Consumer Credit Counseling Services is a credit counseling organization that provides financial guidance to individuals facing debt or credit issues. The organization offers educational resources and debt management plan assistance to consumers seeking to improve their financial situation without commercial pressure.
The organization operates ten locations across the United States, with offices concentrated in Illinois, Tennessee, and California. Services include credit counseling sessions, budget planning assistance, and debt consolidation guidance tailored to individual financial circumstances.
Consumers considering CCCS should verify current fees, as credit counseling services vary by state regulation and organizational structure. Non-profit credit counselors are regulated under the National Foundation for Credit Counseling (NFCC) standards in many jurisdictions; verifying accreditation and comparing alternatives (such as direct negotiation with creditors or bankruptcy assistance) is advisable before engaging services.
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