No stored Google rating available.
TNBANK is a regional bank offering checking, savings, loans, and credit cards with FDIC insurance. Positioned as a 'hometown banking' provider serving Tennessee communities.
Data compiled from public sources
TNBANK operates as a full-service bank headquartered in Tennessee, with locations in Oak Ridge, Knoxville, and Maryville. The bank emphasizes community roots and personal service under the 'hometown banking' philosophy, positioning itself as an alternative to larger national institutions. The bank offers comprehensive financial products across personal and business banking.
Personal services include multiple checking account options (Kasasa Cash Checking, Kasasa Cash Back Checking, Gold Checking), savings accounts (Kasasa Saver, Regular Savings), money market accounts, CDs, IRAs, personal credit cards, home loans (mortgages, HELOCs, bridge loans, construction loans), personal loans, and auto loans. Business offerings include tiered business checking (Bronze through Platinum Interest Checking), business savings, business credit cards, business loans (term loans, operating lines of credit, equipment loans, commercial real estate), and SBA 7(a) lending. Additional services include digital banking, remote deposit, payroll solutions, credit card processing, and merchant card services.
TNBANK distinguishes itself through its emphasis on local decision-making and personalized service. The bank leverages Kasasa product partnerships for rewards-based checking and savings accounts. They offer listed lending products like renovation loans and construction loans, and explicitly market to small business owners and non-profits.
" As a regional bank, TNBANK provides FDIC insurance protection up to applicable limits and maintains listed fee schedules and rate information. However, availability appears limited to specific Tennessee markets, which may restrict accessibility for customers outside service areas. The website content does not reveal specific interest rates, fee amounts, or detailed product terms, requiring customers to contact the bank directly for pricing information.
This is state-level context for Banks consumers in Oak Ridge, TN. It does not confirm that Tnbank or this specific location is licensed.
State regulator
Tennessee Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Tnbank processed 74 mortgage applications in 2023, with 89.2% recorded as approved across 2 states.
74
Applications
89.2%
Approval Rate
$333K
Avg Loan
2
States Served
Based on 74 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Tnbank offers 12 services including Personal checking accounts (Kasasa Cash Checking, Kasasa Cash Back Checking, Gold Checking), Personal savings accounts (Kasasa Saver, Regular Savings, Money Market Accounts), Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs), Home loans (mortgages, home equity lines of credit, bridge loans, construction loans, renovation loans), Personal loans and auto loans, and 7 more.
Tnbank has profile signals associated with Small business owners in Tennessee seeking personalized lending and relationship-based banking, Local Tennessee residents prioritizing community banking and hometown service over national chains, Customers interested in rewards-based checking accounts (Kasasa Cash Checking with interest rewards), Real estate investors and builders needing listed loan products (construction, renovation, bridge loans).
Key strengths: FDIC-insured deposits backed by U.S. government listed refund term; Offers Kasasa rewards-based checking that pays interest for meeting account activity requirements; Comprehensive loan products including listed options like renovation loans and bridge loans. Areas to consider: Limited geographic availability restricted to Tennessee locations (Oak Ridge, Knoxville, Maryville area), not suitable for customers outside service regions; Website does not display specific interest rates, APRs, or fee amounts—customers must contact bank directly for pricing.
In the Banks category, comparable providers include Bank of Lincoln County, Financial Federal Bank, Independent Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
TNBANK is profile signals for Tennessee-based individuals and small business owners seeking relationship-driven community banking with FDIC protection and listed lending. The main caveat is geographic limitation to specific Tennessee markets and lack of listed pricing information online, requiring direct contact to obtain rates and fees.
Unable to access website to verify current services. Bank of Lincoln County operates as a community banking institution, but their online presence is currently inaccessible.
Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.
Community bank in Memphis, TN offering personal and business banking with competitive money market and CD rates, plus mortgage and construction lending services.
Google rating from 5 reviews
Profile signals: Small business owners and entrepreneurs seeking personalized lending and growth capital with relationship-based banking, High-net-worth individuals interested in private banking with dedicated banker attention and customized solutions
Independent Bank is a community bank based in Memphis, TN offering checking, savings, CDs, auto loans, HELOCs, and personal lines of credit through multiple branch locations.
Google rating from 94 reviews
Profile signals: Memphis-area residents and small business owners seeking community-focused banking with local decision-making, Customers who prefer relationship-based banking and personalized service over digital-only platforms
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Tnbank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.