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In Fern Park, FL, Value Pawn & Jewelry at 8345 S US Hwy 17-92 offers instant cash for jewelry and valuables.
Data compiled from public sources
Value Pawn & Jewelry is located at 8345 S US Highway 17-92 in Fern Park, FL, serving the community as a standalone pawn shop. The location is open Monday through Friday from 10 AM to 7 PM, Saturday from 10 AM to 6 PM, and closed on Sundays. Whether you need quick funding or are looking for quality secondhand items, this Fern Park pawn shop is a convenient local option.
At this Fern Park location, you can pawn jewelry, watches, electronics, collectibles, and other valuables for short-term cash access. The team at 8345 S US Highway 17-92 can also help if you're looking to buy quality secondhand items. For questions about what you can pawn, current inventory, or to get a quick quote on an item, call (407) 831-3451.
If you're in Fern Park and are researching short-term cash access with eligibility claims to verify, Value Pawn & Jewelry at 8345 S US Highway 17-92 is a practical solution. When pawning items, bring a valid ID and proof of ownership to ensure smooth processing. The shop has served the Fern Park community for years with fair pricing.
This is state-level context for Pawn Shops consumers in Fern Park, FL. It does not confirm that Value Pawn & Jewelry or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Value Pawn & Jewelry offers 12 services including Pawn loans (collateral-based, short-term), Gold and diamond jewelry buying (any karat, including broken gold), Pre-owned brand-name merchandise retail (25–70% off), Firearms sales, Auto loans, and 7 more.
Value Pawn & Jewelry has profile signals associated with Miami residents who are researching short-term cash access and have electronics, jewelry, tools, or other valuables to use as collateral, Sellers of gold, diamond, or broken jewelry looking for an immediate in-store offer, Bargain shoppers seeking discounted pre-owned electronics, gaming gear, or name-brand items, Shoppers who want layaway or flexible payment options on pre-owned merchandise with eligibility claims to verify.
Key strengths: Open seven days a week, including Sundays (12–5pm) and extended weekday hours until 7pm; EZ+ Rewards Program earns points on pawn, redeem, sell, and purchase transactions; Online Instant Quote tool lets customers estimate electronics value before visiting the store. Areas to consider: Pawn loan interest rates and APR not disclosed on the website — must be reviewed in-store; Items must be in decent working condition to qualify for a pawn loan; damaged items may be declined.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Value Pawn & Jewelry is best suited for Miami consumers who need same-day cash by collateralizing personal valuables, or who want deeply discounted pre-owned goods with layaway flexibility. The main caveat is that pawn loan costs — fees and effective APR — are not published online and can be high; this should be a short-term emergency tool, not a routine borrowing strategy.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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