Farmers and Miners Bank logo

Farmers and Miners Bank in Pennington Gap, VA

4.2/5

Unable to verify. Website currently inaccessible (Access Denied error). Cannot confirm current operations, services, or legitimacy.

Data compiled from public sources · Rating from CreditDoc methodology

Farmers and Miners Bank Review

com. 3f63497b from Akamai edge servers. This prevents verification of the company's current status, service offerings, licensing, or operational details.

Without accessible website content, it is impossible to confirm what banking services this institution currently provides. Historically, community banks and regional institutions like this may offer checking accounts, savings accounts, certificates of deposit (CDs), personal loans, business loans, and mortgage products, but this cannot be verified for this specific company. The inaccessibility of the website raises questions about the company's current operational status.

The error originates from Akamai edge networks, suggesting either temporary server issues, a website migration, or potentially discontinued operations. The reference number indicates a specific denial rather than a general server outage. Consumers researching this company should contact them directly via phone or alternative channels to verify current operations, FDIC insurance status, and available services before opening accounts or conducting transactions.

Without verified website information, it is impossible to recommend this institution or assess its reliability.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1979
  • Local community bank with personal service
  • 6 locations

Cons

  • Website completely inaccessible — cannot verify current operations or services
  • No accessible information to confirm FDIC insurance status or regulatory compliance
  • Unable to review current product offerings, interest rates, or terms and conditions
  • Access Denied error suggests potential operational disruption or website issues
  • No verifiable contact information or service details available through web research

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

Farmers and Miners Bank processed 80 mortgage applications in 2023, approving 77.5% of applicants across 4 states.

80

Applications

77.5%

Approval Rate

$107K

Avg Loan

4

States Served

Approval Rate by Applicant Income

Under $50K
76.9%
$50K–$100K
73.1%
$100K–$200K
80%
Over $200K
66.7%

Based on 80 applications. Income in thousands (reported by applicant).

Top Lending States

Virginia 73 apps · 65.8%
Tennessee 5 apps · 80%
Florida 1 apps · 100%
Kentucky 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Farmers and Miners Bank offer?

Farmers and Miners Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is Farmers and Miners Bank best suited for?

Farmers and Miners Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of Farmers and Miners Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1979; Local community bank with personal service. Areas to consider: Website completely inaccessible — cannot verify current operations or services; No accessible information to confirm FDIC insurance status or regulatory compliance.

How does Farmers and Miners Bank compare to similar companies?

In the Banks category, comparable providers include Atlantic Union Bank, Bank of Botetourt, Bank of Clarke. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1979
Headquarters
Pennington Gap, VA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #22888
Visit Farmers and Miners Bank

CreditDoc Diagnosis

Doctor's Verdict on Farmers and Miners Bank

This company cannot be reliably assessed due to website inaccessibility. Consumers should contact Farmers And Miners Bank directly through alternative channels (phone directory, physical branch) to verify it is currently operational and FDIC-insured before considering any banking relationship.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

Atlantic Union Bank logo

Atlantic Union Bank

Atlantic Union Bank is a Virginia-based retail and business bank offering checking, savings, loans, mortgages, and wealth management services since 1902.

4.3/5
BBB:

Best for: Virginia and regional customers seeking relationship-based banking from an established local institution, Small to mid-sized business owners needing asset-based lending and equipment financing solutions

Bank of Botetourt logo

Bank of Botetourt

Bank of Botetourt is a Virginia-based community bank offering personal and business checking, savings, lending, mortgages, and digital banking services.

4.2/5
BBB:

Best for: Virginia residents seeking personalized local banking relationships with Forbes-recognized service quality, Small business owners needing comprehensive business banking, lending, and merchant services in Virginia

Bank of Clarke logo

Bank of Clarke

Bank of Clarke is a full-service bank offering personal and business checking, savings, lending, credit cards, mortgages, and wealth management services with multiple branch locations.

4.2/5
BBB:

Best for: Customers seeking a traditional full-service bank with multiple products and local branch access, Small business owners needing specialized lending in construction, real estate, or government contracting

Is Farmers and Miners Bank Right for You?

Answer 3 quick questions to see if this provider matches your needs.

1. What's your primary financial goal?

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Farmers and Miners Bank and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.