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Margate, FL's Value Pawn & Jewelry at 602 S State Rd 7 buys and sells jewelry, electronics, and offers pawn loans.
Data compiled from public sources
Value Pawn & Jewelry operates a standalone storefront at 602 S State Rd 7 in Margate, FL, serving the local community with pawn and sales services. This Margate shop specializes in jewelry, electronics, tools, and collectibles—buying, selling, and lending on items you need cash for. Monday through Friday, hours run 9 AM to 7 PM; Saturday 9 AM to 6 PM; Sunday noon to 5 PM.
Looking to pawn something, sell jewelry, or find secondhand electronics? The Margate location can help. Call 954-969-8010 to ask about current inventory, get item appraisals, or discuss loan terms before making the trip.
If you're a Margate resident researching short-term cash access, bring a valid ID and the item you're willing to part with. Value Pawn & Jewelry has helped Florida customers access fast funding and discover quality used goods for years.
This is state-level context for Pawn Shops consumers in Margate, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Value Pawn & Jewelry offers 12 services including Pawn loans against collateral with same-day funding, Gold and diamond jewelry buying with on-site precious metals testing, Retail sale of pre-owned electronics, jewelry, tools, fashion, gaming, and household items, Auto loans (specific terms not detailed on website), Firearm sales and services, and 7 more.
Value Pawn & Jewelry has profile signals associated with People researching short-term cash access ($100-$5,000+) who have valuable items to pledge as collateral, Shoppers seeking steep discounts (25-70% off) on pre-owned brand-name electronics, jewelry, and merchandise, Gold and jewelry sellers looking for short-term cash access with listed on-site valuation and testing, Budget-conscious consumers unable to access traditional credit who prefer layaway or payment-plan options.
Key strengths: Same-day cash availability with eligibility claim to verify for pawn loans; Competitive gold and diamond buying with on-site precious metals testing for fair pricing; Significant retail markdowns (25-70% off) on brand-name pre-owned electronics, jewelry, and merchandise. Areas to consider: Interest rates, fees, and loan terms not disclosed on website—lack of upfront pricing transparency typical of pawn shops; Risk of losing pledged collateral if pawn loan is not repaid within agreed timeframe.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Value Pawn & Jewelry is profile signals for individuals with valuable collateral who are researching short-term cash access with eligibility claims to verify or those seeking steep discounts on pre-owned merchandise. The main caveat is that pawn loans are short-term solutions with forfeiture risk and do not build credit; borrowers should view them as emergency quick-cash options rather than traditional lending alternatives, and should review specific interest rates and terms in-store since pricing is not disclosed online.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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