Big Horn Federal Savings Bank logo

Big Horn Federal Savings Bank in Greybull, WY

4.2/5

FDIC-insured federal savings bank serving the Big Horn Basin for over 85 years with consumer and business checking, savings, loans, and digital banking services.

Data compiled from public sources · Rating from CreditDoc methodology

Big Horn Federal Savings Bank Review

Big Horn Federal Savings Bank is a federally-insured financial institution that has operated in the Big Horn Basin region for more than 85 years. The bank positions itself as a community-focused provider committed to serving local banking needs with both traditional and modern digital solutions. S.

Government up to applicable limits. The bank offers a comprehensive suite of consumer and business banking products. On the consumer side, they provide checking and savings accounts, certificates of deposit (CDs), personal loan products, and mortgage financing.

Customers can access their accounts through free online internet banking, a mobile app, and phone-based telebanking. The bank also offers VISA debit cards, online bill payment, Zelle money transfers, and ATM access through the VISA network (750,000+ ATMs globally). Business customers have access to commercial checking, savings, and specialized commercial loan products.

What distinguishes Big Horn Federal is its emphasis on personal service combined with digital accessibility. The bank highlights that all personal, digital, and contactless facilities remain open and operational. They're actively upgrading security infrastructure, implementing multi-factor authentication via email verification as of May 1st.

The institution provides multiple channels for customer support including 24-hour ATM/debit card assistance, a dedicated telebanker line, online support, and local branch access. This omnichannel approach suggests commitment to serving customers across different preferences. Big Horn Federal is a straightforward community bank without the size or extensive product range of national megabanks.

Their loan and rate offerings appear competitive but would require direct comparison. As a regional institution, geographic convenience may be limited unless you're in or near the Big Horn Basin area. The bank's website emphasizes reliability and personal service rather than premium rates or exotic products, positioning it as a dependable option for conventional banking needs.

Services & Features

24-hour customer support
ATM access and withdrawals/deposits
Certificates of Deposit (CDs)
Check reordering (consumer and business)
Commercial checking accounts
Commercial loan products
Commercial savings accounts
Consumer checking accounts
Free online internet banking and bill payment
Mobile banking app
Mortgage loan products
Personal loan products
Savings accounts
Telebanking services
VISA debit card with PIN selection
Zelle money transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full U.S. Government faith and credit
  • Free online internet banking and mobile app with unlimited account access
  • Free online bill payment for U.S.-based bills with optional automatic recurring payments
  • VISA debit card with global ATM access (750,000+ VISA network ATMs plus 400,000+ financial institutions)
  • 24-hour customer support for lost/stolen cards and emergency assistance via phone
  • Multiple contact channels including telebanking, online support, email, and local branches
  • Zelle integration for real-time money transfers
  • 85+ years of established operations in community
  • Both consumer and business banking products under one institution

Cons

  • Regional bank with limited geographic footprint—primarily serves Big Horn Basin area
  • Website does not display current interest rates for savings, checking, or CD products, requiring direct inquiry
  • No mention of investment services, wealth management, or advanced financial planning products
  • Limited information about loan terms, APRs, or approval requirements on website
  • Security upgrade in May 2024 may create temporary inconvenience for existing security question users

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

What services does Big Horn Federal Savings Bank offer?

Big Horn Federal Savings Bank offers 16 services including Consumer checking accounts, Savings accounts, Certificates of Deposit (CDs), Personal loan products, Mortgage loan products, and 11 more.

Who is Big Horn Federal Savings Bank best suited for?

Big Horn Federal Savings Bank is best suited for Residents and businesses in the Big Horn Basin seeking full-service community banking, Customers prioritizing FDIC-insured deposits and established local bank relationships over premium rates, Individuals needing omnichannel access (branch, phone, online, mobile) with 24-hour support, Small to mid-sized businesses requiring commercial checking, savings, and business loan services.

What are the strengths and weaknesses of Big Horn Federal Savings Bank?

Key strengths: FDIC-insured deposits backed by full U.S. Government faith and credit; Free online internet banking and mobile app with unlimited account access; Free online bill payment for U.S.-based bills with optional automatic recurring payments. Areas to consider: Regional bank with limited geographic footprint—primarily serves Big Horn Basin area; Website does not display current interest rates for savings, checking, or CD products, requiring direct inquiry.

How does Big Horn Federal Savings Bank compare to similar companies?

In the Banks category, comparable providers include Bank of Commerce, Bank of Jackson Hole Trust, Bank of Star Valley. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1935
Headquarters
Greybull, WY
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #29637
Visit Big Horn Federal Savings Bank

CreditDoc Diagnosis

Doctor's Verdict on Big Horn Federal Savings Bank

Big Horn Federal Savings Bank is best for individuals and businesses in the Big Horn Basin seeking stable, FDIC-insured banking with personal service and convenient digital access. The main caveat is that as a regional institution, it may not serve customers outside its geographic footprint, and current rates and detailed loan terms are not transparently posted online, requiring direct contact for product comparisons.

Best For

  • Residents and businesses in the Big Horn Basin seeking full-service community banking
  • Customers prioritizing FDIC-insured deposits and established local bank relationships over premium rates
  • Individuals needing omnichannel access (branch, phone, online, mobile) with 24-hour support
  • Small to mid-sized businesses requiring commercial checking, savings, and business loan services
Updated 2026-05-08

Similar Companies

Bank of Commerce logo

Bank of Commerce

FDIC-insured bank in Rawlins offering free checking and savings accounts with rewards through Kasasa, plus home mortgage services.

4.2/5
BBB:

Best for: Local Rawlins/Wyoming residents seeking community banking with FDIC protection, Consumers wanting rewards checking without complex qualification requirements

Bank of Jackson Hole Trust logo

Bank of Jackson Hole Trust

Wyoming-based trust and wealth management services specializing in estate planning, asset protection, and fiduciary relationships for high-net-worth clients.

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Best for: High-net-worth individuals seeking multi-state or international asset protection through Wyoming trusts, Business owners planning succession and legacy transfer to family or designated heirs

Bank of Star Valley logo

Bank of Star Valley

FDIC-insured community bank offering checking, savings, CDs, IRAs, and personal loans with online and mobile banking services.

4.2/5
BBB:

Best for: Star Valley residents seeking local community banking with personalized service, Customers wanting integrated checking, savings, and loan products from one institution

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