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Oshkosh Community Credit Union is a member-owned financial cooperative offering competitive loan rates, savings accounts, and financial services to Wisconsin residents with NCUA insurance protection.
Data compiled from public sources
Oshkosh Community Credit Union is a federally chartered credit union serving the Oshkosh, Wisconsin area. As a not-for-profit member-owned institution, it operates under NCUA insurance and has been providing financial services with emphasis on rate claims to verify and financial stability. The credit union's routing number is 275981145 and NMLS number is 410632.
OCCU offers a comprehensive range of consumer financial products including vehicle loans (as low as 3.48% APR), personal loans (as low as 8.95% APR), VISA Scorecard credit cards (as low as 9.49% APR), mortgages, and savings products. Members have access to direct deposit, payroll deduction options, check cards, savings debit cards, money orders, cashier's checks, and ATM services. The credit union also provides investment and insurance services through TruStage partnerships and student loan education lending options.
Oshkosh Community Credit Union distinguishes itself through multiple member convenience features including a 24-hour ATM in the drive-thru, night depository service, and a dedicated Union Gold program for members age 60 and over offering reduced fees and free services. The institution emphasizes accessibility with both phone support (920-233-1952) and a comprehensive online presence with current rate information and loan applications available through their website.
As a regional credit union, OCCU serves a specific geographic membership base in Wisconsin. While offering rate claims to verify on core products, the institution's scope is limited compared to larger national financial institutions. Member eligibility is restricted to those meeting the credit union's field of membership requirements, and service offerings are more focused on traditional consumer banking rather than comprehensive wealth management or business services.
This is state-level context for Credit Unions consumers in Oshkosh, WI. It does not confirm that Oshkosh Community or this specific location is licensed.
State regulator
Wisconsin Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Oshkosh Community offers 12 services including Vehicle loans with rates as low as 3.48% APR, Personal loans with rates as low as 8.95% APR, VISA Scorecard credit cards with rates as low as 9.49% APR, Mortgage lending for home purchases and refinancing, Direct deposit for automated paycheck distribution, and 7 more.
Oshkosh Community has profile signals associated with Oshkosh-area residents seeking auto financing with rate claims to verify below market average, Wisconsin members age 60+ looking for reduced fees and senior-specific banking benefits, Local community members preferring member-owned, not-for-profit financial institutions over commercial banks, Individuals needing reliable basic banking services with 24-hour ATM and direct deposit convenience.
Key strengths: Vehicle loan rates as low as 3.48% APR, which is highly competitive for auto financing; 24-hour ATM access located in drive-thru eliminates banking hours limitations; Night depository service for after-hours check deposits. Areas to consider: Limited geographic membership—only available to those within the credit union's field of membership in the Oshkosh area; Personal loan APR starting at 8.95% is higher than many online personal loan lenders offer.
In the Credit Unions category, comparable providers include Air Tech, Badger-Globe, Brantwood. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Oshkosh Community Credit Union is profile signals for Wisconsin residents within its membership field seeking competitive auto loan rates and convenient member-owned banking services with strong NCUA protections. The primary caveat is geographic restriction—membership eligibility is limited to specific communities in the Oshkosh area, making this institution unavailable for out-of-region consumers.
CUScore is a free directory and comparison tool for exploring 4,374 federally insured credit unions across America with NCUA financial data, health scores, and branch locations.
Profile signals: Consumers researching which credit union to join based on financial health and location, People unfamiliar with credit unions seeking to understand the cooperative banking model
Badger Globe Credit Union is a Wisconsin-based credit union offering checking, savings, loans, and digital banking services to members in the Neenah area.
Profile signals: Fox Valley Wisconsin residents seeking community-oriented banking with personalized service, Consumers wanting automatic savings tools integrated with everyday debit card spending
Brantwood Credit Union is a member-owned financial institution serving Wisconsin since 1932, offering checking, savings, and loan services with flexible payment options.
Profile signals: Local Brantwood and surrounding Wisconsin residents seeking community-focused banking with personal relationships, Credit union members preferring traditional, established institutions with long operating histories
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