No verified Google rating available.
Unable to verify. Website returned access denied error, preventing profile completion.
Data compiled from public sources
bank. 70d9e31) from Akamai edge servers. This prevents verification of the company's actual services, offerings, charter status, or operational details.
Without access to official company information, product details, fee schedules, or service offerings, a complete and factual profile cannot be constructed. The inaccessibility may indicate a temporary server issue, DNS problem, content delivery network misconfiguration, or site maintenance. To complete an accurate profile, direct access to the company's website, official documentation, regulatory filings (such as FDIC or state banking authority records), or verified third-party sources would be required.
Given that the banking category encompasses banks, credit unions, and neobanks offering checking, savings, and CDs, Citizens First Bank would logically fall into this category if it is a legitimate operating bank. However, no factual claims about specific products, rates, fees, or services can be made based on the currently unavailable website content.
This is state-level context for Banks consumers in Clinton, IA. It does not confirm that Citizens First Bank or this specific location is licensed.
State regulator
Iowa Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Citizens First Bank processed 2,682 mortgage applications in 2023, approving 95.5% of applicants across 3 states.
2,682
Applications
95.5%
Approval Rate
$247K
Avg Loan
3
States Served
Based on 2,682 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Citizens First Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.
Citizens First Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.
Key strengths: FDIC insured — deposits protected up to $250,000; Established in 2000; Local community bank with personal service. Areas to consider: Website is completely inaccessible, preventing verification of services or legitimacy; No accessible information available to confirm current operational status.
In the Banks category, comparable providers include American State Bank, American State Bank, American Trust and Savings Bank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
This profile cannot be completed due to website access denial. Verification requires either direct website access restoration or confirmation through regulatory databases (FDIC, state banking authorities, or OCC records) before recommending this institution to any consumer profile.
Regional bank operating in Iowa and South Dakota since 1913, offering checking, savings, mortgages, investments, and insurance through its parent company Ambank Company.
Best for: Residents of Iowa and South Dakota communities served by American State Bank seeking full-service regional banking, Customers wanting integrated banking, investment, and insurance services from a single institution
American State Bank is a community bank offering FDIC-insured checking, savings, debit cards, online banking, and mortgage lending services across multiple Iowa locations.
Best for: Residents of Osceola, Lamoni, Winterset, and surrounding Iowa communities, Customers who value personal relationships and local decision-making over branch convenience
Community bank in Lowden, Iowa offering personal checking, savings, loans, and digital banking since 1913 with emphasis on local relationships.
Best for: Agricultural businesses and farmers seeking specialized farm lending in Iowa, Small business owners in rural Iowa communities preferring local banking relationships
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Citizens First Bank and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence editorial reviews, page order, or recommendations; visible star ratings use stored Google review ratings when available. Learn more.