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Value Pawn & Jewelry in Pompano Beach, FL

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Pompano Beach, FL: Value Pawn & Jewelry at 196 N Powerline Rd offers pawn loans, jewelry purchasing, and quick cash advances.

Data compiled from public sources

Value Pawn & Jewelry Review

Value Pawn & Jewelry operates at 196 N Powerline Rd in Pompano Beach, FL, providing a welcoming storefront for residents seeking pawn loans, jewelry purchases, and cash advances. The location is easily accessible for Pompano Beach shoppers, with convenient hours Monday through Friday from 9AM to 7PM, Saturday 9AM to 6PM, and Sunday 12PM to 5PM.

At this Pompano Beach location, you can apply for secured personal loans using jewelry, electronics, musical instruments, or other valuables as collateral. The store also buys jewelry, coins, and collectibles outright. Call 954-968-3000 to ask about current rates, specific items accepted, or to schedule an appointment.

For Pompano Beach residents, Value Pawn & Jewelry provides a straightforward alternative to payday loans or credit cards when you need cash quickly. Bring a valid ID and the items you wish to pawn or sell, and the team can typically complete transactions same-day. Professional, honest service has made this location a trusted resource for the community.

Services & Features

Auto loans
EZ+ Rewards Program with online account and payment management
Firearm sales and related services
Gold and diamond buying with precious metal testing for fair pricing
Instant Quote tool for electronics valuation
Jewelry VIP Protection Plan with guaranteed loan amounts and trade-up benefits
Layaway with 10% down and monthly payments
Online shop with daily new arrivals
Pawn loans (collateral-based loans on items in decent working condition)
Product Protection Plans for electronics and merchandise
Retail merchandise sales (pre-owned brand-name electronics, jewelry, tools, gaming, musical gear, fashion)
Third-party financed purchases (up to 12 months depending on credit eligibility)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended store hours (9am-7pm weekdays, 9am-6pm Saturday, 12pm-5pm Sunday) for convenient access
  • Instant Quote tool for electronics that provides estimated value online within seconds
  • EZ+ Rewards Program awards points on pawn, redeem, sell, and purchase transactions with online account management
  • Multiple payment options including layaway (only 10% down) and third-party financing up to 12 months
  • Wide merchandise selection with 25-70% discounts off retail, receiving new items daily
  • Jewelry VIP Program with guaranteed loan amounts, 100% trade-up values, and free cleaning/freestone replacement
  • Multiple quick cash options: pawn loans, gold/diamond buying, and retail merchandise sales

Cons

  • Pawn loans require surrendering physical items as collateral with risk of forfeiture if not redeemed
  • Website explicitly states not all services available in all areas and online payments unavailable in Arizona, Oregon, Pennsylvania
  • All merchandise is pre-owned with no manufacturer endorsement or affiliation despite brand-name listings
  • Pawn transactions subject to unspecified fees and terms requiring in-store consultation for details
  • No APR, interest rate, or fee transparency provided on website—customers must visit in person for pricing

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Pompano Beach, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Value Pawn & Jewelry offer?

Value Pawn & Jewelry offers 12 services including Pawn loans (collateral-based loans on items in decent working condition), Gold and diamond buying with precious metal testing for fair pricing, Auto loans, Firearm sales and related services, Retail merchandise sales (pre-owned brand-name electronics, jewelry, tools, gaming, musical gear, fashion), and 7 more.

Who is Value Pawn & Jewelry best suited for?

Value Pawn & Jewelry is best suited for People needing immediate cash who have valuable items (electronics, jewelry, tools, gaming equipment) to pledge as collateral, Bargain shoppers seeking discounted pre-owned brand-name merchandise at 25-70% off retail prices, Customers interested in gold or diamond selling without the hassle of finding individual buyers, Budget-conscious buyers who prefer layaway or extended payment plans over upfront full payment.

What are the strengths and weaknesses of Value Pawn & Jewelry?

Key strengths: Extended store hours (9am-7pm weekdays, 9am-6pm Saturday, 12pm-5pm Sunday) for convenient access; Instant Quote tool for electronics that provides estimated value online within seconds; EZ+ Rewards Program awards points on pawn, redeem, sell, and purchase transactions with online account management. Areas to consider: Pawn loans require surrendering physical items as collateral with risk of forfeiture if not redeemed; Website explicitly states not all services available in all areas and online payments unavailable in Arizona, Oregon, Pennsylvania.

How does Value Pawn & Jewelry compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Headquarters
196 N Powerline Rd, Pompano Beach, FL 33069
BBB Accredited
No
Visit Value Pawn & Jewelry

CreditDoc Diagnosis

Doctor's Verdict on Value Pawn & Jewelry

Value Pawn & Jewelry is best for consumers who own valuable items and need immediate cash, or bargain hunters seeking heavily discounted pre-owned merchandise. The primary caveat is that pawn loans require surrendering collateral and involve unspecified fees, making this a short-term emergency option rather than affordable credit; customers should visit in person to understand all terms and costs before transacting.

Best For

  • People needing immediate cash who have valuable items (electronics, jewelry, tools, gaming equipment) to pledge as collateral
  • Bargain shoppers seeking discounted pre-owned brand-name merchandise at 25-70% off retail prices
  • Customers interested in gold or diamond selling without the hassle of finding individual buyers
  • Budget-conscious buyers who prefer layaway or extended payment plans over upfront full payment
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for quick cash loans and asset sales.

BBB: A+

Best for: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Best for: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Value Pawn & Jewelry is listed as a Pawn Shops provider in Pompano Beach, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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