No stored Google rating available.
Community-focused national bank serving Texas since 1883, offering personal and business banking, mortgages, and online/mobile services across six locations.
Data compiled from public sources
Clear Fork Bank, National Association, is a privately-owned community bank with deep roots in Texas, tracing its origins back to 1883. The bank is named after the Clear Fork, the largest tributary of the Brazos River, reflecting its heritage in the Texas Big Country region. Over 140 years of operation, the institution has evolved from its founding to incorporate modern banking technology while maintaining its commitment to personalized customer relationships and community involvement.
The bank offers a comprehensive suite of financial services including personal banking, business banking, and mortgage lending. Customers have access to online banking, mobile banking services, financial calculators, check reordering, and supplementary banking services. All six branch locations feature 24-hour drive-through ATMs.
The bank also provides educational resources on topics including IRAs, financial goal-setting, credit improvement, budgeting, online banking security, and mortgage refinancing. Clear Fork Bank distinguishes itself through its emphasis on private ownership, generational relationships, and community involvement. The institution markets itself on personalized customer service, describing customers as "part of our family" rather than mere account holders.
The bank values community service, honesty, relationships, heritage, and enthusiasm as core principles. Their approach combines traditional community banking relationship-building with modern digital banking tools. As a national bank with only six physical locations across Central Texas (Abilene, Albany, Breckenridge, Gordon, Mineral Wells, and Strawn), Clear Fork Bank's reach is geographically limited compared to larger regional or national institutions.
The bank is best suited for customers seeking personalized service and community connections in their immediate service area, though online and mobile banking options extend some accessibility beyond physical branch locations.
This is state-level context for Banks consumers in Albany, TX. It does not confirm that Clear Fork Bank, National Association or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Clear Fork Bank, National Association processed 155 mortgage applications in 2023, with 95.5% recorded as approved across 3 states.
155
Applications
95.5%
Approval Rate
$212K
Avg Loan
3
States Served
Based on 155 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Clear Fork Bank, National Association offers 12 services including Personal banking accounts and services, Business banking products and services, Mortgage lending and home financing, Online banking platform, Mobile banking application, and 7 more.
Clear Fork Bank, National Association has profile signals associated with Central Texas residents and business owners seeking personalized community banking relationships, Customers prioritizing local decision-making and community involvement over national bank scale, Individuals and businesses already established in the Abilene, Albany, Breckenridge, Gordon, Mineral Wells, or Strawn areas.
Key strengths: Private ownership with generational relationships and local community focus since 1883; Six convenient locations in Central Texas with 24-hour drive-through ATMs at all branches; Comprehensive service offerings including personal banking, business banking, and mortgages. Areas to consider: Limited geographic footprint with only six branches, all in Central Texas; No indication of rate claims to verify or fee structures on website.
In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Clear Fork Bank is profile signals for Central Texas residents and business owners who prioritize personalized community banking relationships and local decision-making over the convenience and product breadth of larger national institutions. The primary caveat is geographic limitation—the bank serves only six Texas communities, making it inaccessible for customers outside its service area despite offering online and mobile banking options.
Credit Human is a credit union offering checking, savings, loans, and investment products with rate claims to verify and zero-fee checking accounts.
Google rating from 54 reviews
Profile signals: Members seeking fee-free checking and savings with rate claims to verify, Homebuyers interested in down-payment-free mortgage options
PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.
Google rating from 225 reviews
Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking
SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.
Google rating from 8 reviews
Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing
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