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Beckstrand and Associates in Salt Lake City, UT

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CUScore is a free directory and comparison tool for finding federally insured credit unions across America, featuring NCUA financial data, health scores, and branch locations for 4,374 institutions.

Data compiled from public sources

Beckstrand and Associates Review

CUScore is an independent online directory and research platform launched to help American consumers discover and compare credit unions. The platform aggregates comprehensive financial data from the National Credit Union Administration (NCUA), providing transparency into the credit union industry's structure and performance. Unlike a financial institution itself, CUScore functions as an informational resource and comparison tool.

The platform offers access to detailed profiles of 4,374 federally insured credit unions nationwide, including real-time NCUA financial data updated quarterly (most recent: Q4 2025). Users can browse credit unions by state, view total assets, member counts, and institutional health scores (A+ through B- scale). The site features national rankings of the largest credit unions, state-by-state directories, and educational guides comparing credit unions to traditional banks across key dimensions including ownership structure, fees, interest rates, and deposit insurance.

CUScore distinguishes itself through its data-driven approach and explicit statement of independence: "CUScore is an independent directory and is not affiliated with the NCUA or any credit union." The platform provides standardized metrics like Net Worth Ratio (currently 11.2% industry average) and health grades, enabling apples-to-apples comparisons. The site includes popular filter options highlighting major institutions like Navy Federal Credit Union, Pentagon Federal, and BECU, making it accessible to both credit union members seeking alternatives and consumers new to the credit union concept.

As a directory rather than a lending or membership platform, CUScore's primary value lies in consumer education and comparison functionality. The website does not facilitate account opening, loans, or direct membership enrollment—it directs users to individual credit union websites. The platform's utility depends on users' willingness to independently research and contact credit unions. For consumers seeking immediate financial products, CUScore serves as an initial research step rather than a complete financial solution.

Services & Features

Branch and location information for member institutions
Browse by state with total assets and institution count per state
Comparative analysis: credit unions vs. traditional banks
Credit union directory search across all 50 states and U.S. territories
Credit union health scores and ratings (A+ through B- scale)
Educational guides on credit union basics and membership
Industry statistics (total members, combined assets, average capitalization ratios)
Member count and total assets data by credit union
NCUA financial data access (quarterly updates—Q4 2025 current)
National rankings of largest credit unions by total assets
Net worth ratio and capitalization metrics by institution
Popular credit union filters and recommendations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Access to 4,374 federally insured credit unions with current NCUA Q4 2025 financial data
  • State-by-state browsing with location and asset information for all 50 states and territories
  • Standardized health scores (A+ to B- grades) enabling direct institutional comparison
  • Top 10 rankings by total assets with key metrics (total assets, member count, health grade)
  • Educational guides explaining credit union vs. bank differences across 7+ key features
  • listed with no monthly subscription access to all data and comparison tools—no registration or login required
  • Explicitly independent platform not affiliated with NCUA or individual credit unions

Cons

  • Platform is informational only—does not facilitate account opening or membership enrollment
  • No ability to apply for loans, open accounts, or conduct transactions directly through the site
  • Limited detail on individual credit union products, rates, or specific eligibility requirements
  • Data dependent on NCUA reporting; users must contact credit unions directly for current product offerings
  • No personalized recommendations or matching tool to identify best-fit credit unions for individual needs

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Salt Lake City, UT. It does not confirm that Beckstrand and Associates or this specific location is licensed.

State regulator

Utah Department of Financial Institutions

Key state rules to check

  • Utah has no usury cap for written agreements, allowing unlimited interest rates on payday loans.
  • Payday loans are not capped by amount, only by borrower ability to repay.
  • Lenders must be registered with the Department of Financial Institutions.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Beckstrand and Associates offer?

Beckstrand and Associates offers 12 services including Credit union directory search across all 50 states and U.S. territories, Browse by state with total assets and institution count per state, Credit union health scores and ratings (A+ through B- scale), National rankings of largest credit unions by total assets, NCUA financial data access (quarterly updates—Q4 2025 current), and 7 more.

What profile signals are listed for Beckstrand and Associates?

Beckstrand and Associates has profile signals associated with Consumers researching credit union options and comparing institutions before membership application, First-time credit union members seeking to understand differences between credit unions and traditional banks, People exploring alternatives to for-profit banking and evaluating cooperative financial institutions, Researchers and analysts gathering industry-level credit union data and institutional rankings.

What are the strengths and weaknesses of Beckstrand and Associates?

Key strengths: Access to 4,374 federally insured credit unions with current NCUA Q4 2025 financial data; State-by-state browsing with location and asset information for all 50 states and territories; Standardized health scores (A+ to B- grades) enabling direct institutional comparison. Areas to consider: Platform is informational only—does not facilitate account opening or membership enrollment; No ability to apply for loans, open accounts, or conduct transactions directly through the site.

How does Beckstrand and Associates compare to similar companies?

In the Credit Unions category, comparable providers include Alpine, America First, C U P. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1983
Headquarters
Salt Lake City, UT
BBB Accredited
No
Certifications
NCUA Insured Charter #67140
Visit Beckstrand and Associates

CreditDoc Profile Note

Research Note on Beckstrand and Associates

CUScore is profile signals for consumers actively researching credit union options and comparing institutions before applying for membership. The critical caveat is that this is a research and discovery tool only—it does not process applications, open accounts, or offer financial products, so users must complete their own due diligence and contact credit unions independently.

Profile Signals

  • Consumers researching credit union options and comparing institutions before membership application
  • First-time credit union members seeking to understand differences between credit unions and traditional banks
  • People exploring alternatives to for-profit banking and evaluating cooperative financial institutions
  • Researchers and analysts gathering industry-level credit union data and institutional rankings
Updated 2026-05-14

Similar Companies

A

Alpine

Alpine Credit Union is a member-owned financial cooperative serving Utah with comprehensive banking, lending, and investment services across six local branches.

BBB: NR

Profile signals: Utah residents seeking community-based banking with physical branch access and personalized service, Small business owners needing integrated business banking, payment processing, and lending relationships

A

America First

American First Credit Union is a member-owned, not-for-profit financial cooperative serving consumers and businesses since 1952, offering checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Individuals seeking lower-cost financial services through member-owned cooperative structure, Consumers needing comprehensive lending products (auto, home, personal) from a single institution

C

C U P

CUP Federal Credit Union is a membership-based financial institution serving employees and families of the Bureau of Reclamation and affiliated water districts in Provo, Utah.

BBB: NR

Profile signals: Bureau of Reclamation employees seeking rate claims to verify within their employee credit union, Families of eligible federal water district workers wanting member-owned banking benefits

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Quick Summary

  • Beckstrand and Associates is listed as a Credit Unions provider in Salt Lake City, UT on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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Financial Wellness Guides

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