Logan Medical Federal Credit Union is a member-owned credit union serving Cache Valley's medical community for over 50 years, offering auto loans, signature loans, and deposit accounts.
Data compiled from public sources · Rating from CreditDoc methodology
Logan Medical Federal Credit Union has been serving the medical community of Cache Valley, Utah for over 50 years. As a federal credit union, it is member-owned and not-for-profit, insuring member deposits through NCUA rather than the FDIC. The credit union operates from its main branch at 500 E 1400 N Logan, UT 84341 and provides access to additional locations through the CO-OP Shared Branch network.
The institution offers a range of consumer financial products including auto loans starting at 4.74% APR, signature loans beginning at 13.00% APR, Kwik Cash loans at 10.75% APR, and trailer loans from 7.20% APR. Members can access online bill pay with features including payment reminders, recurring payments, and transaction history. The credit union also provides youth savings accounts designed to teach financial literacy and long-term savings habits, with incentive-based features to encourage deposits.
Logan Medical FCU distinguishes itself by focusing specifically on the medical community within Cache Valley, providing a membership-based approach rather than serving the general public. The credit union emphasizes accessibility through CO-OP Shared Branch locations and online account access. Their 50+ year operational history suggests institutional stability and community integration within the healthcare sector of the region.
As a credit union, Logan Medical offers member-centric benefits through profit-sharing and lower rates compared to traditional banks, though membership may be restricted to those working in or affiliated with the medical field. The available rate information shows competitive auto lending rates, though signature loan rates at 13% represent a moderate cost for unsecured borrowing. The website content is limited, making comprehensive service evaluation difficult beyond the advertised products.
Logan Medical offers 10 services including Auto loans (4.74% APR starting rate), Trailer loans (7.20% APR starting rate), Kwik Cash short-term loans (10.75% APR), Signature loans (13.00% APR starting rate), Online bill pay with recurring payment setup, and 5 more.
Logan Medical is best suited for Medical professionals and healthcare workers in Cache Valley seeking competitive auto financing, Credit union members wanting online bill pay with automated payment management, Parents wanting to teach children savings habits through incentive-based youth accounts, Healthcare community members needing short-term emergency cash through Kwik Cash loans.
Key strengths: Auto loan rates starting at 4.74% APR are competitive for credit union lending; Online bill pay with automated reminders and recurring payment capabilities; Access to 30,000+ CO-OP Shared Branch locations nationwide beyond main branch. Areas to consider: Membership likely restricted to medical professionals or affiliated employees, limiting accessibility; Limited online presence and minimal information about deposit rates or account types on website.
In the Credit Unions category, comparable providers include Alpine, America First, Beckstrand and Associates. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Logan Medical Federal Credit Union is best for medical professionals and healthcare workers in the Cache Valley region seeking credit union membership benefits and competitive auto loan rates. The primary caveat is that membership eligibility appears restricted to the medical community, and the limited website information makes it difficult to assess the full range of deposit products, savings rates, and complete service offerings.
Alpine Credit Union is a member-owned financial cooperative serving Utah with comprehensive banking, lending, and investment services across six local branches.
Best for: Utah residents seeking community-based banking with physical branch access and personalized service, Small business owners needing integrated business banking, payment processing, and lending relationships
American First Credit Union is a member-owned, not-for-profit financial cooperative serving consumers and businesses since 1952, offering checking, savings, loans, and digital banking services.
Best for: Individuals seeking lower-cost financial services through member-owned cooperative structure, Consumers needing comprehensive lending products (auto, home, personal) from a single institution
CUScore is a free directory and comparison tool for finding federally insured credit unions across America, featuring NCUA financial data, health scores, and branch locations for 4,374 institutions.
Best for: Consumers researching credit union options and comparing institutions before membership application, First-time credit union members seeking to understand differences between credit unions and traditional banks
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