Part of the First Bank chain · locations
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First Bank in Mccomb, MS

4.2/5

Mccomb, MS – First Bank at 105 S Broadway St offers convenient banking services.

Data compiled from public sources · Rating from CreditDoc methodology

First Bank Review

The First Bank branch in Mccomb, MS is located at 105 S Broadway St, operating as a full-service banking facility in the downtown area. This dedicated location serves the banking needs of Mccomb residents and local businesses.

At the Mccomb branch, customers can access comprehensive banking services including checking and savings accounts, deposits, withdrawals, and general financial services. For current information about available products and services at this Mccomb location, customers should contact the branch directly.

When banking at this Mccomb location, bring a valid photo ID for account verification and transactions. The 105 S Broadway St branch in Mccomb provides convenient access for your banking needs in the downtown area. First Bank delivers reliable local banking services to the Mccomb community.

Services & Features

Banzai Financial Wellness partnership
Card Verifi™ debit card fraud protection
Checking Navigator account management program
Christmas Savings Accounts
Club Checking personal accounts with comprehensive features
Credit card products and statement login access
FDIC Money Smart curriculum access
Financial calculators
Home Equity Line of Credit (HELOC) for multiple uses
Money School financial education program
Online and mobile banking
Small-dollar, short-term personal loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Comprehensive Money School financial education program with multiple partner resources (Banzai, FDIC Money Smart, FIS)
  • Card Verifi™ debit card fraud protection service included
  • Quick Switch Kit for seamless account transfer from competitor banks
  • Home Equity Line of Credit with flexible payment options for home improvement and debt consolidation
  • Active community involvement with event sponsorships and financial literacy teaching in schools
  • Online and mobile banking capabilities with account management features
  • Small-dollar, short-term loans with quick online application process

Cons

  • Website does not disclose specific fee structures, interest rates, APRs, or loan terms for comparison
  • Limited to regional availability primarily in Mississippi, restricting branch access and service areas
  • No mention of investment accounts, wealth management, or business banking services
  • Lacks transparency about minimum deposit requirements, account opening specifications, and product eligibility criteria
  • No discussion of CD rates, savings account APY, or competitive positioning versus national banks

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Consumer Complaint Record

First Bank received 39 consumer complaints in the past 12 months. All complaints received a timely response from the company.

39

Complaints (12 months)

23.8%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Managing an account
33.3%
Problem caused by your funds being low
14.3%
Problem with a lender or other company charging your account
11.1%

14 FDIC-insured branch locations nationwide.

Source: Consumer Financial Protection Bureau · FDIC BankFind

Frequently Asked Questions

What services does First Bank offer?

First Bank offers 12 services including Club Checking personal accounts with comprehensive features, Home Equity Line of Credit (HELOC) for multiple uses, Christmas Savings Accounts, Small-dollar, short-term personal loans, Credit card products and statement login access, and 7 more.

Who is First Bank best suited for?

First Bank is best suited for Mississippi residents seeking community-focused banking with local branch relationships, Customers prioritizing financial education and literacy resources for personal finance management, Homeowners interested in Home Equity Lines of Credit for consolidation or home improvement projects, Consumers switching from other banks who value simplified account transition assistance.

What are the strengths and weaknesses of First Bank?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Comprehensive Money School financial education program with multiple partner resources (Banzai, FDIC Money Smart, FIS); Card Verifi™ debit card fraud protection service included. Areas to consider: Website does not disclose specific fee structures, interest rates, APRs, or loan terms for comparison; Limited to regional availability primarily in Mississippi, restricting branch access and service areas.

How does First Bank compare to similar companies?

In the Banks category, comparable providers include Amory First Savings and Loan Bank, Ssb, Bank of Anguilla, Bank of Commerce. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1895
Headquarters
Mccomb, MS
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #5907
Visit First Bank

CreditDoc Diagnosis

Doctor's Verdict on First Bank

First Bank is best suited for Mississippi-area consumers seeking traditional FDIC-insured banking with community values and strong financial education resources. The primary caveat is lack of transparent fee and rate disclosure on the website, requiring direct contact for specific pricing, and limited geographic reach outside the Mississippi market may restrict accessibility for mobile or multi-state customers.

Best For

  • Mississippi residents seeking community-focused banking with local branch relationships
  • Customers prioritizing financial education and literacy resources for personal finance management
  • Homeowners interested in Home Equity Lines of Credit for consolidation or home improvement projects
  • Consumers switching from other banks who value simplified account transition assistance
Updated 2026-05-08

Similar Companies

Amory First Savings and Loan Bank, Ssb logo

Amory First Savings and Loan Bank, Ssb

Community bank in Amory, MS offering mortgages, construction loans, savings accounts, and unsecured loans with in-house loan servicing and local decision-making.

4.2/5
BBB:

Best for: Long-term Monroe County, Mississippi residents seeking relationship-based banking and personalized mortgage services, Homebuyers and homeowners wanting fixed-rate mortgages with local in-house servicing and transparency throughout the process

Bank of Anguilla logo

Bank of Anguilla

Community bank serving the South Delta since 1904, offering checking, savings, loans, and deposit products with FDIC insurance and a focus on personal relationships.

4.2/5
BBB:

Best for: Agricultural businesses and farmers needing specialized crop, equipment, and land improvement financing, Individuals and families in the South Delta region seeking relationship-based community banking

Bank of Commerce logo

Bank of Commerce

Bank of Commerce is a Mississippi-based bank offering personal checking and savings accounts with FDIC insurance, online banking, and local branch support.

4.2/5
BBB:

Best for: Mississippi residents seeking local community banking with in-person relationships, Customers prioritizing FDIC-insured savings and checking with local branch access

Is First Bank Right for You?

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