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Cheyenne-Laramie County Employees FCU is a member-owned federal credit union serving local government employees with savings accounts, loans, and digital banking services.
Data compiled from public sources
Cheyenne-Laramie County Employees Federal Credit Union is a not-for-profit, member-owned financial institution based in Cheyenne, Wyoming. The credit union serves employees of Cheyenne and Laramie County government entities, offering NCUA-insured deposit accounts and lending products at rate claims to verify. The organization maintains a physical branch location at 4523 Driftwood Drive in Cheyenne and operates under routing number 307086604.
The credit union provides a comprehensive range of financial services including share savings accounts, share certificates, personal loans, credit cards, and listed lending products like gap insurance and NADA blue book loan quotes. Members can access funds through drive-thru service, after-hours depositories, ATM networks, and online banking via their E-Teller platform. The institution also offers insurance products including AD&D coverage (up to $1,000 free), credit life insurance, and disability insurance. Digital payment options include Apple Pay, Samsung Pay, and Google Pay integration with their VISA debit and credit cards.
The credit union distinguishes itself through member-specific benefits including free notary service for members only, payroll deduction loan options, and overdraft protection services. They emphasize fast loan approval with reasonable rates and maintain partnerships such as Centennial Lending for listed borrowing needs. The organization also provides wire transfer services through their correspondent bank, Alloya Corporate FCU, and maintains active fraud prevention education for members.
As a credit union, membership eligibility is restricted to Cheyenne-Laramie County government employees, which limits the potential membership base compared to community banks. The website provides limited transparency on specific loan rates, APRs, or detailed fee schedules beyond a referenced fee schedule link. The institution's digital presence and online application capabilities suggest adequate technology infrastructure, though marketing materials focus primarily on local service delivery rather than competitive positioning against regional or national alternatives.
This is state-level context for Credit Unions consumers in Cheyenne, WY. It does not confirm that Cheyenne-Laramie County Employees or this specific location is licensed.
State regulator
Wyoming Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cheyenne-Laramie County Employees offers 15 services including Share savings accounts (NCUA-insured), Share certificates, Personal loans with fast approval, VISA credit cards with digital payment integration, VISA debit cards with card blocking capability, and 10 more.
Cheyenne-Laramie County Employees has profile signals associated with Cheyenne and Laramie County government employees seeking member-owned institution benefits, Local residents wanting free notary services and payroll-linked banking solutions, Members preferring drive-thru and after-hours access to banking services.
Key strengths: Free notary service exclusively available to members; AD&D insurance coverage up to $1,000 provided with no listed cost; Multiple digital payment options (Apple Pay, Samsung Pay, Google Pay) integrated with VISA cards. Areas to consider: Membership restricted to Cheyenne-Laramie County government employees only, limiting eligibility; Website does not disclose specific loan rates, APRs, or detailed fee information publicly.
In the Credit Unions category, comparable providers include Cit-Co, Pathfinder, Uniwyo. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for eligible Cheyenne-Laramie County government employees seeking a not-for-profit alternative with free member services and reasonable loan rates. Primary limitation is restricted membership eligibility; only government employees in the service area can join, making it unavailable to the general public.
Citco Federal Credit Union is a member-owned financial cooperative offering competitive banking services with personalized, hometown service to help members meet financial goals.
Profile signals: Wyoming residents seeking personalized banking relationships with a local credit union, Consumers prioritizing member-owned, not-for-profit financial institutions over traditional banks
Pathfinder Federal Credit Union is a Wyoming-based, member-owned credit union offering checking, savings, loans, credit cards, and IRAs with a focus on personalized service and rate claims to verify.
Profile signals: Wyoming residents seeking local relationship banking with digital convenience, Credit union members already part of an eligible employer or community group
UniWyo Federal Credit Union is a member-owned financial institution in Laramie, Wyoming offering personalized banking services with strong customer service ratings.
Profile signals: Laramie-area residents seeking community-focused banking with personalized service, Members prioritizing customer service quality and problem resolution over extensive branch networks
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