No stored Google rating available.
Tendto Credit Union offers savings accounts, certificates, money market accounts, and various loan products including auto, motorcycle, and personal loans with competitive rates.
Data compiled from public sources
Tendto Credit Union is a federally chartered credit union providing comprehensive financial services to its members. The organization operates as a member-owned cooperative financial institution, offering both deposit and lending products designed to serve consumer and borrowing needs. The credit union provides a broad range of savings vehicles including traditional savings accounts, money market accounts, share certificates with terms ranging from 6 months to 60 months, and IRA certificates.
On the lending side, they offer auto loans (new and used vehicles across multiple model years), motorcycle loans, ATV/snowmobile/jet ski loans, boat and RV loans, home loans, personal loans, and MasterCard credit cards. Rates are competitively tiered based on deposit balance minimums and loan terms. 46% APY at $200,000, while share certificates offer progressive APY increases based on term length and deposit size.
49% APR for new 2026 vehicles on 24-month terms, with differentiated pricing for used vehicles by model year. The credit union emphasizes accessibility with AudioEye optimization on their website. As a credit union, Tendto offers membership-based banking with rates generally competitive for regional institutions.
However, like most traditional credit unions, they likely require membership eligibility and account minimums. Loan rates are explicitly subject to creditworthiness and underwriting factors, meaning advertised rates represent best-case scenarios. The website content reviewed shows savings and loan products current as of March 1, 2026, but does not provide comprehensive fee schedules, membership requirements, or detailed terms and conditions.
Tendto processed 46 mortgage applications in 2023, with 67.4% recorded as approved across 1 states.
46
Applications
67.4%
Approval Rate
$54K
Avg Loan
1
States Served
Based on 46 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Tendto offers 14 services including Savings accounts with 0.10% APY, Money market accounts with tiered rates up to 1.46% APY, Share certificates with terms from 6 to 60 months, Share certificate specials (18-month and 30-month terms), IRA accumulation and IRA certificates, and 9 more.
Tendto has profile signals associated with Credit union members seeking competitively-priced auto, motorcycle, or RV financing with flexible term options, Savers with substantial deposits ($75,000+) looking for higher-yield share certificates and money market accounts, Consumers purchasing new or recent-model vehicles within 24-96 month financing windows, Members seeking multiple banking products under one institution (savings, certificates, and loan products).
Key strengths: Share certificate rates up to 4.14% APY for 30-month terms with $1,000 minimum deposits; Money market accounts with tiered APY reaching 1.46% APY at $200,000 balance; Auto loan rates as low as 4.49% APR for new 2026 vehicles on 24-month terms. Areas to consider: Savings account APY extremely low at 0.10% for standard savings accounts; Early withdrawal penalties imposed on all share and IRA certificates (terms not specified).
In the Banks category, comparable providers include Atlantic Union Bank, Financial Center, LendingClub. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Tendto Credit Union is profile signals for existing or prospective members seeking traditional banking services with rate claims to verify on certificates and auto loans. Primary caveat: actual rates depend on creditworthiness and membership eligibility requirements are not disclosed on the reviewed website content.
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