Consumer Credit Counseling Services Locations

Consumer Credit Counseling Services is a free help provider with 10 locations across the US.

10locations

5states

87services

Consumer Credit Counseling Services is a credit counseling organization that provides financial guidance to individuals facing debt or credit issues. The organization offers educational resources and debt management plan assistance to consumers seeking to improve their financial situation without commercial pressure.

The organization operates ten locations across the United States, with offices concentrated in Illinois, Tennessee, and California. Services include credit counseling sessions, budget planning assistance, and debt consolidation guidance tailored to individual financial circumstances.

Consumers considering CCCS should verify current fees, as credit counseling services vary by state regulation and organizational structure. Non-profit credit counselors are regulated under the National Foundation for Credit Counseling (NFCC) standards in many jurisdictions; verifying accreditation and comparing alternatives (such as direct negotiation with creditors or bankruptcy assistance) is advisable before engaging services.

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Services Offered

Access to budgeting tools and debt tracking resources Analysis of total debt, interest rates, and spending patterns Appointment scheduling and phone consultation (800-431-8695) Bilingual English/Spanish support Bilingual counseling (English and Spanish) Bilingual counseling in English and Spanish Bilingual counseling services Bilingual counseling services (English and Spanish) Bilingual counseling services in English and Spanish Bilingual service delivery (English and Spanish) Budget consultation and analysis Budget consultation with certified counselors Budgeting tools and debt tracking resources Budgeting tools and debt tracking resources for clients Budgeting tools and resources Budgeting tools and resources for expense allocation and financial planning Certified credit counselor financial assessment Certified credit counselor financial assessment and advice Certified credit counselor financial assessments (confidential, one-on-one sessions) Certified credit counselor one-on-one sessions Collection call and creditor contact intervention Collection call and legal action reduction assistance Collection call and legal action reduction assistance through structured repayment plans Collection call and legal action reduction support (via debt management plan compliance) Comprehensive debt analysis including total debt calculation and interest burden assessment Comprehensive debt, interest rate, and spending analysis Confidential financial counseling sessions Confidential one-on-one counseling sessions Consolidated single monthly payment plans Credit card debt review and assessment Credit improvement strategy development Credit score improvement consultation and monitoring support Credit score improvement guidance Credit score improvement guidance and credit management education Credit score improvement tracking and financial health assessment Debt analysis and interest rate assessment Debt analysis identifying interest rate reduction opportunities Debt and interest rate analysis Debt consolidation coordination (multiple payments into one) Debt consolidation into single monthly payment arrangements Debt consolidation into single monthly payments Debt consolidation into single monthly payments with attempted interest rate reduction Debt consolidation planning (multiple payments to one monthly payment) Debt payment consolidation into single monthly payment Debt tracking resources and progress monitoring support Debt tracking tools Educational blog content on credit counseling topics Educational blog content on credit topics FAQ and educational resources addressing credit management questions FAQ resources addressing common credit counseling questions Financial analysis including debt breakdown, interest rate assessment, and spending pattern evaluation Financial education and credit management guidance Financial education and credit management training Financial education blog and articles Financial education content and blog resources Financial education resources and blog content Financial education resources and credit counseling blog content Financial education resources and credit management blog content Financial wellness resources and educational blog content Free credit card debt review and assessment Free credit card debt review and budget consultation Free credit card debt review and budget consultation with certified counselors Free initial credit card debt review and budget consultation Free initial credit card debt review and budget consultation with certified counselor Free initial credit counseling session Interest rate negotiation and creditor communication on behalf of clients Interest rate negotiation and debt consolidation assistance Interest rate negotiation and payment consolidation assistance Interest rate negotiation with creditors Interest rate negotiation with creditors on behalf of clients Multilingual counseling services (English and Spanish) Ongoing counselor support and guidance throughout repayment process Ongoing financial education and guidance to maintain debt-free status Ongoing support and accountability coaching Ongoing support and accountability through debt management plans Ongoing support and guidance to maintain debt-free status Ongoing support to maintain debt-free status Ongoing support to maintain debt-free status and prevent future debt accumulation Personalized credit card debt repayment and relief plan creation Personalized credit card debt repayment plan creation Personalized debt management plan creation with structured repayment timelines Personalized debt management plans (DMPs) Personalized debt repayment and relief plan creation Personalized debt repayment and relief planning tailored to individual financial situations Spanish-language counseling services Spanish-language credit counseling services Step-by-step financial planning for debt elimination

Strengths

+Bilingual services available in English and Spanish
+Completely free credit counseling sessions with no service fees
+Completely free initial credit counseling session with no upfront charges
+Certified credit counselors conduct personalized consultations and create customized debt repayment plans
+Can often reduce collection calls and help prevent legal action through structured repayment arrangements

Things to Consider

–Cannot provide legal advice, limiting help for clients facing lawsuits or legal collection actions
–Success of reducing interest rates and consolidating payments depends on creditor cooperation, which is not guaranteed
–Two different phone numbers listed (800-431-8157 and 800-431-8695) create potential confusion about correct contact point
–No information provided about typical timeline for seeing credit score improvements or plan completion timeframes

Company Details

Headquarters: Arlington Heights, IL 60004
Phone: +1 847-577-4232

All Consumer Credit Counseling Services Locations by State

California(2 locations)

Consumer Credit Counseling Services

BBB NR

Burlingame, CA's Consumer Credit Counseling Services at 1218 Bellevue Ave offers free debt and budget guidance for residents struggling with credit card debt and finances. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Consumer Credit Counseling Services

BBB NR

Consumer Credit Counseling Services Danville, California — Non-profit credit counseling service offering free initial consultations and personalized deb... This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Illinois(2 locations)

Consumer Credit Counseling Services

BBB NR

At Arlington Heights, IL 60004, Consumer Credit Counseling Services can be contacted at +1 847-577-4232. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Consumer Credit Counseling Services

BBB NR

Tinley Park, IL location of Consumer Credit Counseling Services offers free financial and credit counseling. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Ohio(1 location)

Consumer Credit Counseling Services

BBB NR

Springfield, OH's Consumer Credit Counseling Services at 27 N Wittenberg Ave offers free credit counseling and debt management to local residents. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Pennsylvania(2 locations)

Consumer Credit Counseling Services

BBB NR

Lancaster's Consumer Credit Counseling Services at 308 E King St provides free debt counseling and financial guidance to residents. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Consumer Credit Counseling Services

BBB NR

Norristown, PA Consumer Credit Counseling Services at 190 W Germantown Pike provides free financial counseling to help residents resolve debt. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Tennessee(3 locations)

Consumer Credit Counseling Services

BBB NR

Bartlett, TN's Consumer Credit Counseling Services at 2855 Stage Village Cove offers free debt management and credit counseling. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Consumer Credit Counseling Services

BBB NR

Dickson, TN's Consumer Credit Counseling Services location at 200 N Main St offers free financial guidance to help you manage debt and rebuild credit. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Consumer Credit Counseling Services

BBB NR

At Millington, TN 38053, Consumer Credit Counseling Services can be reached at +1 901-357-6306. This Consumer Credit Counseling Services listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every Consumer Credit Counseling Services location links back to a full CreditDoc review with sourced fields.

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Frequently Asked Questions About Consumer Credit Counseling Services

What services does Consumer Credit Counseling Services provide?

The organization offers credit counseling, budget planning, debt management plan setup, and financial education to help consumers address debt and credit issues.

Where are Consumer Credit Counseling Services locations available?

The organization operates ten locations in the United States, with the largest presence in Illinois, Tennessee, and California.

Are there fees associated with Consumer Credit Counseling Services?

Credit counseling agencies typically charge fees that vary by state regulation and service type; prospective clients should verify current pricing and confirm the organization's accreditation status before using services.

About this Consumer Credit Counseling Services page: CreditDoc aggregates public location, contact, and rating data for Consumer Credit Counseling Services across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare Consumer Credit Counseling Services listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific Consumer Credit Counseling Services branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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