No stored Google rating available.
FDIC-insured bank offering mortgages, securities-based lending, and deposit products to individuals and Raymond James Financial clients.
Data compiled from public sources
Raymond James Bank is a subsidiary of Raymond James Financial, a major financial services firm with over five decades of history. The bank operates from its headquarters in St. Petersburg, Florida and holds NMLS ID 405712.
S. Government, it serves both individual consumers and existing clients of its parent company's broader financial ecosystem. The bank offers a focused range of products including traditional deposit banking services, residential mortgages with unique program designs, securities-based lending for business expansion and personal purchases, and down payment assistance programs through state bond programs.
Their service model emphasizes personalized consulting through dedicated banking consultants, mortgage consultants, and leadership teams designed to match clients with customized solutions rather than standardized products. Raymond James Bank distinguishes itself through its integration with Raymond James Financial's broader advisory and wealth management services, allowing for holistic financial planning. The institution actively demonstrates community commitment through partnerships with nonprofits including Habitat for Humanity, Dress for Success, and programs focused on financial education and affordable housing.
Their approach emphasizes long-term client relationships and independence-driven decision-making aligned with the parent company's stated core values. The primary limitation is that this is a listed bank primarily designed to serve existing Raymond James Financial clients and affluent consumers seeking premium mortgage and lending services, rather than a full-service retail bank competing on convenience, branch networks, or consumer loan variety. The website provides limited information about standard checking/savings account features, fee structures, or rate claims to verify, suggesting these may not be primary market focuses.
This is state-level context for Banks consumers in Saint Petersburg, FL. It does not confirm that Raymond James Bank or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Raymond James Bank processed 1,650 mortgage applications in 2023, with 92.3% recorded as approved across 49 states.
1,650
Applications
92.3%
Approval Rate
$903K
Avg Loan
49
States Served
Based on 1,650 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Raymond James Bank offers 9 services including FDIC-insured deposit banking services, Residential mortgage lending with customized programs, Securities-based lending for business and personal use, Down payment assistance programs through state bond financing, Banking consulting and financial advisory services, and 4 more.
Raymond James Bank has profile signals associated with Existing Raymond James Financial clients seeking integrated banking and lending services, Affluent individuals with investment portfolios interested in securities-based lending, Homebuyers seeking listed mortgage programs beyond conventional loan products, Business owners and entrepreneurs exploring expansion financing options.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Integrated with Raymond James Financial's wealth management and advisory services for holistic financial planning; listed mortgage programs designed for unique borrowing needs beyond standard offerings. Areas to consider: Limited information about checking/savings account features, minimum balances, or rate claims to verify on deposits; Appears primarily oriented toward existing Raymond James Financial clients rather than general retail banking market.
In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Raymond James Bank is best suited for affluent consumers and existing Raymond James Financial clients seeking premium, personalized banking and lending services integrated with wealth management—not for consumers seeking basic retail banking, competitive deposit rates, or accessibility through digital channels. The primary caveat is that this is a listed institutional bank designed to serve a specific clientele rather than compete as a general-purpose retail bank.
FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.
Google rating from 17 reviews
Profile signals: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support
Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.
Google rating from 39 reviews
Profile signals: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
Google rating from 76 reviews
Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Raymond James Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.