Family-owned pawn shop in Lynnwood, WA since 1964 specializing in jewelry sales and collateral-based loans with a 96% customer satisfaction rating.
Data compiled from public sources · Google rating shown when a stored review count is available
Jerry's Jewelry & Loans Inc. has operated as a family-owned pawn shop in Lynnwood, Washington for nearly 60 years, establishing itself as a neighborhood fixture since 1964. The business operates from a single location at 19811 Highway 99 in Lynnwood and maintains an active social media presence through Facebook and Instagram, where they share product listings and engage with their community. The company has built a reputation reflected in their 96% recommendation rate based on 16 Facebook reviews, suggesting consistent customer satisfaction.
The company offers two primary services: quality jewelry sales and pawn loans secured by collateral. As a pawn shop, they extend "no hassle loans" on a variety of items beyond jewelry, though specific loan terms, interest rates, and maximum loan amounts are not detailed on their available website content. Customers can visit the physical storefront for in-person transactions, and the business advertises both in-store shopping and pickup services. Their pricing is positioned in the mid-range ($$) segment.
What distinguishes Jerry's Jewelry & Loans is their longevity and family ownership model, which suggests stability and community integration rare in the pawn industry. Their emphasis on "quality jewelry" indicates possible specialization or curation beyond typical pawn shop inventory. The strong satisfaction rating (96%) on social media suggests they may differentiate through customer service or listed business practices.
Prospective customers should note that detailed information about loan terms, APR, repayment periods, and redemption policies is not available on their Facebook presence. As with all pawn transactions, borrowers should understand that failure to repay results in loss of collateral. The business appears to rely primarily on social media and word-of-mouth for customer engagement rather than maintaining a dedicated informational website.
This is state-level context for Pawn Shops consumers in Lynnwood, WA. It does not confirm that Jerry's Jewelry & Loans or this specific location is licensed.
State regulator
Washington Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500)
Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Jerry's Jewelry & Loans offers 8 services including Pawn loans secured by jewelry and other collateral, Jewelry sales and retail, No-hassle loan processing, In-store shopping, Pickup service for purchased items, and 3 more.
Jerry's Jewelry & Loans has profile signals associated with Lynnwood-area residents needing quick collateral-based loans without extensive credit checks, Customers seeking to sell or trade quality jewelry or other valuable items for short-term cash access, Borrowers who prefer in-person transactions and prefer to avoid online lending platforms, Individuals valuing long-standing, family-owned businesses with established community reputation.
Key strengths: Family-owned business with 60+ years of operational history since 1964, suggesting stability and community trust; 96% customer recommendation rate based on verified Facebook reviews; Advertises "no hassle loans," suggesting simplified application and approval processes. Areas to consider: Limited publicly available information about loan terms, interest rates, and APR on Facebook page; No dedicated website beyond Facebook—difficult to research loan eligibility, repayment terms, or policies before visiting.
In the Pawn Shops category, comparable providers include Independence Boost, TreeLife Financial Solution Corp, Pawn Shop. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
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CreditDoc Profile Note
Jerry's Jewelry & Loans is profile signals for Lynnwood-area residents who are researching short-term cash access through collateral-based loans or wish to buy/sell jewelry from a reported family business. The main caveat is that pawn loans require surrendering collateral, which is forfeited if the loan isn't repaid, and detailed loan terms (APR, repayment period, maximum loan amounts) are not published online—requiring an in-person visit to understand specific lending conditions.
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