Williamstown Bank, Inc. logo

Williamstown Bank, Inc. in Williamstown, WV

4.2/5

Unable to verify company profile. Website currently inaccessible with access denied error. Cannot confirm Williamstown Bank's services or legitimacy.

Data compiled from public sources · Rating from CreditDoc methodology

Williamstown Bank, Inc. Review

Williamstown Bank, Inc. com. 48697f4), preventing verification of company details, services, licensing status, or legitimacy.

The error suggests either server configuration issues, geographic restrictions, or potential website problems. Without access to official website content, product offerings, regulatory information, or company background cannot be confirmed. The banking category typically includes institutions offering checking accounts, savings accounts, CDs, and other traditional banking services, but this cannot be verified for this specific entity.

A consumer seeking information about this institution should attempt to contact them directly, verify their regulatory status with the FDIC or relevant state banking authorities, and confirm their legitimacy before opening any accounts or conducting transactions. The inability to access their website raises concerns about whether accurate current information is readily available to potential customers.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1919
  • Local community bank with personal service
  • 4 locations

Cons

  • Website currently inaccessible with access denied error, preventing verification of services
  • No accessible company information available to confirm legitimacy or regulatory status
  • Cannot verify FDIC insurance coverage, account types, or current offerings
  • Potential technical or security issues with online presence

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

Williamstown Bank, Inc. processed 69 mortgage applications in 2023, approving 92.8% of applicants across 2 states.

69

Applications

92.8%

Approval Rate

$159K

Avg Loan

2

States Served

Approval Rate by Applicant Income

Under $50K
88.9%
$50K–$100K
90%
$100K–$200K
90.9%
Over $200K
100%

Based on 69 applications. Income in thousands (reported by applicant).

Top Lending States

West Virginia 53 apps · 96.2%
Ohio 16 apps · 75%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Williamstown Bank, Inc. offer?

Williamstown Bank, Inc. offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is Williamstown Bank, Inc. best suited for?

Williamstown Bank, Inc. is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of Williamstown Bank, Inc.?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1919; Local community bank with personal service. Areas to consider: Website currently inaccessible with access denied error, preventing verification of services; No accessible company information available to confirm legitimacy or regulatory status.

How does Williamstown Bank, Inc. compare to similar companies?

In the Banks category, comparable providers include Calhoun County Bank, Inc., Capon Valley Bank, Citizens Bank of Morgantown, Inc.. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1919
Headquarters
Williamstown, WV
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #14744
Visit Williamstown Bank, Inc.

CreditDoc Diagnosis

Doctor's Verdict on Williamstown Bank, Inc.

Profile cannot be completed due to website access restrictions. Consumers should independently verify Williamstown Bank's regulatory status through the FDIC or their state banking regulator before conducting any business, and should attempt direct contact to confirm current operations and services.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

Calhoun County Bank, Inc. logo

Calhoun County Bank, Inc.

FDIC-insured community bank headquartered in Grantsville, WV, offering checking, savings, lending, and digital banking services with local market focus.

4.2/5
BBB:

Best for: Residents of Grantsville, WV and surrounding Calhoun County seeking personalized community banking relationships, Customers prioritizing FDIC-insured savings and relationship-based service over large national bank operations

Capon Valley Bank logo

Capon Valley Bank

Capon Valley Bank is a community bank offering personal loans, mortgages, credit cards, and deposit accounts with local decision-making and customer service.

4.2/5
BBB:

Best for: Customers in Capon Valley Bank's service area seeking one-stop banking with local relationship managers, Homebuyers looking for fixed-rate mortgages with local lender guidance

Citizens Bank of Morgantown, Inc. logo

Citizens Bank of Morgantown, Inc.

Locally-owned community bank in Morgantown, WV operating since 1922, offering personal and business banking with 95% of deposits reinvested locally.

4.2/5
BBB:

Best for: Morgantown and Monongalia County residents who prioritize community reinvestment and personal banking relationships, Small business owners seeking responsive, locally-made lending decisions and business banking support

Is Williamstown Bank, Inc. Right for You?

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