Springfield, OH's Consumer Credit Counseling Services at 27 N Wittenberg Ave offers free credit counseling and debt management to local residents.
Data compiled from public sources · Rating from CreditDoc methodology
Consumer Credit Counseling Services is located at 27 N Wittenberg Ave in Springfield, OH. This standalone office operates Monday through Friday, with extended evening hours on Tuesday, Wednesday, and Thursday until 8PM. The center is closed on weekends, making it convenient for Springfield working professionals to schedule appointments before or after work.
At this Springfield location, certified credit counselors provide free financial assessments, debt management planning, and budget counseling to residents of OH and surrounding areas. Services are confidential and designed specifically for individuals facing credit challenges. Call the center at (937) 325-2898 to schedule your free consultation or discuss your financial situation with a local counselor.
If you're a Springfield resident struggling with credit card debt, student loans, or other financial obligations, this location provides no-cost guidance to help you regain control. Bring recent statements and documentation of your debts to your appointment. Consumer Credit Counseling Services is a trusted nonprofit resource for families in Springfield seeking legitimate credit help.
Consumer Credit Counseling Services offers 12 services including Free credit card debt review and budget consultation, Certified credit counselor financial assessment, Debt and interest rate analysis, Personalized debt repayment and relief plan creation, Interest rate negotiation with creditors, and 7 more.
Consumer Credit Counseling Services is best suited for Consumers with multiple credit card debts seeking consolidation into single manageable payment, People struggling to manage debt who want free expert guidance before considering debt settlement or bankruptcy, Individuals wanting to improve credit scores and understand credit management fundamentals, Spanish-speaking consumers needing bilingual financial counseling.
Key strengths: Completely free credit counseling sessions with no service fees; Certified credit counselors conduct personalized financial reviews; Four-step structured process from assessment through ongoing support. Areas to consider: Effectiveness depends entirely on client's ability to make full, on-time payments on negotiated plans; Cannot stop legal action or collection calls without sustained payment performance; only claims to 'often reduce' them.
In the Free Help category, comparable providers include Apprisen, Apprisen, IMPACT Community Action. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
CCCS is best for consumers with manageable debt levels who need expert guidance on budgeting and debt repayment strategy and can commit to full, on-time payments. The primary caveat is that their effectiveness depends entirely on client payment discipline—they cannot force creditors to accept settlements or stop collection efforts without consistent payments, and they explicitly cannot provide legal assistance for clients facing active litigation.
Non-profit credit counseling agency offering debt management, financial education, and personalized financial planning through certified financial specialists.
Best for: Consumers with multiple debts seeking non-judgmental counseling and creditor negotiation support, People overwhelmed by debt who need structured budgeting guidance and a practical action plan
501(c)(3) non-profit credit counseling agency offering debt management, financial planning, and credit education with A+ BBB rating and 70+ years of experience.
Best for: Consumers with manageable debt seeking to negotiate lower payments without declaring bankruptcy, Individuals needing credit education and comprehensive financial planning to prevent future debt problems
IMPACT Community Action is a Columbus, OH non-profit serving low-income households up to 200% of the federal poverty level with free community assistance services.
Best for: Columbus, OH residents earning up to 200% of the federal poverty level who need free assistance with essential needs, Low-income households who have time to attend weekday appointments and can gather required documentation in advance
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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