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Part of the Value Pawn & Jewelry chain · locations
Value Pawn & Jewelry in Lakeland, FL
Lakeland's Value Pawn & Jewelry at 606 E Memorial Blvd provides quick cash loans on jewelry, electronics, and collectibles.
Data compiled from public sources · Rating from CreditDoc methodology
Value Pawn & Jewelry Review
Value Pawn & Jewelry operates at 606 E Memorial Blvd in Lakeland, FL as a standalone pawn shop serving the local community. This Lakeland location provides convenient access to quick cash solutions when you need emergency funds. Hours are Monday through Friday 9 AM to 7 PM, Saturday 9 AM to 6 PM, and Sunday 12 PM to 5 PM.
The Lakeland branch accepts jewelry, electronics, musical instruments, collectibles, and other valuable items for loans or outright purchase. For current availability or to discuss your item, call 863-603-0846. The experienced staff evaluates items fairly and typically completes transactions the same day.
If you need quick cash in Lakeland, bring a valid ID and your items for evaluation. This is a practical resource when you need emergency funds without credit checks or lengthy approval processes. Value Pawn & Jewelry provides straightforward pawn services across Florida.
Services & Features
Auto loans
EZ+ Rewards loyalty program with points and online account management
Firearms sales
Gold and diamond jewelry buying (all karats, broken pieces accepted)
Instant Quote tool for electronics valuation online
Jewelry VIP Program (guaranteed loans, free cleaning, stone replacement)
Layaway with 10% down and monthly payments
Online shop with daily inventory updates
Pawn loans (collateral-based, short-term)
Pre-owned retail merchandise sales (25–70% off retail)
Product Protection Plan for purchased merchandise
Take Today flexible deferred payment via third-party financing
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Sunday hours available (12–5pm), unlike many competing pawn shops that close weekends
- Online Instant Quote tool lets customers estimate electronics value before visiting the store
- EZ+ Rewards program earns points on pawn, redeem, sell, and purchase transactions with online account management
- Layaway available year-round with only 10% down and monthly payment schedule
- Pre-owned merchandise priced 25–70% off retail with daily new inventory arrivals
- Jewelry VIP Program offers guaranteed loan amounts, free stone replacement, and free cleaning
- Online shop enables remote browsing of available inventory before visiting in person
Cons
- Pawn loan fees and specific terms are not disclosed on the website — must visit in person
- 'Take Today' deferred payment option is subject to third-party credit approval with unspecified terms
- Auto loan service is listed as a specialty but no details, rates, or eligibility criteria are provided
- All merchandise is pre-owned with no new items available
- Firearms sales on-site may be a concern for some customers in a financial services context
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Value Pawn & Jewelry legitimate?
Yes. Value Pawn & Jewelry is a registered company, headquartered in 606 E Memorial Blvd, Lakeland, FL 33801.
Quick Facts
- Headquarters
- 606 E Memorial Blvd, Lakeland, FL 33801
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Value Pawn & Jewelry
Value Pawn & Jewelry is best for Miami-area consumers who need immediate cash against personal property without a credit check, or who want to shop quality pre-owned goods at significant discounts. The main caveat is that pawn loan costs — fees, interest rates, and redemption terms — are not disclosed online, so borrowers must visit in person to understand the full cost of the loan before committing.
Best For
- Consumers needing quick collateral-based cash with no credit check required
- Bargain shoppers seeking brand-name electronics, jewelry, or tools at deep discounts
- Gold and jewelry sellers looking for on-site testing and same-day payment
- Shoppers who want layaway or deferred payment options without traditional credit
Updated 2026-04-29
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