No stored Google rating available.
Winter Garden, FL's Value Pawn & Jewelry at 13987 W Colonial Dr offers pawn loans, jewelry sales, and gold buying.
Data compiled from public sources
Value Pawn & Jewelry operates at 13987 W Colonial Dr in Winter Garden, FL as a standalone pawn shop serving the local community. The location is conveniently situated for West Orange County residents needing quick access to pawn services. Hours are Monday through Friday 9AM–7PM, Saturday 9AM–6PM, and closed Sunday.
This Winter Garden location buys and sells jewelry, gold, and other valuable items, while also offering short-term pawn loans at fair rates. You can reach the shop directly at 407-656-3388 to ask about current pricing, check if specific items are in stock, or get pre-approval for a loan before visiting.
If you live or work in Winter Garden and are researching emergency-cash options or want to sell jewelry and gold items, this location is your neighborhood pawn shop. Bring a valid photo ID and the items you wish to pawn or sell. Value Pawn & Jewelry handles all transactions with transparency and speed.
This is state-level context for Pawn Shops consumers in Winter Garden, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Value Pawn & Jewelry offers 12 services including Pawn loans (collateral-based short-term lending with fees and terms), Gold and diamond jewelry buying with expert precious metals testing, Retail sales of pre-owned electronics, tools, gaming equipment, jewelry, and fashion items, Online shop with daily inventory updates and new arrival browsing, Instant Quote tool for remote electronics valuations, and 7 more.
Value Pawn & Jewelry has profile signals associated with Customers researching short-term cash access ($100-$5,000+) who own items of collateral value and lack access to traditional credit, Budget shoppers seeking heavily discounted pre-owned electronics, jewelry, and brand-name merchandise, Repeat customers interested in loyalty rewards through the EZ+ program and layaway payment flexibility, Sellers of gold, diamonds, or other precious metals seeking expert appraisal and fair market-value payouts.
Key strengths: Offers same-day cash loans based on item collateral with eligibility claim to verify; Expert gold and diamond testing ensures customers receive market-pricing context to compare on precious metals; Extensive inventory of pre-owned brand-name electronics, jewelry, and merchandise at 25-70% discounts. Areas to consider: Pawn loans require physical collateral and are subject to undisclosed fees and terms requiring in-person consultation; Service availability is geographically limited and varies by location (e.g., online payments unavailable in AZ, OR, PA).
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Value Pawn & Jewelry is profile signals for consumers with items of collateral value who are researching short-term cash access and cannot access traditional credit, as well as budget-conscious shoppers seeking heavily discounted pre-owned goods. The critical caveat is that pawn loans involve undisclosed fees and require physical collateral, making them a short-term solution only; customers should carefully understand all terms before pledging items, and the lack of listed APR information makes cost comparison difficult.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Learn exactly how credit score tiers work, what range you fall into, and the specific steps to move up to the next tier where better rates and approvals wait.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →A plain-language breakdown of every factor that goes into your credit score, with specific steps to improve each one even if you're starting from a tough spot.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Value Pawn & Jewelry and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.