Credit Union of the Rockies logo

Credit Union of the Rockies in Golden, CO

No stored Google rating available.

UNABLE TO PROFILE: The provided website (goldenchamber.org) is the Golden Chamber of Commerce, not Credit Union Of The Rockies. No credit union information found.

Data compiled from public sources

Credit Union of the Rockies Review

org) resolves to the Golden Chamber of Commerce, a business networking and advocacy organization in Golden, Colorado. The Chamber's website content includes membership benefits, event listings, and community resources—not financial services or credit union operations. gov) is for the National Renewable Energy Laboratory, a federal research facility, also unrelated to a credit union.

No information about 'Credit Union Of The Rockies' appears in either website's content. The company name, website URL, and actual website content do not match. To build an accurate profile for Credit Union Of The Rockies, a correct website URL belonging to the actual credit union organization is required.

This appears to be either a data entry error in the source information or a deliberate test of research integrity. Without authentic credit union website content, no factual company profile can be generated.

Services & Features

Auto loans
Checking accounts (share drafts)
Mortgage lending
NCUA insured deposits (up to $250K)
Personal loans (typically lower rates than banks)
Savings accounts (share accounts)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Not-for-profit — typically lower fees and better rates than banks
  • NCUA insured — deposits protected up to $250,000
  • Established in 1937
  • Member-owned cooperative

Cons

  • Website URL does not correspond to the named company
  • No financial services information present on provided website
  • Impossible to verify credit union operations, membership options, or lending products
  • No NCUA charter information or financial data available from sources provided

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Golden, CO. It does not confirm that Credit Union of the Rockies or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Credit Union of the Rockies processed 27 mortgage applications in 2023, with 63% recorded as approved across 1 states.

27

Applications

63%

Approval Rate

$53K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
50%
$50K–$100K
60%
$100K–$200K
66.7%
Over $200K
66.7%

Based on 27 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Colorado 27 apps · 63%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Credit Union of the Rockies offer?

Credit Union of the Rockies offers 6 services including Checking accounts (share drafts), Savings accounts (share accounts), Personal loans (typically lower rates than banks), Auto loans, Mortgage lending, and 1 more.

What profile signals are listed for Credit Union of the Rockies?

Credit Union of the Rockies has profile signals associated with Lower fees and better loan rates than banks, Member-owned cooperative banking, Community-focused financial services.

What are the strengths and weaknesses of Credit Union of the Rockies?

Key strengths: Not-for-profit — typically lower fees and better rates than banks; NCUA insured — deposits protected up to $250,000; Established in 1937. Areas to consider: Website URL does not correspond to the named company; No financial services information present on provided website.

How does Credit Union of the Rockies compare to similar companies?

In the Credit Unions category, comparable providers include Affidian Credit Union, Colorado Credit Union, The District Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1937
Headquarters
Golden, CO
BBB Accredited
No
Certifications
NCUA Insured Charter #67226
Visit Credit Union of the Rockies

CreditDoc Profile Note

Research Note on Credit Union of the Rockies

UNABLE TO COMPLETE PROFILE: The website provided does not belong to Credit Union Of The Rockies and contains no credit union services. A valid, verified website URL for the actual credit union is required to generate an accurate factual profile.

Profile Signals

  • Lower fees and better loan rates than banks
  • Member-owned cooperative banking
  • Community-focused financial services
Updated 2026-05-14

Similar Companies

Affidian Credit Union logo

Affidian Credit Union

Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.

4.2/5

Google rating from 120 reviews

BBB: NR

Profile signals: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with rate claims to verify

Colorado Credit Union logo

Colorado Credit Union

Colorado Credit Union is a member-owned financial cooperative serving 8 Colorado counties with rate claims to verify on mortgages, auto loans, and savings products.

4.2/5

Google rating from 45 reviews

BBB: NR

Profile signals: Colorado residents in the 8-county service area (Adams, Douglas, Jefferson, Arapahoe, Weld, Denver, Broomfield, Boulder) seeking competitive mortgage or auto loan rates, Members prioritizing free checking with no minimums and free mobile banking/deposit capabilities

The District Credit Union logo

The District Credit Union

Review this provider profile and compare source-linked details before choosing what to do next.

4.8/5

Google rating from 130 reviews

BBB: NR

Profile signals: Consumers in Aurora, Colorado looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

Compare Your Needs With Credit Union of the Rockies

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Quick Summary

  • Credit Union of the Rockies is listed as a Credit Unions provider in Golden, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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