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Longwood, FL's Value Pawn & Jewelry at 315 S US Hwy 17/92 offers instant cash loans and jewelry buying for Seminole County residents.
Data compiled from public sources
Value Pawn & Jewelry is located at 315 S US Hwy 17/92 in Longwood, FL, a standalone pawn shop serving central Seminole County. The Longwood location operates Monday through Friday from 9 AM to 7 PM, Saturday 9 AM to 6 PM, and Sunday noon to 5 PM, making it convenient for weekday professionals and weekend shoppers.
This Longwood pawn shop buys and sells jewelry, electronics, tools, watches, gold, and collectibles. You can pawn items for short-term loans or sell outright for cash. Call 407-695-8258 to ask about valuations or whether the store accepts specific items.
If you are researching short-term cash access in Longwood, FL, bring a valid ID and your items to 315 S US Hwy 17/92. Value Pawn & Jewelry has served the community with reliable pawn shop services for years.
This is state-level context for Pawn Shops consumers in Longwood, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Value Pawn & Jewelry offers 12 services including Pawn loans (collateral-based, terms and fees apply), Gold and diamond jewelry buying (all karats, broken gold accepted), Pre-owned brand-name retail merchandise sales, Online shop with daily inventory updates, Instant Quote tool for electronics (online, pre-visit estimate), and 7 more.
Value Pawn & Jewelry has profile signals associated with Miami residents who are researching short-term cash access and own electronics, jewelry, tools, or other valuables to use as collateral, Bargain shoppers seeking brand-name pre-owned electronics, jewelry, and gear at steep discounts without credit approval, Gold and diamond jewelry owners looking for an short-term cash access sale with on-site metal testing, Budget-conscious shoppers who prefer layaway over credit cards or financing.
Key strengths: EZ+ Rewards program lets customers manage pawn loans, layaways, and rewards digitally from any device; Online Instant Quote tool for electronics — get an estimated cash value before visiting the store; Pre-owned merchandise priced 25–70% below new retail on brand-name electronics, jewelry, and tools. Areas to consider: Pawn loan interest rates, fees, and repayment terms are not disclosed on the website — must be confirmed in person; Online payment feature for pawn extensions and layaways is unavailable in Arizona, Oregon, and Pennsylvania.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Value Pawn & Jewelry is profile signals for Miami residents who are researching short-term cash access against owned assets or want deeply discounted pre-owned goods with eligibility claims to verify. The main caveat is that pawn loan costs — including fees and effective APR — are not published online, so borrowers must review the full fee schedule in person before committing to a loan.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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