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Michigan First Credit Union's free Money Mentor program provides financial education to teens and young adults (17-25) through group presentations, videos, and social media content focused on money management and credit building.
Data compiled from public sources
Michigan First Credit Union, headquartered in Lathrup Village with six Grand Rapids-area locations, launched the Money Mentor program in October 2018 as a free financial literacy initiative. The program was initially deployed in the metro Detroit market before expanding to West Michigan in August 2019. It addresses a documented gap in financial education, particularly for young adults who lack family or school-based guidance on money management fundamentals.
The Money Mentor program delivers financial education through multiple formats designed for accessibility: in-person group presentations, blog posts, educational videos, and social media content. The target demographic is 17- to 25-year-olds, and the curriculum covers money management basics and credit-building strategies. The program operates as a free service, with no stated fees or costs to participants. As a credit union initiative, it reflects Michigan First's broader commitment to financial literacy across its service communities.
Michigan First Credit Union distinguishes itself through a multi-tiered youth education approach. Beyond Money Mentor, the credit union operates a Young Bankers program for high school and elementary students, initially launched on Michigan's east side and expanded to at least one Grand Rapids school (Martin Luther King Jr. Leadership Academy). The organization is actively working with Grand Rapids Public Schools to expand this youth programming to additional classrooms, indicating institutional commitment to scaling financial education.
The primary limitation of this profile is the scarcity of detailed outcome data. The article does not provide participation numbers, completion rates, or measurable impact on participants' credit scores or financial behaviors. As a regional credit union program, availability is geographically limited to Michigan First's service areas. The program targets a specific age range (17-25), which excludes younger teens and older adults who may need foundational financial literacy. The reliance on multiple delivery formats (in-person, digital, social media) may create access barriers for individuals with limited internet connectivity or mobility constraints.
This is state-level context for Free Help consumers in Lathrup Village, MI. It does not confirm that Credit Literacy or this specific location is licensed.
State regulator
Michigan Department of Insurance and Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Credit Literacy offers 10 services including Free Money Mentor group presentations (in-person), Financial education blog posts, Educational videos on money management and credit, Social media financial content, Money management education for ages 17-25, and 5 more.
Credit Literacy has profile signals associated with Teenagers and young adults (17-25) in Michigan First Credit Union service areas with no prior financial education, First-time credit builders seeking foundational money management knowledge, Students in Grand Rapids Public Schools participating in the Young Bankers program, Young adults preparing to make independent financial decisions (apartment rentals, credit cards, loans).
Key strengths: listed with no monthly subscription financial education with no stated fees or enrollment costs; Targets underserved demographic (young adults lacking family financial guidance); Multi-format delivery including in-person presentations, videos, blogs, and social media for accessibility. Areas to consider: No published data on program participation numbers, completion rates, or participant outcomes; Limited geographic availability (Michigan First Credit Union service areas only).
In the Free Help category, comparable providers include American Debt Counseling, American Debt Counseling of MI, Detroit Communities Tax & Resource Center. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Money Mentor is profile signals for Michigan-based teens and young adults (17-25) who lack family or school financial guidance and seek free foundational education on money management and credit building. The main caveat is the absence of published outcome data, limited geographic availability to Michigan First's service territory, and the program's narrow age targeting that excludes younger teens and older adults.
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