury management services for business customers. The institution actively promotes digital payment solutions and modern banking convenience alongside traditional services.
First National Bank of Coffee County distinguishes itself as a community-focused institution with localized decision-making and service. The bank emphasizes security awareness by publicly alerting customers to fraud schemes and providing direct reporting channels for suspicious activity. Their multi-channel access approach—combining physical location services with digital banking options—positions them as a hybrid traditional/modern financial institution.
As a regional community bank, FNBCC offers personalized service typical of smaller institutions but may have more limited product complexity and investment options compared to national banking chains. The website content is relatively basic, suggesting a straightforward banking operation focused on essential retail banking needs rather than comprehensive financial services. Customers should verify current product offerings and rates directly, as the website provides limited specific details on terms, fees, and service features.
This is state-level context for Banks consumers in Douglas, GA. It does not confirm that First National Bank of Coffee County or this specific location is licensed.
State regulator
Georgia Department of Banking and Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First National Bank of Coffee County processed 113 mortgage applications in 2023, with 100% recorded as approved across 3 states.
113
Applications
100%
Approval Rate
$188K
Avg Loan
3
States Served
Based on 113 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
First National Bank of Coffee County offers 10 services including Checking accounts with spending management tools, Online banking account access, Remote deposit services, Digital wallet integration for debit cards, Home purchase mortgage lending, and 5 more.
First National Bank of Coffee County has profile signals associated with Coffee County, Georgia residents seeking local banking relationships, Homebuyers and refinancers in the Douglas, GA area, Small business owners needing basic treasury management services, Customers who prioritize community banking over national chain institutions.
Key strengths: Offers digital wallet integration for secure mobile and in-store payments; Provides remote deposit capability for convenient check depositing; Multiple online login options including separate treasury management access for business accounts. Areas to consider: Website provides minimal information about fees, APRs, minimum balances, or specific account terms; Limited product detail suggests narrower service range compared to national banks.
In the Banks category, comparable providers include American Pride Bank, Ameris Bank, United Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
First National Bank of Coffee County is profile signals for Douglas, Georgia-area residents and businesses seeking traditional community banking with modern digital conveniences like digital wallets and remote deposit. The main caveat is that the website offers minimal transparency on specific account terms, fees, and product details—customers must contact the bank directly to understand rates, minimums, and full service capabilities.
FDIC-insured bank offering checking, savings, credit cards, and retirement products designed for small business owners and entrepreneurs.
Profile signals: Small business owners and entrepreneurs seeking a bank designed specifically for their needs, Consumers wanting high-yield checking with competitive APY and rewards structure
Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.
Profile signals: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage experience context
United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.
Google rating from 130 reviews
Profile signals: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing listed lending (SBA, USDA, industry-specific programs) and treasury management
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