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Fellowship Credit Union is a not-for-profit, member-owned financial institution serving 32 Colorado counties since 1959, offering savings, checking, loans, credit cards, and mortgages with federally-insured deposits.
Data compiled from public sources
Fellowship Credit Union was established in 1959 and has grown through strategic mergers with East Prowers Federal Credit Union (1986), St. Francis Credit Union (2006), Arkansas Valley Federal Credit Union (2017), and most recently Otero County Teachers Federal Credit Union (2024). The credit union operates across 32 Colorado counties including Alamosa, Archuleta, Baca, Bent, Cheyenne, Conejos, Costilla, Crowley, Custer, Dolores, Elbert, Gunnison, Hinsdale, Huerfano, Kiowa, Kit Carson, Lake, Las Animas, Lincoln, Logan, Mineral, Ouray, Otero, Park, Phillips, Prowers, Rio Grande, Saguache, San Juan, San Miguel, Sedgwick, Washington, and Yuma Counties.
Fellowship Credit Union offers a comprehensive range of deposit and lending products typical of full-service credit unions. 90% APR), mortgages, business loans, and agriculture loans. Members can also access online banking, ATM networks, and membership applications through their website.
The credit union distinguishes itself through the traditional credit union philosophy of "people helping people"—being member-owned and not-for-profit rather than shareholder-driven allows them to return value to members through rate claims to verify and lower fees. Additionally, Fellowship operates an Education Foundation that provides scholarships to graduating seniors and college students, demonstrating community commitment. The credit union is federally-insured by the National Credit Union Administration (NCUA), operates under NMLS ID# 854270, and complies with Fair Housing Law and Equal Opportunity Credit Act standards.
For consumers seeking traditional financial services in rural and semi-rural Colorado communities, Fellowship Credit Union provides established, stable access to credit union membership with modern online capabilities.
This is state-level context for Credit Unions consumers in Lamar, CO. It does not confirm that Fellowship or this specific location is licensed.
State regulator
Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Fellowship offers 12 services including Savings accounts and share accounts, Checking accounts, Share certificates, Auto loans (new and used vehicles), Visa credit cards, and 7 more.
Fellowship has profile signals associated with Residents or employees in the 32-county service area of south-central and eastern Colorado seeking traditional banking services, Members interested in community-focused credit union philosophy with local decision-making and Education Foundation support, Borrowers seeking competitive auto loan rates and small business owners in the service area needing agricultural or business financing, Consumers prioritizing NCUA federal insurance and member-owned governance over for-profit bank structures.
Key strengths: Federally-insured deposits through NCUA, protecting member funds up to standard limits; Competitive auto loan rates as low as 5.49% APR for 36-month terms; Visa credit card available at 6.90% APR or lower. Areas to consider: Limited to specific geographic area (32 Colorado counties); membership restricted by county residence or employment requirements; Savings account rate of only 0.10% APY is significantly below market rates offered by online banks and some competitors.
In the Credit Unions category, comparable providers include Affidian Credit Union, Colorado Credit Union, The District Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Fellowship Credit Union is profile signals for individuals living or working in its 32-county Colorado service area who value member-owned, not-for-profit financial institutions with established community roots and competitive lending rates. The primary caveat is strict geographic eligibility requirements and limited online competitiveness on savings rates, making it most suitable for borrowing needs rather than high-yield deposit savings.
Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.
Google rating from 120 reviews
Profile signals: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with rate claims to verify
Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with rate claims to verify on mortgages, auto loans, and savings products.
Google rating from 45 reviews
Profile signals: Colorado residents in the 8-county service area (Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, Boulder) seeking competitive mortgage or auto loan rates, Members prioritizing free checking with no minimums and free mobile banking/deposit capabilities
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 130 reviews
Profile signals: Consumers in Aurora, Colorado looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
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