Bank of Anguilla logo

Bank of Anguilla in Anguilla, MS

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Community bank serving the South Delta since 1904, offering checking, savings, loans, and deposit products with FDIC insurance and a focus on personal relationships.

Data compiled from public sources

Bank of Anguilla Review

Bank of Anguilla is a traditional community bank that has operated continuously since 1904, serving two of the poorest counties in the nation and surrounding areas in Mississippi. The bank is deeply rooted in the South Delta region with locations in Anguilla, Cary, Mayersville, and Rolling Fork, operating on a mission of community service that has defined its operations for over 116 years. The bank offers a full range of personal and business banking services including checking and savings accounts, personal loans, consumer loans, mortgage loans, agricultural loans, and small business loans.

They provide modern banking convenience through online banking, mobile banking, mobile text banking, eStatements, and ATM access. The bank emphasizes financial education through their Financial Education Boot Camp program (currently suspended due to COVID) designed to help customers improve their financial literacy and money management skills. Bank of Anguilla distinguishes itself through its emphasis on community banking and personal relationships rather than transactional banking.

The bank employs local staff with deep connections to the area who understand the unique needs of individuals, families, and agricultural businesses. Their listed lending products reflect this focus, particularly their agriculture loans targeting crop production, equipment purchases, and land improvements with lenders who "speak the language" of farming. As a community bank, Bank of Anguilla faces inherent limitations in geographic reach and product sophistication compared to national banks.

The bank's website shows signs of operational challenges, with the Financial Education Boot Camp still listing COVID-related suspension status. For consumers outside the four-location service area or those requiring sophisticated digital-only banking, this institution would not be suitable. The bank is best suited for individuals and businesses with geographic proximity to their locations who value relationship-based banking.

Services & Features

Agricultural loans (crop production, equipment, land improvements)
Business checking accounts
Business savings accounts
Consumer loans (auto, appliance, recreational vehicle, cash advances)
Mobile banking and mobile text banking
Mortgage loans
Online banking enrollment and access
Personal checking accounts
Personal loans
Personal savings accounts
Small business loans and lines of credit
eStatements enrollment

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • 116+ years of continuous operation and community presence since 1904
  • listed agricultural lending with knowledgeable lenders familiar with farm financing
  • Multiple service channels including online banking, mobile banking, and mobile text banking
  • Personalized relationship-based banking model with locally-connected employees
  • Comprehensive loan products for personal, consumer, mortgage, business, and agricultural needs
  • Financial education programs available to help customers improve money management skills

Cons

  • Limited geographic footprint with only four physical locations (Anguilla, Cary, Mayersville, Rolling Fork)
  • Financial Education Boot Camp program still suspended with no stated resumption date despite COVID ending
  • Website content appears outdated with references to temporary COVID closures and penny minting plans from 2025
  • No mention of rate claims to verify, APY information, or loan terms on website
  • Limited online presence with no clear information about digital banking capabilities or app features

State Consumer Finance Context

This is state-level context for Banks consumers in Anguilla, MS. It does not confirm that Bank of Anguilla or this specific location is licensed.

State regulator

Mississippi Department of Banking and Consumer Finance

Key state rules to check

  • Payday loans capped at $500 per lender with a maximum fee of $21.95 per $100.
  • Borrowers may have up to $500 from any single lender but there is no statewide cap on multiple lenders.
  • The Check Cashers Act governs payday lending with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Bank of Anguilla offer?

Bank of Anguilla offers 12 services including Personal checking accounts, Personal savings accounts, Business checking accounts, Business savings accounts, Personal loans, and 7 more.

What profile signals are listed for Bank of Anguilla?

Bank of Anguilla has profile signals associated with Agricultural businesses and farmers needing listed crop, equipment, and land improvement financing, Individuals and families in the South Delta region seeking relationship-based community banking, Small business owners in the four-location service area looking for personalized business lending, Consumers who prioritize personal relationships and local decision-making over digital convenience.

What are the strengths and weaknesses of Bank of Anguilla?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; 116+ years of continuous operation and community presence since 1904; listed agricultural lending with knowledgeable lenders familiar with farm financing. Areas to consider: Limited geographic footprint with only four physical locations (Anguilla, Cary, Mayersville, Rolling Fork); Financial Education Boot Camp program still suspended with no stated resumption date despite COVID ending.

How does Bank of Anguilla compare to similar companies?

In the Banks category, comparable providers include Amory First Savings and Loan Bank, Ssb, Bank of Commerce, Bank of Franklin. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1904
Headquarters
Anguilla, MS
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #8243
Visit Bank of Anguilla

CreditDoc Profile Note

Research Note on Bank of Anguilla

Bank of Anguilla is best suited for individuals, families, and agricultural or small businesses located within or near their four Mississippi locations who value personalized, relationship-based banking over digital convenience and national reach. The main caveat is geographic limitation—this bank only serves a specific four-location area in the South Delta, making it unsuitable for consumers outside this region or those requiring the digital banking features of larger institutions.

Profile Signals

  • Agricultural businesses and farmers needing listed crop, equipment, and land improvement financing
  • Individuals and families in the South Delta region seeking relationship-based community banking
  • Small business owners in the four-location service area looking for personalized business lending
  • Consumers who prioritize personal relationships and local decision-making over digital convenience
Updated 2026-05-08

Similar Companies

Amory First Savings and Loan Bank, Ssb logo

Amory First Savings and Loan Bank, Ssb

Community bank in Amory, MS offering mortgages, construction loans, savings accounts, and unsecured loans with in-house loan servicing and local decision-making.

BBB: NR

Profile signals: Long-term Monroe County, Mississippi residents seeking relationship-based banking and personalized mortgage services, Homebuyers and homeowners wanting fixed-rate mortgages with local in-house servicing and transparency throughout the process

Bank of Commerce logo

Bank of Commerce

Bank of Commerce is a Mississippi-based bank offering personal checking and savings accounts with FDIC insurance, online banking, and local branch support.

BBB: NR

Profile signals: Mississippi residents seeking local community banking with in-person relationships, Customers prioritizing FDIC-insured savings and checking with local branch access

Bank of Franklin logo

Bank of Franklin

FDIC-insured community bank founded in 1912 offering personal accounts, business banking, mortgages, loans, and retirement planning with branches including a new Natchez location.

BBB: NR

Profile signals: Local customers in Bank of Franklin's service areas seeking relationship-based banking, First-time home buyers interested in no-fee mortgage products

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Quick Summary

  • Bank of Anguilla is listed as a Banks provider in Anguilla, MS on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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