Whitesville State Bank logo

Whitesville State Bank in Whitesville, WV

4.2/5

Unable to generate profile: website currently inaccessible (Access Denied error). Company name and URL suggest a community state bank, but no verifiable service details are available.

Data compiled from public sources · Rating from CreditDoc methodology

Whitesville State Bank Review

com. 4606b852), preventing verification of company details, service offerings, ownership structure, or operational information. This access restriction may be temporary (server misconfiguration, maintenance, or content delivery network issues) or indicate the site is no longer actively maintained.

), or its regulatory status. The domain name and URL structure suggest a community or regional state bank, but this cannot be confirmed without working access to their web presence. Prospective customers should attempt direct contact via phone or visit a physical branch location to verify current operations and service availability.

No independent verification of Whitesville State Bank's FDIC insurance status, current leadership, or service area is possible from the restricted website. A legitimate profile cannot be responsibly compiled without factual, verifiable information directly from the company's accessible materials.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1946
  • Local community bank with personal service
  • 5 locations

Cons

  • Website currently inaccessible, preventing service verification
  • No ability to confirm current operational status or FDIC insurance
  • No accessible information on fees, rates, or product offerings
  • Cannot verify regulatory standing or customer service contact methods
  • Access denial suggests potential website maintenance, abandonment, or technical issues

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

Whitesville State Bank processed 96 mortgage applications in 2023, approving 68.8% of applicants across 2 states.

96

Applications

68.8%

Approval Rate

$91K

Avg Loan

2

States Served

Approval Rate by Applicant Income

Under $50K
47.4%
$50K–$100K
62.8%
$100K–$200K
86.2%
Over $200K
100%

Based on 96 applications. Income in thousands (reported by applicant).

Top Lending States

West Virginia 95 apps · 63.2%
Ohio 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Whitesville State Bank offer?

Whitesville State Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is Whitesville State Bank best suited for?

Whitesville State Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of Whitesville State Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1946; Local community bank with personal service. Areas to consider: Website currently inaccessible, preventing service verification; No ability to confirm current operational status or FDIC insurance.

How does Whitesville State Bank compare to similar companies?

In the Banks category, comparable providers include Calhoun County Bank, Inc., Capon Valley Bank, Citizens Bank of Morgantown, Inc.. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1946
Headquarters
Whitesville, WV
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #16453
Visit Whitesville State Bank

CreditDoc Diagnosis

Doctor's Verdict on Whitesville State Bank

Cannot recommend or profile Whitesville State Bank due to complete website inaccessibility. Prospective customers must contact the bank directly by phone or physical location to verify it remains operational and to confirm current services, regulations, and product offerings. Do not proceed with this institution until legitimate contact and verification are established.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

Calhoun County Bank, Inc. logo

Calhoun County Bank, Inc.

FDIC-insured community bank headquartered in Grantsville, WV, offering checking, savings, lending, and digital banking services with local market focus.

4.2/5
BBB:

Best for: Residents of Grantsville, WV and surrounding Calhoun County seeking personalized community banking relationships, Customers prioritizing FDIC-insured savings and relationship-based service over large national bank operations

Capon Valley Bank logo

Capon Valley Bank

Capon Valley Bank is a community bank offering personal loans, mortgages, credit cards, and deposit accounts with local decision-making and customer service.

4.2/5
BBB:

Best for: Customers in Capon Valley Bank's service area seeking one-stop banking with local relationship managers, Homebuyers looking for fixed-rate mortgages with local lender guidance

Citizens Bank of Morgantown, Inc. logo

Citizens Bank of Morgantown, Inc.

Locally-owned community bank in Morgantown, WV operating since 1922, offering personal and business banking with 95% of deposits reinvested locally.

4.2/5
BBB:

Best for: Morgantown and Monongalia County residents who prioritize community reinvestment and personal banking relationships, Small business owners seeking responsive, locally-made lending decisions and business banking support

Is Whitesville State Bank Right for You?

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Financial Wellness Guides

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