First Community CU of Beloit logo

First Community CU of Beloit

No stored Google rating available.

Unable to generate accurate profile—website is inaccessible and returns error. No factual data available to verify company details, services, or operations.

Data compiled from public sources

First Community CU of Beloit Review

First Community Credit Union of Beloit is listed as a banking institution in the current database. com/question/626729181) is a Chinese Q&A platform (Zhihu) and does not appear to be the legitimate company website. The URL returns an access error (code 40362), indicating either a blocking restriction, invalid link, or misconfigured data source.

Without access to authentic company information—such as their official website, regulatory filings, or verifiable operational details—it is impossible to accurately document their specific services, lending products, fee structures, or customer offerings. The current data source does not provide the factual basis necessary to distinguish this credit union's actual capabilities, membership requirements, or competitive positioning within the banking sector. A corrected and functional website URL would be required to generate a reliable company profile.

This credit union requires proper verification through official channels (NCUA registry, their legitimate domain, or direct contact) before any definitive claims can be made about their products or services.

Services & Features

Auto loans
Checking accounts (share drafts)
Mortgage lending
NCUA insured deposits (up to $250K)
Payday Alternative Loans (PALs)
Personal loans (typically lower rates than banks)
Savings accounts (share accounts)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Not-for-profit — typically lower fees and better rates than banks
  • NCUA insured — deposits protected up to $250,000
  • Established in 1933
  • Member-owned cooperative
  • Low-income designated — may offer Payday Alternative Loans (PALs)

Cons

  • Website URL is non-functional and points to unrelated Chinese Q&A platform
  • No accessible data available to verify company operations or services
  • Unable to confirm current products, rates, or membership eligibility
  • Error response prevents verification of company legitimacy and offerings

Mortgage Lending Transparency

First Community CU of Beloit processed 220 mortgage applications in 2023, with 86.4% recorded as approved across 3 states.

220

Applications

86.4%

Approval Rate

$111K

Avg Loan

3

States Served

Approval Rate by Applicant Income

Under $50K
66.7%
$50K–$100K
92.1%
$100K–$200K
89.7%
Over $200K
90%

Based on 220 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Wisconsin 146 apps · 90.4%
Illinois 65 apps · 87.7%
South Dakota 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does First Community CU of Beloit offer?

First Community CU of Beloit offers 7 services including Checking accounts (share drafts), Savings accounts (share accounts), Personal loans (typically lower rates than banks), Auto loans, Mortgage lending, and 2 more.

What profile signals are listed for First Community CU of Beloit?

First Community CU of Beloit has profile signals associated with Lower fees and better loan rates than banks, Member-owned cooperative banking, Payday loan alternatives (PALs).

What are the strengths and weaknesses of First Community CU of Beloit?

Key strengths: Not-for-profit — typically lower fees and better rates than banks; NCUA insured — deposits protected up to $250,000; Established in 1933. Areas to consider: Website URL is non-functional and points to unrelated Chinese Q&A platform; No accessible data available to verify company operations or services.

How does First Community CU of Beloit compare to similar companies?

In the Banks category, comparable providers include Atlantic Union Bank, Financial Center, LendingClub. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1933
Headquarters
,
BBB Accredited
No
Certifications
NCUA Insured Charter #67214
Visit First Community CU of Beloit

CreditDoc Profile Note

Research Note on First Community CU of Beloit

Cannot recommend or assess this company without accurate, accessible company information. The provided website is non-functional and does not belong to this financial institution. Verification through official NCUA records or a corrected company website is essential before proceeding with any profile development.

Profile Signals

  • Lower fees and better loan rates than banks
  • Member-owned cooperative banking
  • Payday loan alternatives (PALs)
Updated 2026-05-14

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Quick Summary

  • First Community CU of Beloit is listed as a Banks provider on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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